Insurance Woe's!

[SHIZNT]

Ive had my Stagea for nearly a year now and recieved a letter from GIO Custom Car to renew my policy. So i open the letter to see how much its dropped (just turned 21 and now fully licenced) and its gone from $200 a month to $384!!!...

So i ring them up and they tell me i've been dropped back from a rating 4 to a rating 6 caus ive made a claim even though the other driver has taken responsabilty and their insurance is paying for the damages...

After explaining the situation and getting everything sorted out I'm not down to a rating 3 and they will be sending out new renewel form with a new figure...

Anybody else been stuffed around by their insurance company?

[blinko]

Anybody else been stuffed around by their insurance company?

Im pritty sure that all they know how to do.

[_Ryan_]

also more of them smashed by now maybe?

Just Cars are awesome so far... My premium has dropped every year, even though I went to an area with slightly higher crime(Mount Waverley -> Toorak)

[Jezboosted]

+1 Just Car

Buying the Stagea this year is the first car i've ever put comprehensive on. I'm on $1138 a year Rating 1.

With the stuffing around bit, it happens everywhere. Banks try it, Phone co's try it, Insurance co's try it. If you don't complain, they win every time.

Suncorp's repairer told my girl that she would have to source a door rubber strip for her VT commodore (an elderly man T-Boned her with his mint old cortina) as holden no longer make it. They suggested we go to the wreckers..... We kicked up a stink and told em to sort it out, thats what COMPRE-FKN-HENSIVE is. They reckoned wreckers didn't have any, or they were damaged and sent a cheque for $51. I can not believe it. Even if i found a door strip, there is no way i could buy it, spray it the pooey burnt orange to match the car, and then fit it. It's a bloody joke.

[SHIZNT]

+1 Just Car

Buying the Stagea this year is the first car i've ever put comprehensive on. I'm on $1138 a year Rating 1.

With the stuffing around bit, it happens everywhere. Banks try it, Phone co's try it, Insurance co's try it. If you don't complain, they win every time.

Suncorp's repairer told my girl that she would have to source a door rubber strip for her VT commodore (an elderly man T-Boned her with his mint old cortina) as holden no longer make it. They suggested we go to the wreckers..... We kicked up a stink and told em to sort it out, thats what COMPRE-FKN-HENSIVE is. They reckoned wreckers didn't have any, or they were damaged and sent a cheque for $51. I can not believe it. Even if i found a door strip, there is no way i could buy it, spray it the pooey burnt orange to match the car, and then fit it. It's a bloody joke.

Same things pretty much happening with me now.. i got reversed into by a drunk and unlicensed driver while i had my misses and the kids in the car!... the guy tried to drive off until i stopped him and told him id call the cops... long story short he gave me his phone number, told me to call his misses, get her insurance details and make a claim...

On my quote i got my repairer says:

Tail Light - $? (May be hard to source)

And they are expecting me to find a new set of tail lights!?!

[kidafa]

what one got damaged/ones ive got a set of s1 tails here mate

[SHIZNT]

what one got damaged/ones ive got a set of s1 tails here mate

The main one on the right hand side has a cracked lense.. might wait until the car goes in and make up some bullsh!t that ive found one but its $400 from Japan, see if they give me the cash/cheque and buy a full set of S2 tail lights

[_Ryan_]

rhdjapan.com have lights NEW for what most people ask for them second hand

[fantov]

Mate, the one thing i've learn't over the years is insurance company's always win... their designed as money making machines, bit strange though that they've penalised you for someone else in the fault... why would you make the claim if that was the case!!

I lost my faith in insurance years ago, looking back on it... should've made payments into a savings account and kept it for a rainy day! Damn... it would have to be up to a decent holidays worth now!!

[Space Goat]

Mate, the one thing i've learn't over the years is insurance company's always win... their designed as money making machines, bit strange though that they've penalised you for someone else in the fault... why would you make the claim if that was the case!!

I lost my faith in insurance years ago, looking back on it... should've made payments into a savings account and kept it for a rainy day! Damn... it would have to be up to a decent holidays worth now!!

yeap i got my insurance renewal in the mail today... i saved 61 dollars and they took almost 3.5k off the agreed value of the car... so i got on the phone to shannons and they wanted 2100 ... the bloke told me to go back to just cars and he will send the quote anyway out so i can use it to mop up an oil spill after servicing the car ... rang just cars had a go at them about the agreed value, they put it back up to 20500 so not too shabby only going to cost me 13 dollars more than the second quote $1537

oh im 23, male, living in western sydney (mulgoa), always garaged, only drive the car on weekends clean driving slab no claims... its pathetic... and you know what really screws us up is people who do insurance jobs on their cars and pety car theives assholes...

our lives are driven by two things, oil companies and insurance companies and they got us over a barrel with the type of cars we drive

[deanoss]

Yeah, my latest renewal takes the cake. Expected a reduction but agreed value dropped buy $3000 and premium went up nearly $600. Theyve gotta be trying it on. Im 46, clean record. Eastern subs syd. Havent rung them yet but a big WTF coming from me. _ lumley special vehicles.

[KiwiRS4T]

My insurance was about $800 p.a. Wrote the car off and the asessor told them it was modified (saw the Bilsteins, sway bars and mistook my LM2 for a Link computer). I argued the toss (drove off the main highway by myself after 2 days without sleep - my fault but that's what insurance is for) and eventually got paid out. I am currently running around in my new car uninsured. I am going to get a low volume compliance certificate when i have finished my mods and then declare them all when I apply for a new insurance.