New Nissan Driver Seeks Info...

[shnugs]

(Edit... Found info, thx)

Hi all.

Im new to the forums and driving a Skyline. Its all very exciting driving my new car after owning a Mazda 626 (84 model) for 11 years or so.

My questions is on insurance. Im thinking about going with Suncorp. $1200 compr. Well, thats what I got online. Yet to call em. Being 31yo male, no accident history or speeding fines, I thought this would be easy.

Im sure you guys can help me with a good mob to insure my new beast?

I am rather shocked at how Nissan Skyline owners are treated by a lot of insurance companies. My brother has a hotted up MR2 which rock's, yet he seems to get it easy. I always figured it was the driver, not the car that caused the accidents. Oh well, 'them's the breaks' I guess.

(my new car)

Edited December 19, 2007 by shnugs

[CeJay]

Welcome, im with shannons, not too bad, but probably not the best lol, 1200 doesn't sound too bad. You could try justcars insurance or famous among others.

[Baconer]

only 2 places would insure me (19, 1 previous crash) and both wanted over 3.5k full comprehensive + another $1-2k excess

See if NRMA will insure you.

[Tarmac-]

When I got mine, rang NRMA and as soon as I said it was an import, the guy just said "we don't deal with imports" than there was an awkward silence. So I said "thanks, bye". Was expecting a bit more after being with them for years. Anyway, I'm with Shannons. Send a PM to _8005TED_ , works for them, I got a good deal through him.

[a20089]

Yep if you’re over 25 and house the car in a garage then Shannons is hard to beat.

That price you provided sounded OK, however look at the excesses and the conditions

[S T A R 3 3]

Yeah 1200 sounds pretty good.. although, I'm 22 and when i had mine I had GIO ensure me for 1400 - full comp.

[ZCR]

i'm with just cars but i'm 21 with no crashes and they want nearly 2200, but tis also my first insurance policy in my name, first car was in parents name

[sl33py]

Just make sure whoever you go with, if they say they allow "your choice of repairer" that it means exactly that. Many insurers say it, but when it comes crunch time, they say you have to get one quote from whoever you choose (your "choice") and then one from their list of recommended repairers. No prizes for guessing who will win the repair quote 99% of the time. That's NO choice if you ask me. That's how Just Cars works. Apparently Shannons have real choice of repairer but you must have your car garaged to go with them.

[BNR32t]

Shannons are great, When i had a fight with a kangaroo shannons had no problem with my choise of repairer and it was sorted quickly. I would recommend shannons everytime even if they charge more.

[R33Gtst Driver]

Just make sure whoever you go with, if they say they allow "your choice of repairer" that it means exactly that. Many insurers say it, but when it comes crunch time, they say you have to get one quote from whoever you choose (your "choice") and then one from their list of recommended repairers. No prizes for guessing who will win the repair quote 99% of the time. That's NO choice if you ask me. That's how Just Cars works. Apparently Shannons have real choice of repairer but you must have your car garaged to go with them.

ok really dumb and obvious but i need to clarify, when you say garaged do you mean it just needs to be stored in one at night/when not driveing? or it can't be your daily driver amd needs be treated like a show car is treated always garaged?

[Michele]

ok really dumb and obvious but i need to clarify, when you say garaged do you mean it just needs to be stored in one at night/when not driveing? or it can't be your daily driver amd needs be treated like a show car is treated always garaged?

It literally has to be garaged when at home, even if you park out the front and run upstairs to grab your wallet, they won't insure if its stolen from the font of your house. However, if you stay away from home, at a friends, in a motel, its covered. Its only not covered if its stolen from home and wasn't locked in the garage.

[CeJay]

Pretty sure shannons will not insure you if it is not garaged at night, ie on the street instead etc. They also asked me about where it was parked during the day.

[R33Gtst Driver]

It literally has to be garaged when at home, even if you park out the front and run upstairs to grab your wallet, they won't insure if its stolen from the font of your house. However, if you stay away from home, at a friends, in a motel, its covered. Its only not covered if its stolen from home and wasn't locked in the garage.

thanks heaps LadyBytes

i dont like that i dont have a garage (but i have fast legs and base ball bat ) what am i meant to do?

[Shell]

I dont have a garage either was considering changing to Shannons but I guess not..

I'm with Suncorp, they're seem to be ok, but I've never claimed so can't really say. Love their pay-by-the-month though, I couldnt survive without that, although they do charge a fee for the privilege unlike Shannons

[shnugs]

Well I actually found someone. GIO insurance. They have a sub-branch called Custom Car Insurance. Charged me just over a $1000. Still a lot, but I was'nt very lucky with any others. Still, they seem pretty good and helpful.

Note I drive my car everyday, 31yo and no bad history with crime. Helps.. just a BIT!

[r33skylinegtst]

Your bro drives the red MR2 right? he's a good mate, didn't tell me you'd bought the 33 though. You can always try Elder's, they do car insurance. never had to claim but the prices were quite fair.

[shnugs]

Your bro drives the red MR2 right? he's a good mate, didn't tell me you'd bought the 33 though.

Yep, my little bro. Was him that convinced me to buy the car.