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Insurance Claim

cattivo_69

By cattivo_69,
in Victoria

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cattivo_69 Community Regular

cattivo_69

Posted
Posted

Hey guyz, i had a prang last week, and need to make a claim into my insurance

Now im with justcars, and ive told them all my mods except for the ones i just put on recently (Fmic)

Also i have un aftermarket steering wheel, that also not on the policy.

Will i need to take these off b4 the assesser comes out?

and if so, does any1 have a stock r32 steering wheel i could borrow, im in epping

Let me kno

Thanks Joe

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cattivo_69 Community Regular

cattivo_69

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well this is how it goes.... it was raining last week, going around a bend at around 45km, went to brake, foot went all the 2 the ground, i pushed it again, and it was spoungy, and it locked up and kinda kicked out, i went up on the curve, then the grass was wet, and it kicked me back onto the rd, where i hit a parked gemini

damage to mine was cracked front bar, smashed headlite, dinted bonet, and it kinked in the middle of the bonnet, no damaged 2 fmic.. lucky

so u reckon leave the fmic and steerin wheel on??

Don't be so paranoid, they won't send anyone out they get the smash repairer to take digital photos and then email them. How bad is the damage? Did you damage the new gear?
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DivHunter Grand Master

DivHunter

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Bit of a bugger that hey, it'll work out, what was the damage like to the gemini? I wouldn't worry about the wheel really I had a EL GT wheel in my AU Ghia V8 when I totalled it (got it back before it disappeared though). The IC if it's an easy remove then best to be safe but I wouldn't worry too much.

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cattivo_69 Community Regular

cattivo_69

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yeh quote from the gemi was 2800 so basically ride off

my excess is like 2200 so thats a crap bit...

but i want my car fixed

Bit of a bugger that hey, it'll work out, what was the damage like to the gemini? I wouldn't worry about the wheel really I had a EL GT wheel in my AU Ghia V8 when I totalled it (got it back before it disappeared though). The IC if it's an easy remove then best to be safe but I wouldn't worry too much.
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dezz Grand Master

dezz

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and aftermarket steering wheel (generally speaking) isnt illegal on an R32 because there is no airbag to start with....as long as its not ridiculously small it should be fine...

FMIC isnt illegal either if you have stock airbox etc...as 1 intake change is allowed

however having not listed either may work against you...then again they may not bother.

if they give u any trouble you could tell them they were just installed that day or something ...

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R31Nismoid Grand Master

R31Nismoid

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FMIC isnt illegal either if you have stock airbox etc...as 1 intake change is allowed

It would be if the Reo was chopped/bent/grinded to fit the FMIC

Thats what a lot of people dont realise... many dodgy shops just butcher the reo bar... and if insurance for whatever reason wanted to assess the cars themselved... and found that ... forget it

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skylinegirl Community Regular

skylinegirl

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I'd take the cooler off just to play it safe, I don't think its worth risking not getting the payout and damaging your future insurance costs.

I agree just take the cooler off, to be on the safe side, Im also insured with just car insurance..

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IOWNU Grand Master

IOWNU

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luck of the draw apparently...

I have 4 mates that have writtten of their jap imports over the power to weight ratio, 2 r33 GTSTs, 1 180sx (SR20) and an S15. All got paid the entire amount on their policy, all were with just cars.

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