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R34 Insurance Joke -

Iron Mike

By Iron Mike,
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Iron Mike Proficient

Iron Mike

Posted
Posted

A while back someone posted a thread about R34 GTR insurance and how much everyone was paying for it (http://www.skylinesaustralia.com/forums/topic/360051-r34-gtr-insurance/page__p__6374995#entry6374995). At the time I was paying around 1900 for my premium with just car (originally 2500 but brought premium down to increase excess) for a 24 year old male with a 2001 v-spec II some mods agreed value of 65k living in mebourne. Just recently I recieved my new policy and my premium went up to $3700 p.a! My initial reaction was W#TF@! this must be wrong or some seriously bad joke, so I called up just car and to my dismay it was anything but that. My driving history, claims history, location etc is all the same. Nothing on my end has changed yet somehow, for some reason, my premium almost doubled. While I was in utter disbelief hurling a flurry of abuse at them on the phone they told me that it had gone up as a result of the christmas hail storm in melbourne and all of the claims that resulted, as well as the flooding in queensland last year. Surely that can't be right, that's too much of an increase. Has anyone else's R34 GTR premium gone up this much? I'm considering contacting the ACCC or ombudsman....

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https://www.sau.com.au/forums/topic/405792-r34-insurance-joke/
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starwarz Proficient

starwarz

Posted
Posted (edited)

definetely take up some action, and yes let both insititutions know whats going on maybe some room for legal action. Least they arent blaming the carbon tax they know if they do that ACCC would be so far up their Ass.

Edited by starwarz
scotty nm35 Grand Master

scotty nm35

Posted
Posted

Even if they lost during those unfortunate incidents they shouldn't be taking it out on us a year later. I wonder if the standard commodore insurance has gone up that much, no way the bogans can afford that. Looks like there will be heaps of uninsured cars on the road this year.

GTR-N1 Grand Master

GTR-N1

Posted
Posted

My quote from "Lumley's SV" was $1000 less than with the other two "S" & "JC" that insure grey imports.

National Ph: 133578

A panelbeater at my church yesterday said that Lumleys are easy to deal with too.

You can PM me for my premium and sum insured.

Sometimes though, a low risk suburb one year, can become a high risk suburb the next. And that's just one variable.

nomnomv8 Rising Star

nomnomv8

Posted
Posted

Did you insure any further modifications on the vehicle ??

I just recieved my renewal policy and ended up saving $8 -_- I was sure I'd get at least $100 off from my previous policy as Ive moved from the 18-21 bracket in this renewal term but clearly not..

ian Experienced

ian

Posted
Posted

I just said something on this topic over here - http://www.skylinesaustralia.com/forums/topic/405420-v35-insurance-drama/page__view__findpost__p__6466038 - I think it will happen to everybody (ie 50%+ premium increase) at Just as their premiums come due....

ztuned Mentor

ztuned

Posted
Posted

My quote from "Lumley's SV" was $1000 less than with the other two "S" & "JC" that insure grey imports.

National Ph: 133578

A panelbeater at my church yesterday said that Lumleys are easy to deal with too.

You can PM me for my premium and sum insured.

Sometimes though, a low risk suburb one year, can become a high risk suburb the next. And that's just one variable.

I tried to get a quote from LSV but they said they don't insure anyone under 25 years old, was told to come back next year.

I was with HBF last yr and they covered me for 60k with premium of $1000. However they are not doing imports anymore so the cheapest i could find was with Shannon's, covered for 60k and 2.2k premium

Iron Mike Proficient

Iron Mike

Posted
  • Author
Posted

I just said something on this topic over here - http://www.skylinesa...ost__p__6466038 - I think it will happen to everybody (ie 50%+ premium increase) at Just as their premiums come due....

Yep so its hit you too. I just can't swallow that pill. A 50% increase in a premium which is already exorbitant is just plain ridiculous. I gave shannons a call and they said they dont usually help out in such situations but they would this time, however the premium they gave me was still above 3k. Lumley's sounds like a great option however I too haven't hit 25 yet.
Mayuri Krab Grand Master

Mayuri Krab

Posted
Posted

wow... hope its not like that for the gt-t's

Turned 25 this year & my insurance has gone down to $550ish from $950 & I jumped up from rating 3 directly to 1. :yes:

Good thing I drive an R33; the "common corolla" of the Skyline world.

jiffo Mentor

jiffo

Posted
Posted

The flood story has been the standard excuse here in Qld for massive home insurance premium increases too.

There's no doubt they check the postcode and then apply a % factor.

Suncorp denied such activity yet I live in Gympie's postcode, and it's well known for the Mary to wet some shops in town.

But it would need the ice caps to melt before my house flooded.

Same for my sister who lives on the top of a mountain in Rocky, yet her premiums went through the roof.

I did have a win when I confronted Suncorp however, told them to review the increase or all my business was walking.

Had a return email on Sunday night showing an extremely modest increase.

sydking Veteran

sydking

Posted
Posted (edited)

Im starting to think just fire and theft is the way to go.

Far to many varibles and reasons they may not pay out in these imports.

Also seeing as ive just done an engine conversion, and just about everything eles, Just car seemed to count them all as a mod.

asking me the value of them all.....if i remeber corectly i was quoted $4200 pa for comp

Edited by sydking
jjman Mentor

jjman

Posted
Posted

bottom line is you just have to shop around- if possible.

Insurance companies can and will change their prices at any time.

Bottom line is that u are a 24yr old driving a modified 34 GTR. U were already putting urself in dangerous territory with that and only having one available insurer (im pretty sure u said that).

U might find that JustCar worked that out and now know that they are your only option. (Market monoploy=$).

Otherwise, i know alot of insurance premiums across a range of products are going up, Ur not the only one...

Iron Mike Proficient

Iron Mike

Posted
  • Author
Posted

Hmmmm i see somone making alot of money insuring imports in the next couple years if this keeps up

Anyone in the industry here?

That's what I'm thinking too. Ok, sure as a general sweeping statment, import cars might be at a higher risk of crash/theft/claims etc, but how much higher? Enough to justify paying a horrendous premium of $2600, then that being overly inflated to $3700? Its BS and we all know it. Like jjman said, they do have a monoply in the market and are exploiting it for all its worth. If decent competition came along they would have a very good chance of making something of it....

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