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Insurance, Who Are You Thru?

(OO Black 33 OO)

By (OO Black 33 OO),
in South Australia

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(OO Black 33 OO) Proficient

(OO Black 33 OO)

Posted
Posted

Just got my premium from just car and it has gone up 270 in one year, agreed value went down 1100 also.

Called them up and they changed premium still 160 above last year and agreed back to what was before.

Im 28 on rating 1 with no accidents or claims.

Apparently its because its a popular car and many claims have been made

Who are you thru and what are your premiums?

Looking at calling shannons to see what they say

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https://www.sau.com.au/forums/topic/172786-insurance-who-are-you-thru/
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ukai Enthusiast

ukai

Posted
Posted
Just got my premium from just car and it has gone up 270 in one year, agreed value went down 1100 also.

Called them up and they changed premium still 160 above last year and agreed back to what was before.

Im 28 on rating 1 with no accidents or claims.

Apparently its because its a popular car and many claims have been made

Who are you thru and what are your premiums?

Looking at calling shannons to see what they say

Whats the total quote ?

Shannons wont insure unless there kept in a locked garage at night most of the time.

Madaz Grand Master

Madaz

Posted
Posted (edited)

im with Famous http://www.famousinsurance.com.au/

$700 full comp. age 33 rating 1

about $1000 excess and agreed value of $21,700

i was with just cars but didnt want to pay 900bux full comp and wasnt happy with $16000 agreed value

Edited by Madaz
~Astro~ Enthusiast

~Astro~

Posted
Posted

I cant complain with Just Cars, I got my renewal 2 months ago, nothing at all changed. Rating One, Full Comp, Agreed Value of $34,500. Suspension & Exhaust... And I only pay $1170. I am now 22. I used to pay half of that for my first car (S13, when i was 17) for 3rd party only!!!!

benny_blanco Proficient

benny_blanco

Posted
Posted

Im with Shannons, I found them cheaper then Justcars and they insured me for full value unlike Justcars.

Im 20, and they have claseed me as a rating 1, im only paying 980. but have huge excess for my age, which was the same with Justcars.

Deluxe Grand Master

Deluxe

Posted
Posted (edited)

Brad i'm paying $1100 premium and like $400 excess with all mods like PFC, Cooler, wheels, kit! Thats with Shannons and i could pay by the month as soon as i started(none of this 1st year crap) and choice of repairer! The only catch is it "supposidly" cant do more than 5k kms a year! But meh i don't do that anyways!

EDIT: BTW my excess was like $700-900 before i turned 25, now 26!

Shannons FTW with my situation! If i remember Just Cars quoted me like $900 Premium and like $1600 excess, So naturally i told them where to stick it!

Edited by Deluxe
Hotwire Veteran

Hotwire

Posted
Posted

Another vote for shannons here. I pay ~$990 per year, 26 rating 1 for life, agreed value of $16k, and $300(??) basic excess.

Thats on an R33 GTSt Ser 1 with mods of susp, exhaust, kit, wheels, stereo, momo wheel. And any future mods they are fine with.

Best quote I could get.

mr_rbman Grand Master

mr_rbman

Posted
Posted

Shannon's is pointless if your cars a daily driven car, and if you do 'x' amount of kays don't lock it up in a garage etc. I don't understand you guys that pay all this money for full comp but don't tell them all your mods, u do realise that if u have an accident and they see that you've got stuff which u haven't told them about then they won't cover u!

(OO Black 33 OO) Proficient

(OO Black 33 OO)

Posted
  • Author
Posted

I have to pay this comp insurance til i finish paying out the loan. Once thats gone ill hopefully have a daily driver and then i can get this 'limited km, locked up' insurance at a cheaper price.

Hotwire Veteran

Hotwire

Posted
Posted

Another co. is Vigil insurance (if you can ever get through). For me, their price was similar to Shannons, but without limited kms. May be an option as a daily driver? I just chose not to go with them as I had a hard time getting a hold of them to actually get a quote, so was worried if I ever had to make a claim

LEGACY_R34 Newbie

LEGACY_R34

Posted
Posted

Im with just cars, rating 2 now. $2,400 a year agreed value of $28,500. However, might reconsider full comp... Some advice guys, read your fine print on your insurance policy. Road Worthy means 'RTA' approved (or whatever your state road authority is). This can be debated.. if you dont have engineering certificates (hence defectable mods e.g. 20" rims, exhaust) then they COULD reject ur claim if the mod was seen to be the cause or a cause for the accident.

I suggest you guys ask.. youll get this response im sure "check with your state road authority to make sure you are road worthy". I might be stressing to much over it but remember We live in a very specific world.

4door_Sleeper Veteran

4door_Sleeper

Posted
Posted

I am with Shannons, and the quality of cover they provide is excellent.

The excess is reasonable (unlike others) an d they will accept the mods I have (and I told them of all mods)

The premium isnt cheap but compares well with other companies

  • 3 months later...
andz Mentor

andz

Posted
Posted (edited)

some good info ^^^

I just re-insured the GTR

Went for Shannons

Justcars was a lil cheaper, but their excess is 3x more

Famous didn't answer the phone, online quotes had errors

Edited by andz
Import S13 Veteran

Import S13

Posted
Posted
im with Famous http://www.famousinsurance.com.au/

$700 full comp. age 33 rating 1

about $1000 excess and agreed value of $21,700

i was with just cars but didnt want to pay 900bux full comp and wasnt happy with $16000 agreed value

im with westfarmers insurence.

i pay $770 full comp. age 19 with rating 1 :(

$900 excess if my fault $600 if its not and insured for $14,000

they dont give a shit whats done to the car and very rarely would they put the cost of full comp up with a new modd.

downside, you must insure EVERYTHING with them but thats not really that bad ;)

kye

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