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Eh? Insurance.. Sound Right?

Brett_A

By Brett_A,
in General Automotive Discussion

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Brett_A Contributor

Brett_A

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Oh ok cool.

Nah, its not illegal to own and drive a GTR in QLD. No power restrictions or anything here -- yet!

Mayswell get in before they try and bring the laws in! :(

GTR soon enough! As soon as I fix up my VLT (Blown head gasket and cracked head....... ) Friend is helping me repair it, so should be fixed in a week, hopefully sold in 1 or 2 more.. and then the search begins! :(

Gts-t Grand Master

Gts-t

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Posted (edited)

Be careful of companies that offer cheap preimums, they will fix your car with second hand parts. On top of that your repair quote will be put online and every dodgy shop on your insurers repair list will bid for the job. If i havent spelt it out enough, your car will be repaired as cheaply as possible.

On the other hand, another insurance company, like shannons, will charge you a more expensive premium BUT you will get the choice of repairer! Your car will also be repaired with new parts, you are also more likely to get a realistic value for you car if its had alot spent on it.

For example with a cheaper premium company, they will only do basically what a stock one is worth, say 18k. With someone like shannons they will do you for say 25k, this is cruicial once you take into account the excess and so on that you will need to minus from what your car is insured for should it be written off.

Edited by 26GTS
RANDY Veteran

RANDY

Posted
Posted
There is a clause in most insurance policies stating that you are insured as long as it is legal and roadworthy.

Driving a GTR, let alone a modified one, is illegal at aged 19 (in most states anyway).  They will still take you insurance payments, but if you have an accident they may decide to not pay you, as you where driving the car illegally.

Just something to consider...........

I called them a few months ago to see if I could swap my 3rd party insurance from my V8 to my new Skyline. The swap was direct, no more to pay. I'm 24, and i've been waiting for the magic 25 before getting full-comp, but I thought i'd ask how much just incase it had come down from the $3500 quote I was given 2 years ago.

The guy told me that they don't go age-based anymore, but rather "how many years accident-free" that you've been driving. So they quoted me $1901 or something... and i've got just under 2 months till my bday.

Now... Just Car also offer no claim for every year you've had 3rd party with them, so i'd be straight in at 60% NCB. (been with them for 3 years on 3rd party, no accident for 6 years... stupid P-plate thing I did on my 2nd week of driving)

JustCar just keeps getting better!

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