Jump to content
SAU Community

Recommended Posts

My car was hit when it was parked, the driver left he's details on my windscreen so I called him up and he gave me the claim number, but when I called AAMI up they wherent very helpfull, they said we haven't approved it yet?? So the driver of the other car called them back to see why, they told him they wher going to fix my car. But when I called them t hey gave the same distant attitude "we haven't approved it yet"

My insurance company won't chase up the matter because my policy is only third party, and a third party policy is for fire and theft only...

The guy that hit my car seems pretty reasonable, is there anything more he can do?

What are my options? How can I get them to pay??

I thought 3rd party insurance only covers the bill for the other vehicles not your own hence the fire and theft only....but if old mate ran into u his insurance company should cover the repairs to your vehicle

like he said, yours wont do shite, you have to chase it all up and make sure his insurance figures it out. go get some quotes for the repairs and hand em to old mates insurance company.

this is a really good reason to have comprehensive, that way they do all the work.....well most of it

I fully advocate comprehensive third party. If I didn't have full third party, I'd park my car up.

Then probably have it hit by somebody anyway, which seems the case with you. (I'll give you the benefit of the doubt and pretend you weren't driving around without it.)

To start with, I'd call them up (AAMI) again for a few reasons. Firstly, make sure they are fully aware you're in contact with the owner of the other vehicle and that he has informed you everything is in order. They should be able to tell you more than "Not approved". Especially since he can.

On that note, I'd also be asking them what the time frame was to have your car fixed. Quotes as Boiracer suggested is also a good idea, simply just to have that knowledge for future reference.

Let us know how you go tomorrow anyway. There is no reason AAMI shouldn't be helping you out A.S.A.P.

There is a governing body that oversees the way insurance companies behave > Financial Ombudsman Service Ltd GPO Box 3 Melbourne VIC 3001.

...and Local call from anywhere in Aust 1300.780.808

Insurance companies must abide by the body's decision to resolve a dispute.

  • 2 weeks later...

Regardless of what his insurance company says or does, it is on him to be paying you out as he was the one who hit you, therefore legally required to make amends. If insurance company is unwilling to resolve in a timely manner, get quotes on repairing your car and ask the guy to pay for repairs himself and have the insurance compny reimburse him...let him deal with "approval" or "non-approval",

Why are you even talking to your insurance company ? He hit you, he is at fault, he makes the claim for both cars through his insurance. You talk to his insurance company not your own. Or did I read that completely wrong ?

Terry, I don't think the Ombudsman will get involved until it reaches the completion of the IRR stage.

I would get two quotes and then send AAMI a Letter of Demand for all your losses asking for payment to fix your car.

if you arent happy with AAMI's response, you ask to speak to a manager, if they say no, ask them they need to inform you of their internal dispute resolution process.

each insurer has this and they have to advise you of this if you are not happy with a situation.

they'll then have 10 days from memory to get back to you.

they have to inform you each part of the process, and if any delays, and expected time frame.

just because they arent your insurer doesnt mean they shouldnt help.

they have taken on a risk and that risk has caused loss/damage to a third party = you. so they should accept if all liability points to it. (I imagine it would as he has legft a note)

with the IDR process, iif by a certain time fram there is no result, then it goes to the EDR (external) and thats where the FOS gets involved as per Terry's post.

good luck with it.

also,

perhaps on next renewal with your insurer, or when car is repaired get a quote for full comprehensive instead of third party.

would save this hassle.

(they prob wont do it now as car has pre existing damage)

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • The car/ECU will have all the sensor that it needs and expect to have. I think i do not have to explain to you how the Link is way better specialy if you have swapped engine   I just do not want to deal with any "problems" cuz i have only Nistune which i learned is not that great and in my case cant even deal with that speed problem (Link can) And of course it will be way more easier to tune and diagnose and safe. And for the ECU/speed problem...i dont know.
    • Per Mark Roberts of Sonictune: Mark Robert Author At this time, no. No ETA either 2016-17 models. You will be able to purchase and install a 2018.5+ TCU though   TCU purchasing and pricing info! As we near the release of TCU tuning, I am going to answer some questions I get asked often.   What do I need for TCU tuning? At this time, you will need a 2018.5+ TCU to be able to tune. If you have a 2016-to early 2018, you will need to replace your TCU with the newer version. One good way to know if your TCU is good is if you have auto upshift in manual mode in 1st gear around 6500 rpms. If your manual 1st gear goes to 7k rpm and will hit the rev limiter unless you shift, you have the older TCU.   Why do I need to buy another ecu license/phone flash if I already have it on my ECU tune? The TCU is its own computer module. It is completely separate from the ECU. Because of this, you will be required to purchase a TCU license and, if your tuner has it, the phone flash license required to tune it via phone/bluetooth.   Do I need TCU tuning? TCU tuning is NOT required. However, the faster your setup, the more it will assist in track and dragy time consistency.   If I’m ECU tuned by (tuner A) can I get my TCU tuned by (Tuner ? Yes, since it’s a different module and a completely separate flash, you can have two different tuners. However, it is highly recommend that you have both tuned by the same tuner. For me, my TCU tuning will directly complement my ECU tuning style and features and running my ECU and another TCU or vice versa MIGHT cause some issues. At this time and for the foreseeable future, I will only be tuning my current ECU tuned customers TCUs.     I have a SYVECS AWD controller. Do I still need it? Yes! The AWD controllers main job is to control your AWD system. However, with TCU tuning, you will no longer need the auto-shift function as that will be done through the TCU. The AWD controller will still be very beneficial for racers looking to maximize traction on the launch.     Shift schedule changes: holding gears longer at lower pedal input as well as max shift rpm changes. Please note, the new ECU race rom coming out will address 90% of the shitty drivability issues these cars have through custom maps from myself and Racebox—as well as others I am sure.   Increase shift speeds: as seen in the videos I’ve been posting, the TCU shifts much faster once tuned.   Increased shift pressures: as also seen in the videos, much firmer full throttle shifts.      
    • Per Mark Roberts of Sonictune:     Mark Robert Author At this time, no. No ETA either 2016-17 models. You will be able to purchase and install a 2018.5+ TCU though   TCU purchasing and pricing info! As we near the release of TCU tuning, I am going to answer some questions I get asked often.   What do I need for TCU tuning? At this time, you will need a 2018.5+ TCU to be able to tune. If you have a 2016-to early 2018, you will need to replace your TCU with the newer version. One good way to know if your TCU is good is if you have auto upshift in manual mode in 1st gear around 6500 rpms. If your manual 1st gear goes to 7k rpm and will hit the rev limiter unless you shift, you have the older TCU.   Why do I need to buy another ecu license/phone flash if I already have it on my ECU tune? The TCU is its own computer module. It is completely separate from the ECU. Because of this, you will be required to purchase a TCU license and, if your tuner has it, the phone flash license required to tune it via phone/bluetooth.   Do I need TCU tuning? TCU tuning is NOT required. However, the faster your setup, the more it will assist in track and dragy time consistency.   If I’m ECU tuned by (tuner A) can I get my TCU tuned by (Tuner ? Yes, since it’s a different module and a completely separate flash, you can have two different tuners. However, it is highly recommend that you have both tuned by the same tuner. For me, my TCU tuning will directly complement my ECU tuning style and features and running my ECU and another TCU or vice versa MIGHT cause some issues. At this time and for the foreseeable future, I will only be tuning my current ECU tuned customers TCUs.     I have a SYVECS AWD controller. Do I still need it? Yes! The AWD controllers main job is to control your AWD system. However, with TCU tuning, you will no longer need the auto-shift function as that will be done through the TCU. The AWD controller will still be very beneficial for racers looking to maximize traction on the launch.     Shift schedule changes: holding gears longer at lower pedal input as well as max shift rpm changes. Please note, the new ECU race rom coming out will address 90% of the shitty drivability issues these cars have through custom maps from myself and Racebox—as well as others I am sure.   Increase shift speeds: as seen in the videos I’ve been posting, the TCU shifts much faster once tuned.   Increased shift pressures: as also seen in the videos, much firmer full throttle shifts.      
    • The fancy pants red shock tower brace is finally incoming from MX5 Mania, getting it shipped from 'Merica has been a long and problematic process, and GWR, the 'Merican supplier will not ship directly to consumers outside of the US, Mania basically had to order a heap of them, the colour choice was silver, or red, and we all know anything red adds 5 killerwasps of dynotorques..... Whilst it does fit over a 2.5, and I've seen a few photos and videos of it being installed and fitting, google also says it might get real close to the FAB9 intake front runner, people in the US says it does fit with the FAB9 intake, except for one person who said it slightly touched.......so there is that.....LOL..... As it seems that I am the first in AU to have this combination of parts there's no local knowledge about fitment, so I'm just a willing guinea pig in this endeavour, I'll cross my fingers and toes and hope for the best In other news, I ordered stuff from China  on the same day I ordered the 23° silicone bend from Victoria, the stuff from China arrived a day ago, the 23° silicone bend is still travelling around Australia thanks to Australia Post, and "may" be here next week
    • Very good news...I contacted Racebox about it last night. My car is a 2016 so remains to be seen if it is compatible, requires a TCU swap, or is impossible.
×
×
  • Create New...