Who To Use For Finance?

[avdo_]

As per title,

I am just trying to find out who to use (banks, finance brokers etc..) to get a loan for an Import car?

I tried NAB, ANZ and they laugh at me because the car is not in Australia. I have seen a thread somewhere but can't find it anymore about the same thing I am asking right now.

So if anyone can help, that would be great and much appreciated.

Thanks in Advance,

avdo_

[Damo_R34]

search bar is your best friend, not sure if it is working yet tho.

Im with Adelaide Bank, but my car was already here and rego'd.

[CRoNic...]

Speak to Savings and Loans. You cannot get a car loan due to the car having no plates.

I told Savings and Loans that I'm importing a car, and they got me a decent loan! Once the car is registered, they also give you the option to change loans into a secured car loan.

But yeah, try getting a personal loan. You can't get a car loan. Most banks laughed at me! But Savings and Loans are fantastic.

[avdo_]

Speak to Savings and Loans. You cannot get a car loan due to the car having no plates.

I told Savings and Loans that I'm importing a car, and they got me a decent loan! Once the car is registered, they also give you the option to change loans into a secured car loan.

But yeah, try getting a personal loan. You can't get a car loan. Most banks laughed at me! But Savings and Loans are fantastic.

Thanks for that, I'll go there on monday and see what they say. I bank with ANZ and they would not even look at me.

Got a home loan with them as well but no way they would give me money for anything else. And I do have quite alot of equity in my house.

Stupid bastards

[Min_R32]

Save up lol? (at least half or soemthing lol) I still personally think loans for a sports import is not a very good idea =D

[R33GTRKid]

dood the cheapest finance you will get is a credit line on your house if you have equity it should be easy, you do not have to tell em what it is for as it is simply a personal loan secured against your house, I think ANZ are offering a bells and whistle one at the moment at 8.49% variable

[Madaz]

finance brokers are good if...

1) you have bad credit

2) to get you the cheapest interest rate with best extras

im with commonwealth bank

[mr_rbman]

powerstate credit union u can get a personal loan til the car gets to australia then change it over to a car loan!

[Nightcrawler]

Thanks for that, I'll go there on monday and see what they say. I bank with ANZ and they would not even look at me.

Got a home loan with them as well but no way they would give me money for anything else. And I do have quite alot of equity in my house.

Stupid bastards

Tell them the money is for an overseas holiday and they will lend you heaps against your home. After all, why should they care what you want the money for?

[shy_s6]

bahahaahah sorry guys i have a big influence on this thread, i see the poor guy at work everyday n ask when he is buying a **** and obviously he comes back asking when im getting mine i guess all those jap links to cars for sale has worked well mwahahaha

[avdo_]

bahahaahah sorry guys i have a big influence on this thread, i see the poor guy at work everyday n ask when he is buying a **** and obviously he comes back asking when im getting mine i guess all those jap links to cars for sale has worked well mwahahaha

YOU'RE SH*T Danny, when are you buying a S8????

[Rocky88]

Any unsecured personal loan will do. Try major banks and tell them you want unsecured loan and they wont ask you for rego.

Credit unions dont usually offer unsecured loans for cars, especially if you're a new member.

[shy_s6]

YOU'RE SH*T Danny, when are you buying a S8????

as soon as you get your MR

[joeleo87]

Talk to nene she works for Banksa

off topic - what are you driving now anyways danny?

Edited August 22, 2008 by joeleo87

[shy_s6]

Talk to nene she works for Banksa

off topic - what are you driving now anyways danny?

my jeep... just sold the rb25 sil project, looking at moving next to or in town, then ill get a cheap daily and a new toy which will most prob be a s8

[avdo_]

my jeep... just sold the rb25 sil project, looking at moving next to or in town, then ill get a cheap daily and a new toy which will most prob be a s8

Danny will buy a S8 once he gets of his behind and start seriously looking for one. BTW any news about the house????

[shy_s6]

Danny will buy a S8 once he gets of his behind and start seriously looking for one. BTW any news about the house????

didnt hear anything so we hunting for another place

[OzCarImports]

Get a personal loan, if you can do it against your home loan get a cheaper interest rate go for it, only thing make sure its separate loan other wise you will be paying the total amount over the term of your loan so, the amount of interest will be alot more say over 20+ years rather than 5.

Have you found a car yet???

What did you want to buy??

Good Luck

\Steve

[avdo_]

Get a personal loan, if you can do it against your home loan get a cheaper interest rate go for it, only thing make sure its separate loan other wise you will be paying the total amount over the term of your loan so, the amount of interest will be alot more say over 20+ years rather than 5.

Have you found a car yet???

What did you want to buy??

Good Luck

\Steve

Hi Steve,

I'm looking for a Mitsubishi Lancer Evolution 8 MR. Nothing too modified, maybe just a exhaust and some good suspension. But the standard Bilstein suspension that it comes with is awsome as well.

As for finance, I wanna keep it seperate to my Home Loan. And I want to be able to pay the personal loan off as quick as I can with out penalties.

avdo_