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i spoke to dad (hes involved with finance n stuff) he said you are best to get a stat dec (statutory declaration) signed by the old owner saying that the pay out figure is X amount, and that he will pay it with the funds you provide him for the car preferably. also a letter from the finace company saying what the pay out figure is.... if the purchase amount is alot less that the owned amount maybe question that lol... but the stat dec holds up in court if you ever find a tow truck out side your house lol...

also get your bank cheque made out the his lender. go in with him pay it so you both know 100% thats its all sweet.

i take it its not an import. 99% of lenders wont take an import as a security.

Edited by chef_stagea
i spoke to dad (hes involved with finance n stuff) he said you are best to get a stat dec (statutory declaration) signed by the old owner saying that the pay out figure is X amount, and that he will pay it with the funds you provide him for the car preferably. also a letter from the finace company saying what the pay out figure is.... if the purchase amount is alot less that the owned amount maybe question that lol... but the stat dec holds up in court if you ever find a tow truck out side your house lol...

also get your bank cheque made out the his lender. go in with him pay it so you both know 100% thats its all sweet.

i take it its not an import. 99% of lenders wont take an import as a security.

Mine was :)

and mine.

All this stuff about not buying cars under finance is bollocks, as long as its done properly then there isn't anything to worry about? Oh, and maybe if the seller is wearing a black hoodie with the hood on, and skulks around everywhere and is always nervous, you probably shouldnt buy.

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