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Just a quick story,

On the way to work a few weeks ago, just going past toowong shopping centre on coronation rd in a bit of traffic. Pulled up due to the car stopping in front of me, when i heard a screetch and a crash behind me. turned around to see the crash, when the car behind me bumped into me.

Pulled up at the bus shelter up the road, and turns out that a chick in a camry had a sneezing fit, and didn't think to brake, and then ran into the car behind me, which then ran into me.

Anyways, not much damage, just a slighlty cracked rear bar. Was semi happy about it as the bumper had a little 20c sized imprint in it due to some dipshit at indro shopping centre.

So dropped the car of at the assesment centre who then took it to my local smash place with the quote. rang up a couple of days later pissed of about to complain how long it was all taking, when they answered that they were still waiting on the front bar.

"Do you know how long it's going to be before the car is ready? It's already been a couple of days. I got told it wouldn't take more than 48 hours after you guys received it."

"Sorry mate, i just have a note here to say that we are still waiting on some parts"

"Parts? I thought you guys had the sourced the rear bar already"

"We are still waiting on the front bar"

"Front bar......? How long is the wait on that? (at this point i am bluffing, because my front bar was not touched, but had a crack alongside the bottom of it because of a parking incident)"

"should have the car back on monday"

"and this is all going to be covered by insurance? there are no fees for me, seeing as it was the other chicks fault, right?"

"yeah, all covered. you will have it back on monday"

"no worries, take your time."

you should have seen the big grin on my face. still grinning about it now, because i have the car back, and it looks fantastic. they even washed, waxed, polished the rims and vacumed and dusted the interior.

I even got the guys to touch up a scratch on my side skirt for free.

So just a feel good story for me, and a free bump for Wizard Smash Repair in Taringa.

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Hmm......so thats why insurance is so expensive

  foamer_69 said:
Just a quick story,

On the way to work a few weeks ago, just going past toowong shopping centre on coronation rd in a bit of traffic. Pulled up due to the car stopping in front of me, when i heard a screetch and a crash behind me. turned around to see the crash, when the car behind me bumped into me.

Pulled up at the bus shelter up the road, and turns out that a chick in a camry had a sneezing fit, and didn't think to brake, and then ran into the car behind me, which then ran into me.

Anyways, not much damage, just a slighlty cracked rear bar. Was semi happy about it as the bumper had a little 20c sized imprint in it due to some dipshit at indro shopping centre.

So dropped the car of at the assesment centre who then took it to my local smash place with the quote. rang up a couple of days later pissed of about to complain how long it was all taking, when they answered that they were still waiting on the front bar.

"Do you know how long it's going to be before the car is ready? It's already been a couple of days. I got told it wouldn't take more than 48 hours after you guys received it."

"Sorry mate, i just have a note here to say that we are still waiting on some parts"

"Parts? I thought you guys had the sourced the rear bar already"

"We are still waiting on the front bar"

"Front bar......? How long is the wait on that? (at this point i am bluffing, because my front bar was not touched, but had a crack alongside the bottom of it because of a parking incident)"

"should have the car back on monday"

"and this is all going to be covered by insurance? there are no fees for me, seeing as it was the other chicks fault, right?"

"yeah, all covered. you will have it back on monday"

"no worries, take your time."

you should have seen the big grin on my face. still grinning about it now, because i have the car back, and it looks fantastic. they even washed, waxed, polished the rims and vacumed and dusted the interior.

I even got the guys to touch up a scratch on my side skirt for free.

So just a feel good story for me, and a free bump for Wizard Smash Repair in Taringa.

  LBR33 said:
Hmm......so thats why insurance is so expensive

ahh, so you must be a mid 20's girl who drives a camry and sneezes and accelerates. maybe you should think about getting yourself a real car, or alternatively, sticking to a push bike and you will have no further trouble with insurance. have a nice day sweety. try not to kill someone

we got run into the other day driving to work on annerley rd

some dude just didnt stop in time, locked up and hit us pretty hard

i was suprised at how little damage it did, considering the noise when he hit us

suncorp were awesome

fixed everything in 3 days (including some damage that was alaready there before the prang)

so we came oujt in front

nice one suncorp!

  foamer_69 said:
ahh, so you must be a mid 20's girl who drives a camry and sneezes and accelerates. maybe you should think about getting yourself a real car, or alternatively, sticking to a push bike and you will have no further trouble with insurance. have a nice day sweety. try not to kill someone
foamer that was pretty uncalled for, and makes absolutely no sense. Rather than a response about how you've paid heaps of insurance over the years and finally gotten something back, or some other coherent argument - you come up with that. Come on...
  Revhead said:
foamer that was pretty uncalled for, and makes absolutely no sense. Rather than a response about how you've paid heaps of insurance over the years and finally gotten something back, or some other coherent argument - you come up with that. Come on...

Agreed

insurance premiums are worked out according to specific categories and conditions. so, basically, through this incident, because the person at fault was a mid 20's girl driving a camry, this therefore, across the board, increases the % of incidents cause by a mid 20's girl in a camry, and the cost of such incidents.

so using that, for the insurance company, it becomes slightly more risky to insure such a person, therefore increasing the insurance of mid 20's girls in camrys across the board.

so for a guy driving an import, it actually makes no difference at all, because the incident was not caused by a male in a import, thus not affecting you at all... on top of that, the incurance this girls was covered with in the first place, doesn't insure imports anyway.

so if you know how the assessment of insurance premiums is done, you will know that this particular incident has no bearing on insurance costs of import drivers. the only direct outcome of this particular incident was an import driver coming out on top for a change. but every time there is one asshole who is not happy to see somebody come out on top.

Edited by foamer_69
  Revhead said:
foamer that was pretty uncalled for, and makes absolutely no sense. Rather than a response about how you've paid heaps of insurance over the years and finally gotten something back, or some other coherent argument - you come up with that. Come on...

I thought it was funny.

  foamer_69 said:
insurance premiums are worked out according to specific categories and conditions. so, basically, through this incident, because the person at fault was a mid 20's girl driving a camry, this therefore, across the board, increases the % of incidents cause by a mid 20's girl in a camry, and the cost of such incidents.

so using that, for the insurance company, it becomes slightly more risky to insure such a person, therefore increasing the insurance of mid 20's girls in camrys across the board.

so for a guy driving an import, it actually makes no difference at all, because the incident was not caused by a male in a import, thus not affecting you at all... on top of that, the incurance this girls was covered with in the first place, doesn't insure imports anyway.

so if you know how the assessment of insurance premiums is done, you will know that this particular incident has no bearing on insurance costs of import drivers. the only direct outcome of this particular incident was an import driver coming out on top for a change. but every time there is one asshole who is not happy to see somebody come out on top.

I dont know where you come from but insurance fraud is illegal in australia

  LBR33 said:
I dont know where you come from but insurance fraud is illegal in australia

look here princess, you are obviously not happy about something in your life, and for some reason this thread is apparently where you feel like venting, but the statements i made to the insurance company were all completely true. the mistake was made at the assessment centre, because i checked out their paperwork. it listed both the front and back damage as new damage, so they must have had my car, and the car in the middle of the accident mixed up. i reported all the correct information both over the phone, and when i handed my car in, so as far as i see it, it's not fraud.

i just thought i would share my happy story, where i didn't get screwed over by the cops or insurance for a change, but as i said, there is always some asshole out there wanting to cut you down. in the words of god knows how many soppy movies, "why can't you just be happy for me?".

last bit edited by col

These were un-nessary comments, take your frustration out via pm's

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