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Whats the deal with Shannons?

cul202

By cul202,
in General Automotive Discussion

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cul202 Experienced

cul202

Posted
Posted

My renewal just came through for full comp on my car so I thought I'd just have a bit of a look around & compare the price (dropped $400!) with other insurers. I like my premium but not the excesses nor some of the policy wording (most policies are probably the same though).

Some have said go with Shannons but they said to me just then that they don't insure cars like mine for everyday use in Sydney....

Do they or don't they? Who else is there?

.

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666DAN Grand Master

666DAN

Posted
Posted

Get insured with Just Cars...then you know where you stand in the event of a claim, I've had nothing but excellent dealings with them.

Some clown drove into my car and damaged the front..it was repaired in less than 2 weeks, no problems and plenty of contact from JustCars end to make sure I knew where the claim was up to, and a follow up call to make sure I was happy with the repair.

Some companies would rather spit on you!

Zahos Mentor

Zahos

Posted
Posted

shannons is very good too.

when some tool in a BM rammed me off the road, and tried to pass it off as my fault (no witnesses at 11pm wed night), they immediately dismissed the idea it was my fault over the phone after I gave them the complete story and had an accessor come out in a few days to look at the damage and check out my quotes (choice of repairer).

They were always helpful over the phone...

Thay also have the cheapest excess i know of.... a flat rate of $600, no extra for theft, etc...

Just cars have cheap premiums, but their excess was double and tripple (depending on what type of claim).

what is it about the wording???

what is the excess they have given you? You are 25, so I thought you should be fine...

Duncan Grand Master

Duncan

Posted
Posted
My renewal just came through for full comp on my car so I thought I'd just have a bit of a look around & compare the price (dropped $400!) with other insurers. I like my premium but not the excesses nor some of the policy wording (most policies are probably the same though).

Some have said go with Shannons but they said to me just then that they don't insure cars like mine for everyday use in Sydney....  

Do they or don't they? Who else is there?

.

yep they said the same to me, they won't insure a skyline used daily in sydney, reglardless of driving history, car club membership etc.

If you already have something with them they seem to be OK with it though

cul202 Experienced

cul202

Posted
  • Author
Posted

So to recap...

Duncan got the same treatment as I did, where as a couple of you didn't. But... Zahos is in Melbourne & 4door is in Adelaide which could have quite a bit to do with things.

Either they have something against Sydney, in particular my suburb, or they just don't want NEW business with import drivers.

My basic excess is $1000 plus $1000 if stolen or $2000(!!!) for single car accident. Plus I'm not sure what my car's official 'market value' is atm.

predator Grand Master

predator

Posted
Posted

sydney is sydney.. everything is a rip off :(

Shannons I remember didn't like my r33 because of the amount of modifications a couple of years ago.

justcars charges for nearly every single mod you put on there. Try uniquecar.com.au - i was insured through them for my r33 and had no problems. I'll admit I had no claims, but everything about the policies, and service seemed quite nice to me. Can pay by the month for a start, about the only one that i know of(?) that allows that.

NismoR34 Grand Master

NismoR34

Posted
Posted

been with Shannons for 2 years, have 2 r34's insured with them, they are great on the phone - never claimed though.

we have low km policies and multi discounts etc, also some relatives have a stock standard 2000 mdl pulsar SSS and 1996 model honda accord insured with them - once you are in you can pretty much insure what you like!

They definitely PREFER car enthusiasts and sports / classic cars.

I think excess is somewhere between $400 - $600, needed to have Aus Std Alarm fitted with 2-point immob. black wiring etc...maybe thats why your excess is high?

We did actually get a windscreen replacement on one of the 34's and their service was awesome - for an insurance company :(

Cost of rear w/screen was $700 secondhand, they said no worries + had it re-tinted after that!

No complaints - in melbourne though!

Neil Grand Master

Neil

Posted
Posted

Shannon's have been great to us. Our premium has gone down every year (3)even with one claim. Agreed value on the car would now get me a GTR BUT I wouldn't part with her,,,,Monty would eat me alive.

Neil.

cul202 Experienced

cul202

Posted
  • Author
Posted

People seem to be reconfiming what I thought after talking to them. If you've been with them for a while they're great but you can't start a new policy as a new customer for a daily driver R32 in Sydney it seems. They guy on the phone refered me to Just Cars.

meh... I'll probably just renew my current insurance. From what I've seen they payout when necessary (seen theft & single vehicle accident on a mates car) just the excesses are a bit vicious.

When I had my Torana insurance companies wouldn't touch me with a 10ft barge pole so I guess it could be alot worse.

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