What insurance do you have?

[hungry6]

LOL dan, this is the very reason why I wont insure any of my cars. It's ok to take your money year in, year out. But for some reason you're a criminal if somethings goes wrong or you are corse to bullshit that's it was the other fellas, fault.

Personally I find $1000+ insurance for a $20k car is insulting, shit u can insure a $5mil. house for the similar amount, and it'll have just as much risk as the car, and the other things is the mor ecars you have the less likely you wont be insuring then as a conglomerate amount it's cheaper to manage it yourself. Insurance company can go and G*T f*CK!!

[wizard2k]

i have full comp through Shannons costing me 2197 a yr that covers me for $16,000 with unlimited mods and excess is $1100

just cars wanted 1606 a yr for $13000 cover with $2400 excess

insurance companies really are a joke they prey on car enthusists and the like

you can ring the same company 3 times and get diff quotes it depends on who you speak to at the time

[666DAN]

Yeah very ture hungry...don't worry I just received the 3rd insinuating phonecall about the bloody windows...the ombudsman has been contacted this time!

I can't see why they can't just accept the police report and the full confession of the guy that stole the car??? Is it really that hard to just give me the money for my car, even when they have a responsible party???

[Links]

Haha no chance in hell, wait for the bit where they ask you to supply the receipt for the cost of your car, receipt for you immobiliser, receipt and contact of who services your car, current photograph of your car etc etc it goes on!

Then they ask if your car *really* had windows, and why were your personalised plates removed (it was a stolen car duh!) am I sure it didn't have 4 space savers on it the night before it was taken!!!

Sorry to hear ^^ unfortunately myself and my girlfirend have learnt that insurance companies aren't to be trusted.. ever.. and than trying to get money out of them is very very very very very.. difficult..

as for inspections/assesments.. believe me I know what you mean..

[bullet46]

I was actually doing this most of Monday on the fone to insurence preparing to buy my car so i have some accurate figures aswell.

1991 Skyline 32 Gts-t

Spending approx $14000

5spd manual

2L Turbo

From Just Car Insurence:

3rd Party Premium $557

Full Comp $2777

Excess $2000

Theft $1100

I also tried my 2nd choice of car

1995 Prelude

Spending approx $14000

5 sod manual

4cyl Vti-r

From NRMA Insurence

Imposed to due loss of licence $1500

Premium $5847

Hope this helps some people and sorry to hog a thread like this.... CHEERS

[ECR033]

Just wanted to give Shannon's a plug...

My car insurance renewal came in the mail from Just Car the other day.

$1693 for modified 97 R33 GTST, 24yr old male driver, good driving history, maximum NCB, insured for $23k.

I was pretty happy with the quote given that I was paying over $2k last year, but being the inquisitive person I am, I decided I'd give Shannon's a call just for the heck of it. I was pretty confident that they wouldn't better the Just Car quote, let alone offer me insurance at all going on some of the replies I've read in this thread, but they've come good!

They quoted me $1570, insuring the car for $24k (instead of $23k from JC) with a $1100 excess (which reduces to $500 next month once I'm 25) compared to the $1600 base excess from JC. They also offer a pay by the month option which JC doesn't.

Hope this helps some people. Just thought I'd post this up to let people know that there's another decent option to JC and Famous for insuring an import

[Kaz200]

ECR033: Shannons are good if you're 25 or over (or near enough to).. but if you're under 25 they're usually about double a Just Car quote..

Shannons also have lifetime guarantee on repairs and choice of repairer whereas Just Car repairs are only guaranteed for 3 years and you can only choose your repairer if they can beat/match the quote you got from wherever Just Car sends you to (or something like that).

Also there's something different with the 'claims'.. I think with Shannons you can claim more than once a year.. can't remember, someone else could confirm