Jump to content
SAU Community

Recommended Posts

Sorry to hear about the accident. Since its not your fault hope you can claim as much back from his insurance as possible!

But seriously, no insurance on an R32 GTR? Even my shitbox daily I drive to work and shops and whatever has third party - first few days of driving it with no insurance it just didnt feel right - I didnt care about the car but if I were to run into something $100k worth I'd be reamed up the rear end hard.

  • Replies 43
  • Created
  • Last Reply

Top Posters In This Topic

Your absolutely right. I don't. It's a free country.
As far as I can see no one's come "crying to you when the house wins". A little bird once told me if you ain't got nothing nice to say then shut the f**k up! Nice of you to put the cliches and metaphors in there for those of us too retarded to understand your real issue tho.

Yes, it is a free country - anyone should be able to voice their opinion as they please.

As far as I can see no one's come "crying to you when the house wins". A little bird once told me if you ain't got nothing nice to say then shut the f**k up! Nice of you to put the cliches and metaphors in there for those of us too retarded to understand your real issue tho.

rofl cry me a river.. this is a forum, i thought i spelled it out easy enough for plebs like you to understand - tho you could do well to take your own advice about STFU, cause you've added nothin to this discussion so far.

Sure the guy hasnt had a whinge about not having insurance, mainly I suspect because the onus is on the other guy to pay since he was at fault. If it was his fault tho, and he wasn't insured he'd be liable for a lot of cash. EOA.

-D

+1 for Vu

Edited by Dohmar
and wow David cant sleep sounds pretty much spot on your did however forget go buy a packet of large tim tams and farmers union iced coffee to console your woes

I didn't forget. I assumed he had those already. These are items that should be in your armoury at all times! :)

Sorry Dave, you're dead wrong on this

No I not. The guy asked for guidance.

You felt the need to point out the mistake. I believe he would have realised that on his own.

Edited by writeoff
I didn't forget. I assumed he had those already. These are items that should be in your armoury at all times! :)

No I not. The guy asked for guidance.

You felt the need to point out the mistake. I believe he would have realised that on his own.

If he'd have caused the accident then yes. Since hes >lucky< relatively speaking, the other bloke was in the wrong and has to pay for the damages.

However as you pointed out, it can take years to resolve compo claims if you dont have your own insurance company. He might not get paid out for another year.

-D

Bad luck on crashing hope the other guy is honest and doesnt try turn the story around, its harder to prove fault when you dont have your insurance companies lawyers on your side.

To all those who think its stupid to drive without having your car insured, its always a gamble with odds against you because the insurance companies have to make money. I didnt get full comp because if I dont total my car in 7 months then insurance costs will have surpassed my cars agreed value, which would make me an idiot to drive with it.

Bad luck on crashing hope the other guy is honest and doesnt try turn the story around, its harder to prove fault when you dont have your insurance companies lawyers on your side.

To all those who think its stupid to drive without having your car insured, its always a gamble with odds against you because the insurance companies have to make money. I didnt get full comp because if I dont total my car in 7 months then insurance costs will have surpassed my cars agreed value, which would make me an idiot to drive with it.

nobody is arguing the lack of insurance on cheap cars. I didnt bother with my VN for that exact same reason. skylines however are a different story

-D

So i go away for a couple days and come back to this.... Nice!

My bad. I guess when i wrote this post i should have addressed as HELPFUL GUIDANCE, Let me know ur HELPFUL thoughts! Stay out of this post Dohmar cos ur not helping me out ay cos u've got no useful guidance for me.

If you have a car thats worth more than $20k. as most GTR's are, and you are aware of the fact that a) GTR's are a favourite for car thieves and b) its an import and costs a LOT of money to get fixed. If you seriously drive an imported street legal racecar, and think that its going to be cheap to fix out of your own pocket, then you're deluded. And if you can afford a 32 GTR and not afford the insurance, then in actual fact, you cannot afford an R32 GTR. Period.

I don't see who made u the judge as to what i do with my cash. It is a choice that i have made. It has been my choice to go without insurance for the past few years and and that is the gamble i have taken. And i don't need to justify myself to u, or anyone!

It might seem harsh, but stupid is as stupid does. Im not saying you deserved to crash or injure yourself, but you're playing with fire anytime you take ANY car out on the road without insurance, double that if its an import and double that again if its a niche car that thieves and hoons like to drive.

Its like having a $45k car and driving it on the road with bald tyres. We all know how that turns out.

And while this is a bastard of a thing to say, if you gamble and lose, its your own damn fault. Dont come crying to me when the house wins. I have absolutely no sympathy for gamblers.

Nice use of cliches, Forest but what useless crap u have to say has nothing to do with what GUIDANCE i have requested. So stay out of this discussion. Something tells me that if this was an in-person discussion u wouldn't be so opinionated. Funny how u can voice ur opinions so much stronger behind the safety of a keyboard.

And another thing i never came "crying to you". Do youself a favour and stay out of the discussion please mate.

nothing wrong with being self insured guys.

you just need to remember that without third party, you are responsible for any damage to other people's property. it's one thing not to have your car covered, but to not cover what damage you might cause to other people's property - with no means to pay it back later - it socially irresponsible IMHO. 3rd party only is VERY cheap, I like to refer to it as "rolls royce" insurance - ie: you won't have to fit the bill for a rolls royce if you hit one :P

Be ready for a shit fight mate, insurance companies often fight hard against people with no insurance. they will automatically assume that you won't be able to afford a lawyer also and will use theirs to try and put some blame onto you.

You'll also have to respond to all of THEIR demands if you want your money as you don't have someone to keep up the fight for you. It is very hard to battle against an insurance company as a layman.

watch 'em try and value your car at around $13K as a start too - this is redbook low end for trade in value. and be careful with quoting costs for modified parts - got a quote on a factory exhaust before? it will cost WAY more than any HKS/APEXi/TRUST jobbie you can find, used or new. I saw someone try and up receipts for mods once, the insurance company argued that the cost of all the factory parts should be DEDUCTED from the cost of the vehicle prior to adding on the cost of the aftermarket pieces. They may even begin to bring into account the relative roadworthyness of your car if you start quoting things like coilovers etc - if they can do that, all of a sudden blame starts to head your way"in court "His car was un-roadworthy and un-insurable, look he couldn't even get insurance, his car should not have been on the road!

your best bet is to find cars in similar condition and level of modification to yours for sale and argue the value that way.

Be VERY careful in your wordings, make sure all your correspondance is written and get legal advice - QUICK. the couple of grand a lawyer might cost for a couple of quick letters (like, tomorrow or tuesday) may mean the difference in $10-15K payout.

nothing wrong with being self insured guys.

you just need to remember that without third party, you are responsible for any damage to other people's property. it's one thing not to have your car covered, but to not cover what damage you might cause to other people's property - with no means to pay it back later - it socially irresponsible IMHO. 3rd party only is VERY cheap, I like to refer to it as "rolls royce" insurance - ie: you won't have to fit the bill for a rolls royce if you hit one :P

Be ready for a shit fight mate, insurance companies often fight hard against people with no insurance. they will automatically assume that you won't be able to afford a lawyer also and will use theirs to try and put some blame onto you.

You'll also have to respond to all of THEIR demands if you want your money as you don't have someone to keep up the fight for you. It is very hard to battle against an insurance company as a layman.

watch 'em try and value your car at around $13K as a start too - this is redbook low end for trade in value. and be careful with quoting costs for modified parts - got a quote on a factory exhaust before? it will cost WAY more than any HKS/APEXi/TRUST jobbie you can find, used or new. I saw someone try and up receipts for mods once, the insurance company argued that the cost of all the factory parts should be DEDUCTED from the cost of the vehicle prior to adding on the cost of the aftermarket pieces. They may even begin to bring into account the relative roadworthyness of your car if you start quoting things like coilovers etc - if they can do that, all of a sudden blame starts to head your way"in court "His car was un-roadworthy and un-insurable, look he couldn't even get insurance, his car should not have been on the road!

your best bet is to find cars in similar condition and level of modification to yours for sale and argue the value that way.

Be VERY careful in your wordings, make sure all your correspondance is written and get legal advice - QUICK. the couple of grand a lawyer might cost for a couple of quick letters (like, tomorrow or tuesday) may mean the difference in $10-15K payout.

Awesome advice mate, thanks

So i go away for a couple days and come back to this.... Nice!

My bad. I guess when i wrote this post i should have addressed as HELPFUL GUIDANCE, Let me know ur HELPFUL thoughts! Stay out of this post Dohmar cos ur not helping me out ay cos u've got no useful guidance for me.

I don't see who made u the judge as to what i do with my cash. It is a choice that i have made. It has been my choice to go without insurance for the past few years and and that is the gamble i have taken. And i don't need to justify myself to u, or anyone!

Nice use of cliches, Forest but what useless crap u have to say has nothing to do with what GUIDANCE i have requested. So stay out of this discussion. Something tells me that if this was an in-person discussion u wouldn't be so opinionated. Funny how u can voice ur opinions so much stronger behind the safety of a keyboard.

You could think that, but you'd be wrong. And yeah its your choice, but if you crash, or get your car stolen without comprehensive, you'll be in the shiznit. Fact.

Nn sweetie.

-D

if you need a motor specialist solicitor ill give you the number of someone that can probably help

^^ very sound advice don't go sprouting your mouth off about any mods due to most of them not being ADR compliant

Thanks mate, that would be great

I've watched this thread go to shit, now it's time to step in...

Enough!

Please keep this on topic, the OP came on here and asked a question, before he knew it he was being bombarded by posts which had nothing to do with what he asked. Any further OFF TOPIC posts in this thread will lead to a 7 day holiday, don't beleive me? Try it. Sick of this in fighting/bickering stage that we are going through at the moment

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • As I've said elsewhere, I am using the stock intercooler piping path in the engine bay, and a return flow cooler, and making ~250 rwkW (without any effort put into trying to turn it up past there just yet) and expect to be able to make some more, and frankly, I would be perfectly happy with 260-270rwKW. This is peak road Skyline usability territory. You go past there and, sure, the car will snap necks more when it's on boost, but it will also break shit all the time, cost a (even larger) fortune in tyres, etc etc. Anyway, I also do not like the over-the-fan pipe path, and you don't have to do it.
    • I see, honestly I’m not too fussed about the looks. The only reason to go plenum is to make the piping easier instead of the classic over the rad etc. 
    • Not easy to quantify wrt something like how many fractions of a second slower it would be over 0-100. But given that a 250-300rwkW car is able to do that launch sprint in 5-6 sec (and faster with appropriate tyres, and surface)..... giving up as much as a second would feel like torture. A ~450HP capable turbo is not going to make lots of boost in the 2000-3000 rpm range. So, whilst with some boost on hand it will be faster accelerating in that rev range than your engine currently is NA, it will not feel like a fast car until the boost is solidly in. You know what your car feels like right now when you open it up at 2000rpm. if you've ever been in an actual fast car, you will appreciate that the NARB25 is.... not exciting. Well, add some boost and it will be better. But shorten the intake runners and it might not be better at all. It might come out better, but it could end up feeling the same. For me, it's not the 0-X km/h sprints that matter. It is easy to fry the tyres with anything over 200 rwkW. You can't use all the power available in 1st and 2nd anyway, you have to modulate the throttle. What matters is how the car reacts when you're driving in traffic in 4th or 5th and have maybe 2000 rpm on board, and you want/need to add some speed quickly, and don't have time for the downshift. It won't make boost, it will be all NA (at the speeds we're talking about - remember how fast you're going at 2000 in 4th! and don't plan on breaking the limit by too much.) So giving away NA torque is not what I would consider practical for a street car. And retaining that NA torque builds boost faster which makes the car faster. The flashy plenum is not actually better, unless you're looking at a track car where you can keep it on the boil all the time.  
    • So how much difference does it make you think? Like 1 second in the 0-100?  I was have smaller turbo so hopefully that spools quick GTX2871.  currently it’s NA so you can imagine pretty slow, but I do want fast accusation a little as there’s not many places I’ll be driving where I go over 80 even near me. So 0-60 and 0-80 targets   
    • Short inlet runners cost quite a bit. Dulls off the off-boost torque, and delays boost onset, because arrival of boost is driven by gas flow is a product of the ability to flow air which is torque. This is the reason that the stock manifolds have longer runners. On a 3L, or bigger, you can usually accept the compromise of giving away some torque because the extra capacity gives you a little extra to waste. But on a smaller motor, there's not a lot there to start with. Example, I swapped RB20 out of my R32, 25NeoDET in its place. The "wall of torque" that I experienced afterwards made it all worthwhile. That's because I came from RB20 land where torque is not a thing. But I would not do anything, anything at all, to reduce the low/mid torque I have now, because I remember what it is like to not have it!
×
×
  • Create New...