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I doubt Just Cars have stopped providing cover notes.

If you need a cover note, call them and advise that you wish to start an insurance policy. Once you've given all the details, you can then ask to have the policy sent to you. At that time, they'll activate your policy and give you 14 days to pay. Obviously, if you don't pay within the 14 days then your insurance/cover note will be cancelled.

I personally think Just Cars are a ripoff though and I don't deal with them anymore myself. I've got my car insured with Shannon's these days :D

ecro33 your right mate. thats exactly what they do. i have to go with them. got one guy the second time around who knocked about $800 off my quote because i am 21 and turn rating 3 in less than two months and this was including the 12 month suspension of my license for speeding (not drink driving). all up $1800 full comp with an array of mods.

Why do people think Just Cars are bad? I got a few internet quotes for insurance and they seemed pretty reasonable. Note that I am 20 with no driving offences living in a good area of West Aust. I have found that their rates are lower than most others, and would insure me for cars that others wouldn't. Replys would be great as I was looking at insuring my R32 through them when my current policy (with suncorp) expires.

Got my 32 GTST insured with them for $2200. A bit pricey but I know it will steadily go down as I build my NCB (currently 30% I think) and as the birthdays roll by. I'm 20 currently, with no accidents or convictions. The good thing is the offer unlimited mods- as long as they are roadworthy under the premium charged.

They usually match or better the online quote so if you got a good quote I'd give them a go. Plus you have the security of the underwriting by AAMI, whether or not that's a good thing I am yet to find out.

Paul

Just Cars premium's weren't too bad, but their excesses are absolutely ridiculous.

Just to compare quotes for my 97 R33 GTST (24 y/o, 60%NCB, good driving record, Sydney)...

I pay just over $1500/year ($500 excess max) with Shannons.

Just Cars quoted me $1650/year ($1800 excess, plus extra for wheels and stereo).

In addition, Shannon's allowed me to determine an agreed value for the car much higher than what Just Cars would allow. They also allow me to choose my own repairer in the case of an accident and they also provide pay by the month....Just Cars don't do either.

Additionally, Just Cars screwed me over when I asked for a refund on a policy which I had on another car. They refused to refund me and instead were only prepared to issue me with a credit note. I threatened to contact the department of fair trading and funnily enough, eventually got my refund.

I'd only ever use Just Cars again if I didn't have a choice.

$1628 Justcars

Rating 6 never had insurance, car has a fair few mods, $1200 excess.

$1878 shannon's same as above, cant remember the excess, only better thing bout shannon's is that my car is agreed value to what i bought it at.

where as just cars was $4100.

Will probably go with shannon's based on agreed value, no extra to pay by the month.

It all comes down to how they calculate the premium based on what info you have. Certain insurance companies rate areas, age and the car differently.

For example i'm under 25 (just barely) living in the eastern suburbs and with a colourful driving history. My current ride is a 280zx.

My insurance turned out to be $180 cheaper at CGU than with Justcars. And if memory serves me correct Shannons was about $100 cheaper than Justcars as well.

but when I had the 300zx about 2 years ago, with a less of a driving record and a different suburb in the east, Justcars was considerable cheaper than all the rest, by about $500 if i remember.

All insurers will issue a covernote. It's like a grace period before you purchase the policy. I took one out only 2 months ago with justcars. But by the time I did the rounds with other insurance companies and found a cheaper quote, I just didn't take out the insurance policy with justcars and in 14 days time they canceled the policy. simple as that.

Edited by Archie@

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As I tried to figure out if it was problem #1, I resolved problem #2 by sending my cluster over to Relentless Motorsports in Dallas, TX, whom is local to me and does cluster and ECU rebuilds. He is a one man operation who meticulously replaces every chip, resistor, capacitor, and electronic component on the PCB's on a wide variety of classic and modern cars. His specialty is Lexus and Toyota, but he came highly recommended by Erik of U.P.garage since he does the rebuilds for them on GTR clusters.  For those that don't know, on R32 and R33 GTR gearboxes, the speedometer sensor is mounted in the transfer case and is purely an analog mini "generator" (opposite of an alternator essentially). Based on the speed the sensor spins it generates an AC sine wave voltage up to 5V, and sends that via two wires up to the cluster which then interprets it via the speedometer dial. The signal does NOT go to the ECU first, the wiring goes to the cluster first then the ECU after (or so I'm told).  Problems/Roadblocks I first removed the part from the car on the underside of the transfer case (drain your transfer case fluid/ATF first, guess who found out that the hard way?), and noted the transfer case fluid was EXTREMELY black, most likely never changed on my car. When attempting to turn the gears it felt extremely gritty, as if shttps://imgur.com/6TQCG3xomething was binding the shaft from rotating properly. After having to reflow the solder on my AFM sensors based on another SAU guide here, I attempted to disassemble the silicone seal on the back of the sensor to see what happened inside the sensor; turns out, it basically disintegrated itself. Wonderful. Not only had the electrical components destroyed themselves, the magnetic portion on what I thought was on the shaft also chipped and was broken. Solution So solution: find a spare part right? Wrong. 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