Sydney Insurance

[Shell]

it's just how often you drive it....... so for example, limited use might be twice a week, extreme limited use might be twice a month

check with your insurance company

[mad082]

mate of mine has limited use on his old 1940's harley. it's limited to a number of kms. something like 4000kms a year, or maybe it's only 400kms, or something like that, but i know it's not much, but it's not the sort of bike you would ride far anyway. it's a bit of a collectors item.

[Beer Baron]

I don't think $2200 is too bad for Sydney.... is that with 60% NCB? And at least you can pay by the month with no extra charge at Shannons.

Also the price drop is pretty fair, i would almost say that $23500 is still a bit overpriced, so i think you're doing ok there!

I was thinking the same thing. for your age, location, car, mods, history of 2 recent speeding infringements etc your premium is on the cheap side if anything. reducing the agreed value by $6500 to net a $200 premium saving is actually pretty good too.

as shell said, what is your NCB %?

and same as blitz, I remember insuring a bloody GTI-R pulsar in 2002 which was worth about $23K back then and it was about $4000 a year!!!

[Macross]

Dawes: $1600 premium, $750 excess with all mods listed. Sounds good right! WRONG.. there is a special clause that says that my car HAS to be parked in my lock up garage between 10pm and 5am. Thats what they call "Overnight" If its parked anywhere else between those hours and something happens it isn't covered. E.g. 10:30pm I drop into a mates place or park at a servo or even perhaps macca's and some fool drives into my car or its gets stolen and I'm F**ked. I'm not about to take that risk especially since i occasionally drive and stay at mates places and or to my parents place 5 hours away and can't exactly get back to my garage every night.

Just to clarify this point, you are "not covered" only if the car is parked within 500 metres of your "overnight" address, because they consider it reasonable for you to have the car parked at your "overnight" address within this distance. Famous car insurance also has this policy, others may also but only list it in their pds (if you check Dawes PDS it also states this).