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Need Insurance? Want Cheaper Insurance?

two40

By two40,
in General Automotive Discussion

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Posted
Posted

Just got a quote in the last couple of days ppl.. what do you think.

Car: '96 Skyline R33 gts-t SII - isured for $20,000

Age: 22

Driving record: Spotless

Previous Insurere: None

1) Just cars - $1950 premium with $1600 excess

2) Famous, unfortunately due to no previous insurance, the best NCB they could offer was 20% while Just Cars will put me on 50% due to having my license for 4 years..

Oops.. forgot to put in what famous said - $3,500 premium.. However would prob be $3,000 due to driving record.. Will wait until I have a year of insurance @ 50% than prob look into them..

At the moment i'll prob go with just cars, it isn't too bad I guess... Anyone got any other suggestions as to where I should also check up??

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volt_bite Enthusiast

volt_bite

Posted
Posted

thinking about insurance almost makes one want to cry.. im 20 and im just thinking if its actually worth getting a skyline(r33 gtst)..so far, it seems u gotta hunt around alot and ask alot of questions, but in the end, im sure i would have to pay quite alot. especially since ive had a crash (write off) and a few speeding fines. although im thinking listing the car under my parents name seems like the best option.. but some of those insurances with (8k km) restriction.. that would suck as i would use it as a daily driver.. anywy

JimX Grand Master

JimX

Posted
Posted

I got my renewal a few weeks ago and found it had dropped from $1500 (last year's price) to $1200. I was thinking that the market value had obviously dropped, but after doing some checks on Trading Post I saw some nearly stock R33's (usually just exhaust and/or rims) going for up to $19k private and just over $20k from a dealer. I'm fairly sure that the market value or mine with a few more mods is around the same or even more than the original insured value ($22k). The girl on the phone said that I was able to increase the insured value if I liked. Might need to check that out.

djsib Rookie

djsib

Posted
Posted
As some of you know I've had a tough time trying to find insurance after having had my license suspended for speeding and having a small at fault accident. One of the reasons I sold my Skyline was insurance and it's ridiciulous premiums.

The other day I called Famous Insurance and in a matter of minutes got the cheapest quote despite of my bad record. Today I went ahead with the policy and couldn't be happier.

Just to put things in perspective. I've called countless companies and they all either do not insure classic cars or I present too high a risk for them. I'm really sick of dealing with them and answering the same questions over and over again and hearing the same answers. The nearest quote I could find was $1090 with another classic car insurer which required me to get a valuation which costs over $100. Their excess was $500.

Famous on the other hand have offered me a premium of $600 with a basic excess of $200 and have insured me for the purchase amount (not market value like most other insurers wanted to). Following year the premium will drop to under $400 pending my driving record during the year.

Xxxx Xxxx who are meant to be lenient to high risk customers wanted to charge me around $2800 for market value which comes to $5800. Their excess was over $1000. Sure they are lenient but they should advertise the fact that they are also extortional. I had a third party property policy with them until today which cost me $693 with an excess of $1400!

Famous Insurance are an SAU endorsed company who offer our members a 10% discount or alternately will beat most quotes by 10%. Give them a call for a quote. You might be pleasently surprised.

George

Disclaimer: As any intelligent person would know, circumstances detirmine your premiums so what is expensive for me might be cheap in your case. SAU does not guarantee that Famous Insurance will offer you a policy.

JaFF Proficient

JaFF

Posted
Posted
have just got a quote of Just Cars and they were pretty good for me.  96' skyline with mods for agreed value $1900 full comp.  I am 25 rating 1 60% no claim living in albury.  Just thought I would let you know.

geez, I'm 23 with just cars, have a modded 93 gtst R33, am rating 1 and only pay $1050 this year

  • 2 weeks later...
FILO34 Proficient

FILO34

Posted
Posted

I was with Famous Classic Car Insurance before, and had an incident where i had to do claim it took a long time and a few weeks of waiting but overall they were alright. Its just sometimes they sort of stuff u around in not paying or replacing things, in which they make there own reasons to not cover somethings. And they really do take a hell alot of time on your claim and it sucks cause your car is sitting there at the panal shop for ages.

But when i was with them, it was $5500 under my name (20yo at the time) Modifiyed R34 GTT, they were the cheapest around at the time. But im not with them anymore...

thrtytwo Veteran

thrtytwo

Posted
Posted

Ive been looking for quotes on a R32 GTS-T. Im 17, on my P plates and have no previous accidents or claims. I asked for quotes from RAC but they wouldnt even insure me in a GTS. I then went to just cars and they would do a GTS for $1241. I then got a quote for a GTS-T from them and it was only $1475. Im quite happy with this and will most likely get theyre policy.

Gonzola Rookie

Gonzola

Posted
Posted

Are these guys in WA too?

Im with Just Car... full cover was a little over $1K for me at 19 with minimal mods on a 2.5lt TT Supra.

3rd party with fire/theft cover was around $600, but insured at $10k and getting stolen they only pay out $5k!!!

hidivylin Newbie

hidivylin

Posted
Posted

We are one of the maunfacturer who specializing in HID conversion kits.

HID lamps as well as ballasts for HID lamps

If you are interested in our products please feel free to contact me.

[email protected]

[email protected]

Product: auto lamps color temperatuer 4300k,6000k,8000k,10000k,12000k 35W 12V

Specification: H1, H3, H4,H7, H11, 9004, 9005, 9006, 9007 9004 Hi/lo, 9007 Hi/lo. H4 H/L , 9004 H/L 9007H/L

Packing: standard export packing

Min Quantity: 10 KITS

Payment: T/T

  • 2 weeks later...
kralster Veteran

kralster

Posted
Posted

How do you guys in your late teens and early twenty's get such good quotes?

I'm with just car insurance and i've got an R34 GT-t and it's costing me 2900 a year. I've never crashed anything or claimed for anything.

And the best they will do next year is move me down to a rating 5 which is about 20 percent off my current premium.

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