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Time For Insurance

Marshan
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Marshan Collaborator

Marshan

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Posted (edited)

Hey guys i know this has been covered a hundred times it looks like time for me to renew my comprehensive.

Is anyone here insured with NRMA? they are giving me bullshit excuse on how everyone's premiums are going up this year the damn premium has gone up by $300 (no accident history) and despite the fact that i have turned 25, they also dropped the agree'd value by $5000 which is ridiculous.

Even stranger is when i tried to get a quote from AAMI they told me they don't insure imports when the previous owner of my car was with AMMI!! WTH...

When i told them the previous owner was insured by them, they told me someone must have made a mistake because it shouldn't have been insured.

What's everyone else with? any recommend any good insurance companies?

edit: typo

Edited by Marshan
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Marshan Collaborator

Marshan

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  • Author
Posted (edited)

maybe the previous owner meant "JUST CARS", it's part of AAMI did u know...

as for getting your premiums down...have you tried listing your mum or dad as primary driver and you as a secondary....???

Nope they were insured with AAMI after i purchased they even sent me a letter to renew my comprehensive...which i don't have anymore.

Also i am listed as secondary driver and my parents are primary.

No idea if they were just bullshitting me saying everyone's premiums are going up by couple of hundred this year, due to large amount of claims made in 2012.

Edited by Marshan
180 wanabe Proficient

180 wanabe

Posted
Posted

I am with NRMA and they play silly buggers with me every year my insurance is due, last year was no exception with them wanting allmost 2k!!!!

fortunately I was able to get them to beat a quote by AI insurance which brought my price down to a much better $800

Still given when I 1st got the car and insured it 4 and and a bit years ago for 30k they wanted $1500

sonicii Veteran

sonicii

Posted
Posted

I'm insured with NRMA.. I paid just under $800 per year with glass cover.

NRMA usually beat any competitor quote by 10%.. so search around and find something cheap and take it back to them..

AAMI don't do imports.. not sure how the previous owner managed to get them to insure it.. I even asked them when I got my V35 as my previous car was insured with them.

Suncorp do the V36, but not the V35.

Seano350GT Veteran

Seano350GT

Posted
Posted

I'm 21, lost licence 2 years ago for speeding, insured with RACQ for $2200 a year and an agreed value of $26k..i pay $184 a month because it's a big whack of money to pay at once. Shouldn't have lost my licence years ago it's killed me, even though i was doing 70 in a 60 zone twice within a week apart and lost it.

Marshan Collaborator

Marshan

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  • Author
Posted

I'm with NRMA - QLD and i havent heard anything about the rise :O Should I be worried? I'm already paying like 1600 a year.

Yeah i'm paying around 1600 but this year despite the fact i turned 25 they are looking at just a bit over 2k!!

A few of my mates got theirs renewed and didn't get a rise. I get a feeling they're playing games.

bigdr33gtst Enthusiast

bigdr33gtst

Posted
Posted

im with just car claimed mid December and car went in second week of Jan. it was a car park bump not my fault. didn't have to pay an excess even though the other bloke wasn't insured. im happy with them. and pay about 1400 at 28

Marshan Collaborator

Marshan

Posted
  • Author
Posted

im with just car claimed mid December and car went in second week of Jan. it was a car park bump not my fault. didn't have to pay an excess even though the other bloke wasn't insured. im happy with them. and pay about 1400 at 28

Did they drop the premium the year after if you don't have an accident?

Because one of my mates has his WRX'S insured with Justcars and paid 1800 for the first year. And because he didn't have any accidents the following year his premium went down to just 1k. That seems pretty reasonable if they do that he whole reward you for being a safe driver incentive.

t5iv Grand Master

t5iv

Posted
Posted

Your premium usually drops as your driver rating increases. That's the whole rating one thing.

At rating 1, you're supposed to be a great driver that never has any issues. Less risk for them. This is usually calculated on driving history. So if you haven't had any incidents in 6? years, then you're at that level and your premium probably won't drop any further. If you start on a level 3, then move to a level 2, your premium would drop a bit.

  • 1 month later...
R6n350GT Experienced

R6n350GT

Posted
Posted

My previous NRMA cost was $1300 for $30k agreed or something, i got the renewal and its $2200... wtf

Just car is $1257 @ value of $20950 and when doing the same value with NRMA its $2030... they dont do 10% now so they can suck it. Shanons want $2100 for $30k and $2200 for $35k

Will try RACQ, but who with NRMA has V35 and didnt get increase ??

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