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Insurance for 17yr old red P's

Scottstyles
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shanef Grand Master

shanef

Posted
Posted

im 18 and just cars quoted me 2746 for my 1996 gts-t unlimited mods (i have racked up the highest points with the mods i have)

premiums have come down about 800 in the last 3-4 months from just cars, only way i could afford my skyline lol

r34_skyline Proficient

r34_skyline

Posted
Posted

insurance premiums have dropped dramatically since a few weeks ago.

hrmm, i reckon just car should tell u straight off if a mod is legal or not. coz its not technically "easy" finding a particular rule to say if a particular mod is legal or not. if its not legal they should tell you straight away.

im not with justcar, my friend is and they told him that it was his responsibilty to make sure the mods are legal, not justcars'.

take for example the exhaust modification rule in NSW. "A vehicle cannot be fitted with an exhaust system which will work less effectively compared to factory OEM". say i get a full catback fitted onto the skyline, doing so immediately voids the rule, coz its not factory OEM specs. yet you have the option to tick "exhaust modifications" on the contract. yeh, "modifications". but who the hell is gonna change an exhaust(non sports) and tick yes? at fault claim rejected ? maybe.

shanef Grand Master

shanef

Posted
Posted
vehicle cannot be fitted with an exhaust system which will work less effectively compared to factory OEM". say i get a full catback fitted onto the skyline, doing so immediately voids the rule, coz its not factory OEM specs.

you will be able to fit a cat back exhaust because it will work better than the OEM one.

but it also depends on what they classify as a "less effective exhaust".

r34_skyline Proficient

r34_skyline

Posted
Posted
you will be able to fit a cat back exhaust because it will work better than the OEM one.

but it also depends on what they classify as a "less effective exhaust".

well my quote isnt exactly word for word from the actual rule. but i do remember it being rather strict.

foznice Veteran

foznice

Posted
Posted

it sounds pretty stupid I think. They say only legal mods and it's our responsibility, so they will cover us for illegal mods, charge us extra and then possibly not pay out if something happens. They quoted me extra for my mods (exhaust and BOV) and it's third party, so they won't pay for any damage to my car anyway.

race_snooze Grand Master

race_snooze

Posted
Posted
has anybody tried shannons?, I might give them a call later

Yes i had them for a long time and the price was good too but when i claimed for some repairs all hell broke lose, it tock 9 months for the car to be fixed then had to go back to another sparypainter to be finished and shannons then sent me a new policey for 3,400 so rang them and told them to **** off.

now i am with famous or unquie can remember but so far so good.

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