Jump to content
SAU Community

Recommended Posts

Hi all.

I recently got into a car accident. Maybe some of you have been through this so advice will help.

Long story short. I rear ended a white 2000 hatch model corrolla. It was at low speed approx 5km/hr. The damage to his car was a circular crack about the size of a tennis ball to his rear bar. that was all.

It was pretty much my fault. I spoke to him and he agreed to deal with it privately. Next thing you know I get a letter from his insurance company asking for $1900. Do you guys think that is roughly around a fair price? According to the quote he's repainting both rear quater panels, replacing the rear bar and reo as well as many other miscelaneous things.

I really dont believe it'd cost that much to repair the minor damage.

What options do I have? I'm pretty sure i'm entitled to an independant quote. But does that mean i choose a panel beater for the quote or?

Thanks guys ... its doing my head in -_-

Edited by chinkeboi
Link to comment
https://www.sau.com.au/forums/topic/211177-legal-advice-please/
Share on other sites

If he has issued you with a letter ring your insureance company now! I mean pick up the phone this second. Pay your ecesss & let them deal with it. Its not worth lossing sleep over, that why you pay insurence.

sorry ... forgot to mention that i only have third party fire and theft.. and if you've had experience with justcar.. i'm pretty sure you'd know that i am really reluctant to go through them.

my excess is a few hundred short of what he's asking for..

and jsutcar charge through the roof as it is

ok an honest description of the damage to his car.. a tennis ball sized circular dent which goes in about 2-3mm and has cracked the paint. this is on the right centre of his rear bar..

the rear bar so popped out A LITTLE on the right side.. so that there was a .5mm-1cm gap only on the right side of his rear bar where it connects to his rear quarter panel.

So in all of this.. i agree with the replacement of the rear bar.. most likely the reo was dented.. and since he's milking it.. he would probably replace it... but there was absolutely no damage to the paint of any other panels..

yeah.. in hind sight thats what i should have done

so tip for those out there TAKE PHOTO'S OF DAMAGE AT THE SCENE OF THE ACCIDENT

also.. try and get the other guys reccount of what happened on paper.

its just abit sudden.. ur crusiing along and then crash.. ur world gets thrown around and u forget to do silly little things like that -_-

and since he's milking it..

If you got a letter from his insurance company that it might not be him that is milking it. I think your lucky, my brother hit a Magna in the tail, similar amount of damage (from my brother's description anyways...) and the cost of fixing that was like $5,000, or $1,500 for the excess. At least you had the sense to drive a car WITH insurance.

yeah..

HOWEVER.

the bill is for 1700 (for some reason the front page on the demand letter isn't inclusive of gst) and my excess is $1800

Sometime's I wonder. Justcar is the single biggest rort int his country. technically its only uses are if you cause more than about $2000 damage. Anything less and your kidding yourself by paying $1000 a year for their shitty service.

Well update: I've managed to get a a hold of some photo's of the guys car from his insurance. Looks worse than i remembered it to be.. but then again i was a little hazed going from cruising to get a feed in the morning to a $3000 car crash

Not sure if i can even dispute it.

Load of shit.. $500 MAX!!!!

I just got a quote for a respray for the GTR rear bar because I had some idiot ran into the back of me yesterday afternoon.. nothing broken or dented just scratches.. Asshole :down:

mm chicks driving gtrs thats what you get :P

I have been in the same situation.. we planned to dispute outside of Insurance, next thing i get a letter from the bitch's insurance crowd demanding money.

For a celica front bar that just needed to be popped out, apparently her headlights and reo needed to be changed (and they werent even dented/broken - i saw them after it was all removed).

$1850 later (thanks justcars).. some bitch has a brand new front on her celica and im eating bread and water for a month.

If ANYONE hit my car I would always put it through insurance, for exactly the reasons we are reading here. Dealing with someone who thinks they know how much it should cost, is not my problem.

5km/h inpact can cause panel damage and plastic bars hide damage. We can assume that he might be ripped off, but the end of the day he will have to pay up or be sued by the insurance company, that will costa heap more.

Learn to either not hit cars, or find cheaper insurance excess.

It would not be hard to find $1800 damage,

If you damaged the rear bar reo, good chance the beaver panel got damaged and

Could have also damaged the boot floor if the skyline is low and you went under the corolla,

If this is the case some Toyota corolla beaver panels join over the rear

Qtr panels and can easily just split the seal between them, then Painting of the

Rear qtr would be required,

Then to paint the Qtr would need to remove the rear Qtr windows if it has them depending on which model, sedan or hatch?

Then parts need: Bar ,Reo, Bar mounts, under the bar there are qtr vents these crack easily, Sealer kit for windows, Any badges, possible Exhaust damaged?

And there you have it $1800 gone….

Man that still sounds steep, do what I do in future, keep a digital camera in the car(so you can check the photo is good) and yeah if anyone ever asked me to dispute it privately I'd say no. It's a hassle I don't need that's why we pay insurance every year :)

True comments guys. I would have put it through insurance too. No offence to you, but in her eyes you could just pay a mate to do a dodgy patch up job and send her on her way. I dont know you therefore do not trust you, im paying for the trust of the insurance company. Its just unfortunate bad luck man.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • Have a look at that (shitty) pic I posted. You can see AN -4 braided line coming to a -4 to 1/8 BSPT adapter, into a 1/8 BSPT T piece. The Haltech pressure sender is screwed into the long arm of the sender and factory sender (pre your pic) into the T side. You can also see the cable tie holding the whole contraption in place. Is it better than mounting the sender direct to your engine fitting......yes because it removes that vibration as the engine revs out 50 times every lap and that factory sender is pretty big. Is it necessary for you......well I've got no idea, I just don't like something important failing twice so over-engineer it to the moon!
    • Yup. You can get creative and make a sort of "bracket" with cable ties. Put 2 around the sender with a third passing underneath them strapped down against the sender. Then that third one is able to be passed through some hole at right angles to the orientation of the sender. Or some variation on the theme. Yes.... ummm, with caveats? I mean, the sender is BSP and you would likely have AN stuff on the hose, so yes, there would be the adapter you mention. But the block end will either be 1/8 NPT if that thread is still OK in there, or you can drill and tap it out to 1/4 BSP or NPT and use appropriate adapter there. As it stands, your mention of 1/8 BSPT male seems... wrong for the 1/8 NPT female it has to go into. The hose will be better, because even with the bush, the mass of the sender will be "hanging" off a hard threaded connection and will add some stress/strain to that. It might fail in the future. The hose eliminates almost all such risk - but adds in several more threaded connections to leak from! It really should be tapered, but it looks very long in that photo with no taper visible. If you have it in hand you should be able to see if it tapered or not. There technically is no possibility of a mechanical seal with a parallel male in a parallel female, so it is hard to believe that it is parallel male, but weirder things have happened. Maybe it's meant to seat on some surface when screwed in on the original installation? Anyway, at that thread size, parallel in parallel, with tape and goop, will seal just fine.
    • How do you propose I cable tie this: To something securely? Is it really just a case of finding a couple of holes and ziptying it there so it never goes flying or starts dangling around, more or less? Then run a 1/8 BSP Female to [hose adapter of choice?/AN?] and then the opposing fitting at the bush-into-oil-block end? being the hose-into-realistically likely a 1/8 BSPT male) Is this going to provide any real benefit over using a stainless/steel 1/4 to 1/8 BSPT reducing bush? I am making the assumption the OEM sender is BSPT not BSPP/BSP
    • I fashioned a ramp out of a couple of pieces of 140x35 lumber, to get the bumper up slightly, and then one of these is what I use
    • I wouldn't worry about dissimilar metal corrosion, should you just buy/make a steel replacement. There will be thread tape and sealant compound between the metals. The few little spots where they touch each other will be deep inside the joint, unable to get wet. And the alloy block is much much larger than a small steel fitting, so there is plenty of "sacrificial" capacity there. Any bush you put in there will be dissimilar anyway. Either steel or brass. Maybe stainless. All of them are different to the other parts in the chain. But what I said above still applies.
×
×
  • Create New...