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I've just renewed the insurance on my 33 with JustCar, and was surprised to see the agreed value had dropped to $12,850. I thought agreed value was a figure that was agreed upon, unlike Market value, which drops every month/year.

I told JustCar about $4k of upgrades, and they increased the agreed value by about $200!!! I complained, saying i want a higher agreed value, and want to pay more premium because i dont want to be underinsured, and the most they could raise it to was $14,250.

Has anyone has similar problems with JustCar? I'm thinking of speaking to Shannons for a quote now.

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https://www.sau.com.au/forums/topic/181648-justcar-insurance-low-agreed-values/
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Thats pretty bad but i cant say ive heard good things about just cars, a friend of mine who does insurance (not cars) warned me not to go with just cars but go for H2P i got a way better quote with them then what i did with Just Cars so you should give them a call too :laugh:

Edited by /2on

I've had a few 'average' experiences with Just Car insurance.

Many years ago I was insured with JC, very briefly! They were... 'insert a four letter word here'

I also had a young guy in a S14 200SX that decided he would turn right from the left hand lane of a two lane roundabout whilst I was proceeding straight ahead - he was insured with JC. I was in my girlfriend’s car at the time and it was covered by AAMI, which JC are connected with. Without going into detail all I will say is I was absolutely blown away by how unprofessional JC were at handling their client and his at-fault claim. I also found out that AAMI doesn’t really liaise with JC at all - food for thought.

I am currently insured with Ryno Insurance Services. These guys are fantastic to deal with, offer a better level of service than Shannons (having dealt with Shannons in the past) and cater specifically to the modified enthusiast market. I have agreed value of $38,000.

Yep i was with Just Car, and they were shit. I hadnt made a claim and when it came to paying my new premium they had increased it. Simply because Skylines had been in more prangs or more had been knocked off so, everyone that owns one, gets screwed rather than rewarding those who dont claim. I had been a rating one and been with them for years too!

Thats why i went to Shannons. Agreed value, $16,500 for R33 GTST with mild mods. Choice of repairer etc.

I need to get out of JustCar, my 95 33 is agreed at only 10k and they can't do any better!!!

If I ring them and tell them I want it valued higher and threaten to change companies will they raise it?

my 32 gtst is insured with RAA H2P, in my first 12 months with them i had an agreed value of 17,000 and paying $73 per month

when i followed that on for another 12months they sent me out the new agreement stating that this had dropped to 14 something and now i pay $85 a month...

i think i might soon get off my ass and see if there are some better opportunities with insurers.

i dont really get how it works, it costs more for me to fully insure my ford laser (02 model with about 6k of mods) than a skyline or rex... i mean serioously, i think i have more chance of something bad happening in a turbo, than a fwd 1.6....

ever time i call justcar insurance i get a diffrent answer.

Absolutely true, I have found if you don't like the initial answer call back again later. First person wanted approx. $1500 yearly because I was rating 2, second person said I was rating 1 and only had to pay $890/ year.

just cars doesn't seem to make much sense then, my 93 r33 gtst agreed value is $15,000. dunno how that 95 skyline is only agreed @ $10,000. I've only got a few mods aswell, been with just cars for 3+ years and haven't had any major probs.

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