Insurance: N/A vs T

[paulr33]

Hi All,

Im just after some feedback for N/A vs T for insurance. Do the prices really vary that much? I think the main cost is cos its an imported car. I think the turbo vs non turbo only equates for about 10% of the insurance cost. Does this seem resonable?

What is your expierence with insurance quotes?

[shoey_R33]

I have a '94 R33 25T (no mods). Currently paying Justcar $2200 for full ins.

I'm 24.

[Pva_Glue]

I dont see much difference turbo or not if you are under 25 on insurance still rip!!!

the questions is if the insurance company will let you insure your car or not.

[Greg]

With the following mods: extractors, exhaust modifications, air filter modifications, stereo, wheels, 3pt immobiliser and alarm, tinted windows I have received the following quotes

Rating 6, Just cars: $4700 full comp

Rating 5, Just cars: $2500 full comp

amazing how much difference one rating makes -- sorry i can't compmare this to turbo insurace though.

[Kaido_RR]

I am Age: 16 turning 17 in feb

and

Just Cars : $4100 Full comp for R33 GTS-T 93'

[paulr33]

I have a '94 R33 25T (no mods). Currently paying Justcar $2200 for full ins.

I'm 24.

do you know how much they want for a GTST with same conditions/age etc..?

[Bobjones]

do you know how much they want for a GTST with same conditions/age etc..?

I am 25 rating 1, Just cars for a 96 GTS-T with bodykit, mags and exhaust with Viper alarm is 1,200, compared to Suncorp which is $983, however, that means that my girlfriend, 22, cannot be covered...under 25 insurance SUCKS on anything decent...

[NA_R33]

ok well, my first year, day i got my licence got my car insured for 3300 a year non turbo, they tol me 50 bucks extra a year for a turbo. Im now just turned 18 and my insurance has gone down to 2276 as a rating 4 and again 50 dollars extra if i turbo it. Go the turbo if insurance is ur only concern.

Edit: just thought id mention i also have a shitload of listed mods just for eg, big stereo, guages 17" chromies, full kit, cf bonnet, after market steering wheel etc etc...

[chaos]

got a mod list longer than ur arm john

[NA_R33]

hehe, yeah. the most important one is yet too come but ill keep it quiet, looks good so far though....

[chaos]

i think i know what it is

[33Spec2]

yeh i researched this a while back by ringing a few companies and found that prices ranged from $200-$1000 more

most places being around $500 more for a turbo car which really isnt that much

id get the turbo!

[CRU17Y]

Man looking at your insurance, i should just go out and pick up a GTS-t as looking at the prices i am paying way too much for my civic. far out plus i am 21yrs with a small arse civic with a few mods. damn.

[zer0for0je]

13 Devil: How in the hell did you afford a r33 at 16, or was it with a little bit of mums help aswell?

[NA_R33]

who was that aimed at?? i got mine when i was 16, yeah my parents helped out but i put 10g's of my blood sweat and tears into it, plus the list of mods that are now on it.

[zer0for0je]

NA_R33: I was talking to '13_devil'.

[Kaido_RR]

sorry about the late reply zer0for0je, i pay for over 50% of the car and my grandparents left me some money, and i got a 2k loan from my dad"

me not rich kid, if that is wat u were thinking

[Pva_Glue]

lucky bugger...

insurance sucks life out of all of us... not worth the though...

[mcada]

as a rule, insurance premiums vary depending on the suburb you live in, your driving record, your insurance rating, how old you are, if you're male, if the car is auto or manual, how many cylenders and doors it has, and whether its turbo or not.

some of these are obvious, some aren't. a turbo premium is more because of the higher power output and the desirability for thieves.

[Dice]

Whoa, some of you guys are paying a hell of alot. I know it's no fault of your own, but I'm 21 rating 3 and I payed $1676 through Just Cars for a 95 R33 GTST. I must be in a good suburb or something?