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Small Ding Into Someone Elses Car - But They Wrote Car Off?

Pr0x1mity
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Cowboy1600 Grand Master

Cowboy1600

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Posted

Since your old boss is the third party in the accident, you can not tell them what to do. He has the choice to go with his own insurance or even get it repaired at his perfered work shop and have a fair and reasonable assessment done on the car.

Since the car is a total loss from another claim it is not possible to get another quote separate to this, it would be stupid asking him to do so knowing his car has been writen off, so a fair and reasonable assessment would be done on behalf of the insurance company backed up with a de-valuation report on the total loss if the matter goes to court.

Do the right thing and pay up, if you were in his shoes would'nt you expect to be paid if someone damaged your car and de-valued it. Besides you have acknowledged that it was your fault on this posting & this would hold up in court if it went to that extreme. It would be best if you made a fair agreement with him, Karma can bite back bigger and better!

You've made one MASSIVE assumption and that is that his payout was less due to the damage caused by the OP.

So until his boss can provide some details regarding his claim, I'll stick with my suggestion to tell the boss that he can go fornicate with himself.

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Hadouken Grand Master

Hadouken

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Or fornicate with a pineapple.

If he didn't inform the insurance company of prior damage when he received the payout, then he breached his contract/agreement ad that is called fraud son!

I'm pretty sure he wouldn't have informed the insurance company.

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GTR32G Proficient

GTR32G

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You've made one MASSIVE assumption and that is that his payout was less due to the damage caused by the OP.

So until his boss can provide some details regarding his claim, I'll stick with my suggestion to tell the boss that he can go fornicate with himself.

As in my first post have advised to contact the old boss to discuss and suss out what info he has and ask for images, not making assumptions just stating facts of what could have happeded since there is not many details in the first post. As for telling some one to fornicate with them selfs isnt going to help anyone. Better to sort the issue out now rather than latter so call your old boss and get as many details as you can.

Or fornicate with a pineapple. If he didn't inform the insurance company of prior damage when he received the payout, then he breached his contract/agreement ad that is called fraud son! I'm pretty sure he wouldn't have informed the insurance company.

Dont need to advised your insurance company of minnor scratches or bumps that are under of value of $500 to repair which sounds like this accident, So no fraud there mate!

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GTR32G Proficient

GTR32G

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Just joining a couple more dots Brian...

If the boss has been paid out on his write-off; and assuming the scratch on the boss's car might not have been subtracted from the "sum insured" if it was an "agreed value policy";...

my question is, "Isn't demanding his ex-employee to pay up for the bumper scratch a form of double-dipping?"

I would concur with you if the car was devalued on the basis that his (the boss's) policy was only "market value".

If so, I'm wondering what's wrong with OP asking a couple of 'leading questions' ??

If the car was insured as an agree value, and the ex boss has been paid out an agreed value amount. if you chose to ignor him, he can lodge a claim with his insurance agaist you to play the game. As the damage on the car can effect the salvage amount the insruance company will follow it up to recover costs.

If the insurance company did not de-value the car from the old damage, since the claim is from around 1 year ago as stated in the first post, the insurance renewal would have been done on the vehicle. The ex boss may have accepted a lesser agreed value due to a small amount of old damage where then is liable to chase you up for any cost. This would be hard to prove but would need to find how much the value of the car droped over the insurance year and if it was insured for red book - glasses guide value or lesser amount.

Best to call your ex boss and ask the questions.

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Hadouken Grand Master

Hadouken

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As in my first post have advised to contact the old boss to discuss and suss out what info he has and ask for images, not making assumptions just stating facts of what could have happeded since there is not many details in the first post. As for telling some one to fornicate with them selfs isnt going to help anyone. Better to sort the issue out now rather than latter so call your old boss and get as many details as you can.

Dont need to advised your insurance company of minnor scratches or bumps that are under of value of $500 to repair which sounds like this accident, So no fraud there mate!

You love assuming ey?

How about stop thinking your right and rather than assume everything as fact, we speculate.

As in,

I speculate that you like bbw therefor

Op has to send boss bbw

/thread

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GTR32G Proficient

GTR32G

Posted
Posted

You love assuming ey?

How about stop thinking your right and rather than assume everything as fact, we speculate.

As in,

I speculate that you like bbw therefor

Op has to send boss bbw

/thread

Sorry for the confusion from now on i will specutale of what can happen! My bad, just trying help a fellow SAU person with speculations (not facts) from my knowledge of being in the motor vehicle repair industry for 14 years and being a motor vehicle assessor for the last 6 years.

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Pr0x1mity Proficient

Pr0x1mity

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He didn't get devalued for the scratch. It was very very minor. He is chasing me up for it because the company is hard up and it was only a few weeks ago when I left.

I believe he is just annoyed that I am very VERY glad to be gone.

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GTR-N1 Grand Master

GTR-N1

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He didn't get devalued for the scratch. It was very very minor. He is chasing me up for it because the company is hard up and it was only a few weeks ago when I left.

I believe he is just annoyed that I am very VERY glad to be gone.

If that's so, then like I suggested, he's double-dipping.

Therefore Birds' summation still stands.

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