Worst State For Car Thefts

[Nismo 3.2ish]

Dirty old man

I'm 26.5 and I feel old already.

I would be a dirtier old man if I could or they would let me , LOL

[Nismo 3.2ish]

Thats interesting Peter, let us know how you go with nrma, but at this stage I'm only looking to get 3rd party, I also have a dash cam so if I'm not at fault, I have proper proof on a camera (no hassles in small claims court) or if I'm at fault, then 3rd party covers the other person, and I'm stuck with damage to my car.

My 180sx was rear ended, written off, I was offer 9k from aami, had a private accessor check out my car, aami then offered 21k the accessor took 4k.

I got all my money back, every cent. paid 8k for the car, and had receipts for work done and parts purchased.

Hi Daniel

I thought the bloke said it was $468 or something like that, missed the $1000 part

Well I got the info, I think it was one of those old sayings, if it seems too good to be true , it is too good to be true,

The Premium is $1,416 , that was with a 15% discount for maximum no claim bonus BUT it was for $65,000 against Justcars $1900 for $45,000.

So it is still a great price and apart from a Klm restriction of 9000Klms PA it is similar to a normal policy.

I asked them about buying the car back if written off as there was nothing in the info I received, the bloke said this info is the same as there general insurance policy and you can buy it back and he would send me a copy to read , so I will wait until I read it before I take his word..

I think we all know that most of the money you spend on modifying your car is wasted if you have to or want to sell it ( I did not know this before I bought my car) I still would have bought a Skyline BUT I would have driven a couple of moded cars closer to what I wanted from the car first, not buy the first one I saw,haha

So, I got insurance closer to a realistic price the car is worth ( nowhere near what I spent) but better than just the cars original price. I paid $45,000 for the car, it had $50,000 spent on it before I bought it..

[r32-25t]

Are you saying you went with the vintage Classic insurance despite it saying in the pds no daily drivers?

[Nismo 3.2ish]

Hi Brett

I call my R a DD as I do not track it in any way, it IS a recreational ride, it does meet their criteria

My Tiida is my true DD as I use it for shopping, driving the kids around and all of the other crap you have to do with your car in the normal course of the day. I am not going to be loading crap into my toy .

This is what they say, it was changed from 20 year old to 15 years old "Classic vehicles, which are 15 years of age or more, and "recognized by us" as a collectable vehicle that are used for hobby or recreational purposes" "You can also drive it MORE than 9000Klms PA / use it for a business purpose or Hire "as long as you tell them in writing beforehand and they "agree to cover you"..

My R is my "recreational vehicle " = fun , pleasure,enjoyment, amusement , I can use it 7 days a week at times and sometimes not at all, no chance of doing 9000Klms PA so all good.