I ended up getting a different front bar - I paid for it, and it came off my premium, so essentially they paid for it (it was cheaper than a new front bar!). To be honest it's best to have a chat to your insurance company, see if they're ok with you sourcing parts, and go from there. If they are, then start digging through the FS section or something, but if they want to do it all themselves, well, good on them.