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Hey guys,

What did everyone get up too last night?

I came out to my car and found that someone wanted to key my car.

It goes from on the bonnet in circles all the way down to the passenger side to just past the rear wheel.

It is f**ked have to pay $1400.00 excess and then pay a extra $400.00 next year.

Why?

Man that sucks hard!!

Insurance is a rip. You are sometimes better off getting third party property damage instead.

The amount you pay each year plus the excess is usually more than most small accidents. Paying full comp, sometimes you could have bought your car over again in as little as 3 years! Unless you right your car off totally it is better not to have comp. I have done the sums on this & it is true.

In the last 9 years (since I bought my first import) I have saved about $27000 in insurance premiums by not going for full comp. My current import is only worth $7500, so even if I right it off I am still way better off. Thats how insurance companys make money!

I'll shut up now.

Man that sucks hard!!

Insurance is a rip. You are sometimes better off getting third party property damage instead.

The amount you pay each year plus the excess is usually more than most small accidents. Paying full comp, sometimes you could have bought your car over again in as little as 3 years! Unless you right your car off totally it is better not to have comp. I have done the sums on this & it is true.

In the last 9 years (since I bought my first import) I have saved about $27000 in insurance premiums by not going for full comp. My current import is only worth $7500, so even if I right it off I am still way better off. Thats how insurance companys make money!

I'll shut up now.

Yeah i know what your are saying but at the monment i'am still better off as i have only had my car for 7 months so all up i have payed $1600 a year premium and will have to pay $1400 excess and they are going to have to spray the entire bonnet and the entire left side of the car as the scratch mark is deep, like to the metal, so i'am not sure how much it will cost to fix.

I might be better off getting the whole car done in a different colour and me paying whatever extra it will cost.

when i had all the paint work and panel beating done on mine i had 8 panels painted and panel beated and cost me $1200. and the job was bloody perfect. maybe you should shop around a bit for how much everywhere can do it becaise you might be able to get it done cheeper then the excess payment

when i had all the paint work and panel beating done on mine i had 8 panels painted and panel beated and cost me $1200. and the job was bloody perfect. maybe you should shop around a bit for how much everywhere can do it becaise you might be able to get it done cheeper then the excess payment

agreed. :)

ok cause i was going to say all the guys at the villa were dicks last night. wanted to hit 2 of em for rubbing up against me and my best mate.... disguting...really was.

but yeh the car looked all frosted up with its windows down nice looking car thou

Yeah i know what your are saying but at the monment i'am still better off as i have only had my car for 7 months so all up i have payed $1600 a year premium and will have to pay $1400 excess and they are going to have to spray the entire bonnet and the entire left side of the car as the scratch mark is deep, like to the metal, so i'am not sure how much it will cost to fix.

I might be better off getting the whole car done in a different colour and me paying whatever extra it will cost.

key the other side of ya car aswell and get the whole car done. that would be ya best bet, might aswell since u gonna have half the car resprayed anyway. just state that it was all over your car

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