I've been playing with RB's for a while now dude, and I am yet to see the issues you are stating. I'm not saying they DON'T happen, I'm just saying it's probably not as dire as you are making out.
As I agreed with above, if you're hitting 95deg after a quick blat to 100kmh then yes, you have a problem but it's not going to cause everything to fall apart from pitting and corrosion.
Basically, regular fluid maintenance (which coolant is a part of, and something everybody should be doing) will help everything live a (hopefully) long and uneventful life.
Ignore your fluid changes for several years, and yes, you will likely see a massive deteoriation in cooling system components. The lack of maintenance, even at normal operating temps, is going to do a lot more damage than running it hotter but changing fluids more often.