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Question about finance

silviaz

By silviaz,
in General Automotive Discussion

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silviaz Experienced

silviaz

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Posted

I went to inspect a car and it had finance, now it shows finance from a few years ago and the owner said that it has no finance and he never received an letter or anything. But it shows the registration of the person who had the security interest which isn't the same as the seller's (and that rego doesn't seem to be active anymore), who now has the finance the old owner or the new one? I know usually it follows the owner but it looked odd to me, and shows the finance ends in a few years. 

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GTSBoy Grand Master

GTSBoy

Posted
Posted

Well that depends on whether the encumbrance is still current or if it's just a zombie. You need to contact the holder of the encumbrance to find out if they actually do still hold it.

These registers are not always going to be 100% accurate. They serve to prevent as many surprises as possible. Here you have a potential surprise. Investigate.

silviaz Experienced

silviaz

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Posted (edited)
6 minutes ago, GTSBoy said:

Well that depends on whether the encumbrance is still current or if it's just a zombie. You need to contact the holder of the encumbrance to find out if they actually do still hold it.

These registers are not always going to be 100% accurate. They serve to prevent as many surprises as possible. Here you have a potential surprise. Investigate.

It's showing this:

Untitled.png

 

I'll give a call to the company next week and if there's no finance get it all in writing. 

Edited by silviaz
Ben C34 Grand Master

Ben C34

Posted
Posted

I have had the ppsr not clear.

Bought a motorbike off a dude, didn't do the check cos trusted him.

I sell motorbike and guy foes check and itnhas finance!

Go visit guy I bought it off as i remembered where he lived , he was as surprised as me *and surprised to see me* and happy to help ( for perhaps obvious reasons, it was in his interest afterall)

Apparently the bank never updated the register. All fixed and no dramas.

 

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