Jump to content
SAU Community

Recommended Posts

Whats everyone paying for their car insurance?

In this format:

Car:

Insurance company:

Cost:

age:

driving history:

gender:

mods:

post code:

garage y/n:

alarm:

insured amount:

market or agreed value:

insured in parents name?

alarm category:

excess:

extra

defensive driving course:

stereo covered:

wheels covered:

windscreen replacement y/n:

no claim bonus protection:

age excess:

voluntary excess:

pensioner discount:

specified valuables covered:

Choice of repairer:

How many quotes needed for repairs:

covered for motorsport events:

pay by the month:

do they do insurance file checks:

understanding, not JUST insurance:

Comprehensive:

Property Injury Liability or Property Damage Coverage:

Liability coverage:

Bodily Injury Coverage :

Collision Coverage:

vehicle under finance:

been refused insurance before:

have a criminal record:

age of youngest driver:

private or business use:

special colour paint:

driven only on weekends:

member of a cams car club discount:

bundled with home insurance discount:

Edited by dan_the_man
Link to comment
https://www.sau.com.au/forums/topic/154173-post-your-insurance-costs/
Share on other sites

  • Replies 126
  • Created
  • Last Reply

Top Posters In This Topic

no its a reasonable thread. just needed more variables

LOL whos got the online quote format? That should cut it lol

yea on a serious note i've got a heap of shit on my car not much but i've told em everything turbo ecu and shit and i'm paying only $1600 p/year, cars insured for 18.5k ratiing 3 or something 21y/o, but no matter how much it is insurance is always worth it...

Car: 19993 r32 gtr

Insurance company: Torque

Cost:$824.50

age: 43

driving history: heaps of fines

gender: Male

mods: pods exhaust turbo timer boost controller

post code: 6110

garage y/n: yes

alarm: yes

insured amount: $30 000

market or agreed value: agreed

insured in parents name? their both dead

alarm category: unknown

excess: $1000

extra

defensive driving course: nope

stereo covered:yes

wheels covered: yes

windscreen replacement y/n: yes

no claim bonus protection: yes

age excess: yes

voluntary excess:no

pensioner discount: no

specified valuables covered: yes

Choice of repairer: yes

How many quotes needed for repairs: 2

covered for motorsport events: no

pay by the month: yes

do they do insurance file checks: ????

understanding, not JUST insurance:

Comprehensive: yes which covers all below

Property Injury Liability or Property Damage Coverage:

Liability coverage:

Bodily Injury Coverage :

Collision Coverage:

---------------------------

vehicle under finance:no

been refused insurance before:no

have a criminal record:no

age of youngest driver: 30

private or business use: private

special colour paint: yes

driven only on weekends: nope is a daily 25000k in the last 12 months

member of a cams car club discount: no

bundled with home insurance discount: no

Car: HR31 GT Passage

Insurance company: Just Car

Cost: $1290pa

age: 21 (then)

driving history: 9 points

gender: female

mods: insured ones are wheels and stereo

post code: 6108

garage y/n: y

alarm: y

insured amount: $6000 is all they would cover it for b@stards!

market or agreed value: agreed

insured in parents name? no

alarm category: 4 (makes no difference to Just Car)

excess: All age ones plus $700 high performance import excess

extra

stereo covered: yes

wheels covered: yes

windscreen replacement y/n: n

no claim bonus protection: ?

age excess: yes

voluntary excess: no

Choice of repairer: yes

covered for motorsport events: no

pay by the month: no

Comprehensive: yes

vehicle under finance: no

been refused insurance before: no

have a criminal record: no

age of youngest driver: 21 (again at the time)

private or business use: private

special colour paint: no

driven only on weekends: yes (again no difference to Just Car)

Car: Skyline r33 1997 series 2 gtst

Insurance company: just car

Cost: $2187

age: 18

driving history:none

gender:male

mods:a few

post code:6018

garage y/n:y

alarm:y

insured amount: 18k

market or agreed value:agreed

insured in parents name?no

alarm category: laser line

excess: 2100

extra

defensive driving course:n

stereo covered:y

wheels covered:y

windscreen replacement y/n:y

no claim bonus protection:n

age excess:...

voluntary excess:.n

pensioner discount:n

specified valuables covered:n

Choice of repairer:n

How many quotes needed for repairs:n

covered for motorsport events:n

pay by the month:n

do they do insurance file checks:n

understanding, not JUST insurance:n

Comprehensive:y

Property Injury Liability or Property Damage Coverage:y

Liability coverage:y

Bodily Injury Coverage :y

Collision Coverage:y

vehicle under finance:n

been refused insurance before:n

have a criminal record:n

age of youngest driver:18

private or business use:p

special colour paint:w

driven only on weekends:n

member of a cams car club discount:n

bundled with home insurance discount:n

Car: 1993 R32 GTR

Insurance company: Torque

Cost: $1058

age: 27

driving history: Lost licence 3 time when under 23

gender: Male

mods: larger FMIC, pods, boost controller, front pipe and cat back exhaust, 17" wheels, oil cooler

post code: 6069

garage y/n: n (carport)

alarm: y

insured amount: $28000

market or agreed value: agreed

insured in parents name? n

alarm category: what ever the best is

excess: $500

extra

defensive driving course:n/a

stereo covered: n

wheels covered: n

windscreen replacement y/n: y

no claim bonus protection: max 60%

age excess: n

voluntary excess: n

pensioner discount: n

specified valuables covered: n (wreck recovery option)

Choice of repairer: y

How many quotes needed for repairs: 2

covered for motorsport events: n

pay by the month: n (annual)

do they do insurance file checks: ??? didn't ask

understanding, not JUST insurance: easy to deal with

Comprehensive: y

Property Injury Liability or Property Damage Coverage: y

Liability coverage: y

Bodily Injury Coverage : y

Collision Coverage: y

vehicle under finance: n

been refused insurance before: n

have a criminal record: n

age of youngest driver: 24

private or business use: private

special colour paint: n

driven only on weekends: daily driver

member of a cams car club discount: am a CAMS member but no discount offered

bundled with home insurance discount: n

I can't believe the price of insurance for younger guys and girls... $2000-3000 premium and $1500+ excess... these are crazy prices!!! If you make 1 claim you have just forked out $3500++ and then your premium will go up further :miner::laugh:;)

Car: 1993 Nissan Skyline GT25t Sedan (5spd)

Insurance company: Shannons Insurance

Cost: $1220

age: 23

driving history: no fines in the last 4yrs, no loss of license ever

gender: Male

mods: turbo, wheels, cooler, zorst, gauges, suspension, wastegate, bov, pod, stereo

post code: 6010

garage y/n: Y

alarm: Y

insured amount: $23,000

market or agreed value: Agreed

insured in parents name? No, my name

alarm category: AutoWatch with 3pt Immob

excess: $500

extra

defensive driving course: N

stereo covered: Y, worth about $2000

wheels covered: Y, 20" worth about $4500

windscreen replacement y/n: Y, 1 per year with no excess

no claim bonus protection: N

age excess: $400

voluntary excess: N

pensioner discount: N

specified valuables covered: $500

Choice of repairer: Y

How many quotes needed for repairs: 1

covered for motorsport events: N, only training courses

pay by the month: Y, no extra charge via direct debit

Car: 1995 R33 GTS

Insurance company: HBF

Cost: $1050

age: 19

driving history: Crashed Once in wet weather

gender: Male

mods: Stock standard except with apexi pod, Tein HA coil overs, GT dual adjustable blade wing, Enkei Rims, MOMO steering wheel, Trust knob, R33 front turbo brakes

post code: 6108

garage y/n: y (carport)

alarm: y

insured amount: $12000

market or agreed value: agreed

insured in parents name? y

alarm category: what ever the best is

excess: $900+

extra

defensive driving course:n/a

stereo covered: y

wheels covered: y

windscreen replacement y/n: y

no claim bonus protection: max 60%

age excess: y

voluntary excess: n

pensioner discount: n

specified valuables covered: y (wreck recovery option)

Choice of repairer: n

How many quotes needed for repairs: n/a

covered for motorsport events: n

pay by the month: y (annual)

do they do insurance file checks: ??? didn't ask

understanding, not JUST insurance: easy to deal with

Comprehensive: y

Property Injury Liability or Property Damage Coverage: y

Liability coverage: y

Bodily Injury Coverage : y

Collision Coverage: y

vehicle under finance: n

been refused insurance before: n

have a criminal record: n

age of youngest driver: 18

private or business use: private

special colour paint: n

driven only on weekends: daily driver

member of a cams car club discount: n

bundled with home insurance discount: n

Car: R33 GTS-T

Insurance company: Wesfarmers

Cost: $960

age: 31

driving history: 1 claim in last 5 years

gender: Male

mods: Over $11,000 listed on policy (didn't bother about some things)

post code:

garage y/n: Yes

alarm: Yes

insured amount:

market or agreed value: Market I think...need to change to agreed (maybe $50k so I can get money back for mods :( hehe)

insured in parents name? Nope

alarm category: Blueline...think it is highest

excess: $200

extra

defensive driving course: No

stereo covered: Not yet...have to add it all to the list of mods $5,000

wheels covered: Yes

windscreen replacement y/n: Yes

no claim bonus protection: Max 60%

age excess: Yes

voluntary excess: No

pensioner discount: No

specified valuables covered: $500

Choice of repairer: Yes

How many quotes needed for repairs: 1

covered for motorsport events: Dont think so

pay by the month: No

do they do insurance file checks: ???

understanding, not JUST insurance: Yes

Comprehensive: Yes - See below

Property Injury Liability or Property Damage Coverage: Y

Liability coverage: Y

Bodily Injury Coverage : Y

Collision Coverage: Y

Pfft, tooo many Q's thankyou

Full Comp insured for agreed value of $24k, $1700 excess (last time I checked) with Just Car with full NCB.

Car is garaged with alarm in post code - 6027

20 - $2200

21 - $1175

22 - coming up in a few months, 1 month before I turn 23.... My god I'm old :(

Car: 1996 series 2 r33

Insurance company: just cars

Cost: $2700

age: 19

driving history: none

gender: Male

mods: wheels, pod, exhaust, gauges, audio equipment, side skirts

post code: 6036

garage y/n: y (carport)

alarm: y stage 4

insured amount: 21,000

market or agreed value: agreed

insured in parents name? y, but prices go on youngest driver

alarm category: 4

EDIT: i seem to be paying the most, last year i was getting charged $2994, went down this year :P

hey sam

its weird how u pay a lot more than me considering im 18 with less than a years experience

when i was looking around for cars i gave them differents cars to quote, and it came out as:

1996 s2 r33 gtst - $2900.............with the car being fully stock

1997 s2 r33 gtst - $2187 ............covering fmic,rims, pod,boost controller,1k stereo, gauges,exhaust etc

weird, but prob the '1996' r33 is blacklisted?

geez thats ghey, thats weird, a newer skyline with a whole bunch of mods for around a $700 decrease i h8 insurance companies ;), i only added the rims and audio recently i dunno what kind of difference it woulda made :P

to be honost my dad paid for my first year and recently this second year iv gone into with insurance i only have to pay half so really me personally am forking out $1350 :)

Whats everyone paying for their car insurance?

In this format:

Car: 1994 GTS-T R33

Insurance company: Vigel

Cost: $1000

age: 21

driving history: Clean

gender: Male

mods: FMIC, widebody f-glass fenders, kit, mags, tails, electronic smoke gauges

post code: 6050

garage y/n: y

alarm: yes

insured amount: $15000 - $20000 (hasnt been confirmed yet)

market or agreed value: agrred

insured in parents name? No

alarm category: ?

excess: ?

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • So, that is it! It is a pretty expensive process with the ATF costing 50-100 per 5 litres, and a mechanic will probably charge plenty because they don't want to do it. Still, considering how dirty my fluid was at 120,000klm I think it would be worth doing more like every 80,000 to keep the trans happy, they are very expensive to replace. The job is not that hard if you have the specialist tools so you can save a bit of money and do it yourself!
    • OK, onto filling. So I don't really have any pics, but will describe the process as best I can. The USDM workshop manual also covers it from TM-285 onwards. First, make sure the drain plug (17mm) is snug. Not too tight yet because it is coming off again. Note it does have a copper washer that you could replace or anneal (heat up with a blow torch) to seal nicely. Remove the fill plug, which has an inhex (I think it was 6mm but didn't check). Then, screw in the fill fitting, making sure it has a suitable o-ring (mine came without but I think it is meant to be supplied). It is important that you only screw it in hand tight. I didn't get a good pic of it, but the fill plug leads to a tube about 70mm long inside the transmission. This sets the factory level for fluid in the trans (above the join line for the pan!) and will take about 3l to fill. You then need to connect your fluid pump to the fitting via a hose, and pump in whatever amount of fluid you removed (maybe 3 litres, in my case 7 litres). If you put in more than 3l, it will spill out when you remove the fitting, so do quickly and with a drain pan underneath. Once you have pumped in the required amount of clean ATF, you start the engine and run it for 3 minutes to let the fluid circulate. Don't run it longer and if possible check the fluid temp is under 40oC (Ecutek shows Auto Trans Fluid temp now, or you could use an infrared temp gun on the bottom of the pan). The manual stresses the bit about fluid temperature because it expands when hot an might result in an underfil. So from here, the factory manual says to do the "spill and fill" again, and I did. That is, put an oil pan under the drain plug and undo it with a 17mm spanner, then watch your expensive fluid fall back out again, you should get about 3 litres.  Then, put the drain plug back in, pump 3 litres back in through the fill plug with the fitting and pump, disconnect the fill fitting and replace the fill plug, start the car and run for another 3 minutes (making sure the temp is still under 40oC). The manual then asks for a 3rd "spill and fill" just like above. I also did that and so had put 13l in by now.  This time they want you to keep the engine running and run the transmission through R and D (I hope the wheels are still off the ground!) for a while, and allow the trans temp to get to 40oC, then engine off. Finally, back under the car and undo the fill plug to let the overfill drain out; it will stop running when fluid is at the top of the levelling tube. According to the factory, that is job done! Post that, I reconnected the fill fitting and pumped in an extra 0.5l. AMS says 1.5l overfill is safe, but I started with less to see how it goes, I will add another 1.0 litres later if I'm still not happy with the hot shifts.
    • OK, so regardless of whether you did Step 1 - Spill Step 2 - Trans pan removal Step 3 - TCM removal we are on to the clean and refill. First, have a good look at the oil pan. While you might see dirty oil and some carbony build up (I did), what you don't want to see is any metal particles on the magnets, or sparkles in the oil (thankfully not). Give it all a good clean, particularly the magnets, and put the new gasket on if you have one (or, just cross your fingers) Replacement of the Valve body (if you removed it) is the "reverse of assembly". Thread the electrical socket back up through the trans case, hold the valve body up and put in the bolts you removed, with the correct lengths in the correct locations Torque for the bolts in 8Nm only so I hope you have that torque wrench handy (it feels really loose). Plug the output speed sensor back in and clip the wiring into the 2 clips, replace the spring clip on the TCM socket and plug it back into the car loom. For the pan, the workshop manual states the following order: Again, the torque is 8Nm only.
    • One other thing to mention from my car before we reassemble and refill. Per that earlier diagram,   There should be 2x B length (40mm) and 6x C length (54mm). So I had incorrectly removed one extra bolt, which I assume was 40mm, but even so I have 4x B and 5x C.  Either, the factory made an assembly error (very unlikely), or someone had been in there before me. I vote for the latter because the TCM part number doesn't match my build date, I suspect the TCM was changed under warranty. This indeed led to much unbolting, rebolting, checking, measuring and swearing under the car.... In the end I left out 1x B bolt and put in a 54mm M6 bolt I already had to make sure it was all correct
    • A couple of notes about the TCM. Firstly, it is integrated into the valve body. If you need to replace the TCM for any reason you are following the procedure above The seppos say these fail all the time. I haven't seen or heard of one on here or locally, but that doesn't mean it can't happen. Finally, Ecutek are now offering tuning for the 7 speed TCM. It is basically like ECU tuning in that you have to buy a license for the computer, and then known parameters can be reset. This is all very new and at the moment they are focussing on more aggressive gear holding in sports or sports+ mode, 2 gear launches for drag racing etc. It doesn't seem to affect shift speed like you can on some transmissions. Importantly for me, by having controllable shift points you can now raise the shift point as well as the ECU rev limit, together allowing it to rev a little higher when that is useful. In manual mode, my car shifts up automatically regardless of what I do which is good (because I don't have to worry about it) but bad (because I can't choose to rev a little higher when convenient).  TCMs can only be tuned from late 2016 onwards, and mine is apparently not one of those although the car build date was August 2016 (presumably a batch of ADM cars were done together, so this will probably be the situation for most ADM cars). No idea about JDM cars, and I'm looking into importing a later model valve body I can swap in. This is the top of my TCM A couple of numbers but no part number. Amayama can't find my specific car but it does say the following for Asia-RHD (interestingly, all out of stock....): So it looks like programable TCM are probably post September 2018 for "Asia RHD". When I read my part number out from Ecutek it was 31705-75X6D which did not match Amayama for my build date (Aug-2016)
×
×
  • Create New...