i cant afford the insurance on my car so have 3rd party fire n theft from Suncorp Meway. costs me $252 a year, and in the event of an accident it covers everything (car and property) except for my own car. i personally think thats the way to go if you are unable to pay $2000 a year or more for insurance.
once im 21 im gunah try again, ive never had an accident so hopefully in 2 years time ill get a decent quote on insurance...
and about posting a video on the net, the chances of an insurance company coming across that.... well....
and for $3.5K the assessors have probably forgotten who you are now with the amount of repair bills they have to account for per year.