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Im with just cars, heard you cant get insurance through shannons if you have lost your liscense, is this true?

If so then i'll have to stick to just cars, they also only wanted to know about my infringements for the last 3 yrs, some what it for the last 5yrs, in the last 3 yrs i have had 1 accident and 2 fines, in the last 5 i have had 3 accidents and a coupple of pages of fines.

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my premimum has gone up $100, and I can't see why, I made a claim once, but that was in the period before last (of the one being quoted). In addition my excess has risen to $1700. What rot. I'm going to do everything I can not to be insured with just cars.

assuming premiums can go up depending on the stats/claims/write-offs etc for the past year for that type of car, or the category of driver?

so it's maybe not you who's contributed to the rise, just those who are similar to you??

just a guess, assuming insurance is all about probability, etc.

assuming premiums can go up depending on the stats/claims/write-offs etc for the past year for that type of car, or the category of driver?

so it's maybe not you who's contributed to the rise, just those who are similar to you??

just a guess, assuming insurance is all about probability, etc.

Exactly right. Mine jumped this year purely down to the car from what Shannons said which makes sense as there are a lot more on the roads than 12 months ago however doesnt help my cause having never made a claim. Also the area you live in can go through a spate of crime and force premiums up although admittidly this is more of a longer term increase (3-5 years or more I would say). :(

i've had insurance with both just cars and shannons. The latter has my business still... and now everyone else in my family. They're just simply sooo much easier to deal with, hassle free when it comes to choise of repairer etc. They don't shaft you with nominated repairers etc. You don't even need to send in a second quote when you claim.

Here's how I've experienced just cars:

Accident... not your fault

Call to make claim... get treated like petty criminal...

Get quote from TWO repairers

Call them with quotes, have them nominate a repairer that's authorised by them

Take car to repairer, wait a couple of weeks for assessor to come out.

Pay an exorbitant excess

Hope that the recommended repairer is half decent and dosen't give you back a car with runs in the paint.

Get your premium jacked up, even if it isn't your fault.

Here's how it works with shannons:

Accident... not your fault

Call to make claim, given claim number and told to get a quote from repairer of choice

Repairer of choice calls shannons with estimated cost (no need for an official quotation, just a value over the phone will do)

Assessor is sent out within the week, and you're given a mobile number to contact him on

In my case, my excess is only $300

The repairer you choose is pretty much always someone you trust to do a good job

Plus they allow for a windscreen change every year... comes in handy when you do frequent trips back and forth from melbourne to sydney.

Called Nick from Shannon this week and got 2 of my dad's car insured with them. Man they are good, he beats AAMII prices by40%. GOOOOOOOOO Shannin and Nick who helped me.

I just spoke to Nick on the phone as well and my quote is about $500 cheaper without the crap excesses than Justcar!

WOO!

Good guy had a chat about cars and yea..all is sweet..

if shannons is $500 dearer check the coverage you get against others... there are a few of us who work for shannons on the board but its best to contact 134646 and chat to us direct..

and if insurers price match cheaper qtes they have to make up the dollars they knock off this year in your next rnl.. just remember that...

and shannons offer alot more than most insurers.. read through our entire PDS compared to others :)

  • 3 weeks later...
  • 2 weeks later...

Hey Guys,

Nick here from shannons if you got any questions about insurance feel free to call me on 13 46 46 just ask to speak to me

if im not free give the person you speak to your number and i will call you back

Shannons does have pretty strict guidelines when it comes to insurance for under 25 drivers and high risk vehicles

but call me and i will see what i can do!

cheers

NiCk

Edited by NiCk-180
  • 1 year later...

ok, digging this up because i'm wondering if we still know anyone who works there?

i've finally reached that magical 25 barrier where suddenly i've become the worlds best driver :( - and my friggen policy went up nearly $400!

do we know anyone who i could have a chat to? Is this Nick person still there?

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