Eh? Insurance.. Sound Right?

[Brett_A]

Hey guys.

Im looking to get into a R32 GTR in the very soon future and rang up Just Cars for insurance the other day.

I am only 19, which I guess means I have a rating of 5? Have no accident history or anything.

Car has rebuilt motor, bigger turbo's, mags and stereo.

Anyway, I dont know if they stuffed something up or what, but I got a quote of $2531 for full comprehensive and an agreed Value of $23k.

To me, that sounds very VERY low, as a mate is paying a little over $3k a year for his R33 gts-t skyline.

Does that sound correct to you guys??

Cheers, Brett

Edited December 29, 2005 by Brett_A

[NathR32]

Geez that sounds very cheap to me. If you had the car now, i'd snap that up right now as you wouldn't get one lower than that lol.

Nath

[chaos]

If they quoted you for that, then take it dude. You'd be lucky to get anything close to that with other insurers for your age.

[AMS]

Thats incredible! Go for it

[Brett_A]

I know!

I thought that was ridiculously cheap as well -- even asked for the lady to repeat it!

I got the quote sent to me, in case I did choose to pick them as the insurer.

I dare say they will be my insurer too

Thanks guys.

[Mr Italy!]

I think you have something like 30 days to take up the qouted amount.

If you dont take it, i will cry.

[chaos]

well if he doesnt, we can get all of SAU to beat him

[fEkuaR]

sounds alrite to me mate. Im 18 with a modified r33 gts-t and they are charging me 2100 a year

[Deluxe]

Check what the excess is........because i rang up Just Car a few months back and they quoted me just under 1k premium but the excess was like $1500(ok i was 24 at the time and had a bit of insurance before, and the car is a 96 R33 GTSt) But i then rang Shannons and they were $1200 Premium and only $600 excess and that includes my wheels, Pfc, Cooler + the rest of my mods.

Basically check what the excess is because lets hope you don't crash or it gets stolen.....BUT if it does happen you could be up for a bit, Otherwise if excess is reasonable go for it straight up!

[Brett_A]

Hrmm.. Excess is $1790 lol..

That could be why it is so cheap?

Unfortunaltye I dont think I will be having a GTR within 30 days, because I have to sell my VLT first

Want to save some more money first before I get into a GTR too.

However, if you know someone who wants to swap a R32 GTR for a VLT with a cash adjustment, tell them to come see me! lol..

[fEkuaR]

very soon future eh?

[ossie_21]

My premium is just over 2k on a 17k R33, that was fairly stock. As of now it has fmic, turbo back exhaust up from cat back, and in 4 weeks will have turbo, ecu etc etc......

They are going to flip haha. But yeah I checked as well, and a R32 GTR is cheaper to insure than a R33 Gtst. Can't see why though. If I had of known this I would have considered a GTR instead.

[Mulkers]

Thats roughly what i was quoted, it largely depends on location.

I know that Broady, Richmond and ringwood are the three worse suburbs for car theft in vic, but here at good ol' 'ky west' a car has never been stolen, and this is a major difference for coverage.

[Ezz35]

i paid $1750 for my R33 gtst with them, excess is sumthn like $1200, my policy is around here some where.... after i took out my policy, their customer service dept called me for an interveiw about how i was treated by the sales team, which i gave good feed back for, im happy with them........havnt had to clain anything yet lol *touch wood*

[Brett_A]

Awesome.

Thanks for your help guys.

Ill make sure I give Shannons a call too!

Brett.

[hender]

i paid $1750 for my R33 gtst with them, excess is sumthn like $1200, my policy is around here some where....  after i took out my policy, their customer service dept called me for an interveiw about how i was treated by the sales team, which i gave good feed back for, im happy with them........havnt had to clain anything yet lol *touch wood*

<{POST_SNAPBACK}>

lol u jinxed urself

[Brett_A]

Is it possible that I got quoted normal GTR insurance, rather than "imported" GTR insurance???

[Noy]

I'm 24 with a terrible driving history loss of licence,many speeding fines etc etc i imported a series 2 33 GTR V Spec just cars $3260 and excess of $2600 agreed value $40,000 mods are Volk TE37's Haltech ECU HKS 3.5" exhaust i thought i got a pretty sweet deal as my mate is paying 5K for his 04 rex

[_8OO5TED_]

Is it possible that I got quoted normal GTR insurance, rather than "imported" GTR insurance???

<{POST_SNAPBACK}>

I very much doubt that would make a difference, i think your just very lucky with that quote.

You better hurry up and find yourself a GTR and take up that quote I think

What state are you in?

Edited January 4, 2006 by _8OO5TED_

[Al]

There is a clause in most insurance policies stating that you are insured as long as it is legal and roadworthy.

Driving a GTR, let alone a modified one, is illegal at aged 19 (in most states anyway). They will still take you insurance payments, but if you have an accident they may decide to not pay you, as you where driving the car illegally.

Just something to consider...........