I believe that Hamish meant, don't lie in your applications for insurance. If you get caught it can really come back to haunt you later.
I have heard people have issues where they have been driving as the nominated driver on someone else's insurance with no personal insurance history of their own. When they tried to get their own policy, they started from scratch. Can anyone confirm this?
There ARE plenty of insurance threads on these boards so have a look around. Being rating 1 and 25+ helps a lot. I can't wait to see if I get a new discount at 30, to go along with the first "life crisis".
Cheers.