Despite it being (in my opinion) a hard hit, the air bags didn't deploy, but it was a side swipe impact afterall. So I guess on that basis, it will be cheaper to repair now that I don't need replacement airbags.
Here are some pics ... warning, the following picture may offend.
The image doesn't show well, but the fender is concaved right in and the plastic shroud rubs the wheel.
If I haven't mentioned it already, was an old guy who pulled out of a side street into my lane. I really had nowhere to go and not enough braking distance. Tried to get around him, and almost made it, otherwise it would have been more front end damage and airbag deployment.