Jump to content
SAU Community

Recommended Posts

Well friday night i did the responsible thing and drove my friends so they could drink and whilst dropping a friend home at the end of the night a drunk driver came across, head on from the opposite side of the road at us and i swerved to avoid him but he still managed to clip the side of my car and then continued to drive off down the wrong side of the road and off down some side street didnt stop or anything

of course you dont expect someone to come straight at you so we didnt realise till he was a couple metres in front and all we saw was the headlights and a white sedan leaving me with a bashed rear panel which im going to have to pay for

we had to file police reports but i still have to pay $1100 excess which im not going to be able to afford apparently the damage will be over a grand but from what i can tell it looks like just surface damage can this just be panel beaten? or should i just go through insurance either way im losing out i dont know if i lose my no claim bonus if i have a police report does anyone know?

is it worth trying to get it fixed myself? does anyone know a place i can get it fixed?

just had to share this to show that it doesnt matter how great a driver you are there are alot of dikheads out there and i hope karma gets the tosser

and pay your insurance on time! cause luckily i paid my way over due insurance just a few days before

post-1411-1140347198.jpg

post-1411-1140347375.jpg

Link to comment
https://www.sau.com.au/forums/topic/106468-i-have-the-worst-luck/
Share on other sites

The police report will be enough to find you not at fault and then I am pretty sure you wont lose your no claim bonus. If they find the person who was driving then you will get your excess back because the insurance company will chase the other driver up for the money. Paying $1100 excess will be cheaper than fixing it and you may not even have to pay anything at all.

Jason - maybe you can shed more light on this?

Have you rung the insurance company to see what their policy is on this sort of situation? You can ring and ask without making a claim.

Glad you're ok though ;)

some bas... kicked my rear panel but the damage wasnt as bad as yours and it cost $600 to repair {32gtr} insurance paid half with no excess but i had to jump up and down for them to pay. the bas...s plate was stolen so i didint have the info on the other driver so i guess it depends what your insurance comps like. best of luck though

haha yeh unfotunately it was kinda unexpected that a car would come straight at you at 2am in the morning all we saw was the flash of headlights by the time we had realised what happened and done a u-turn he was gone

and usually u expect people to stop once they have hit you :)

I think the ruling goes that you will have to pay the excess because you couldn't identify the other driver. If the police later find the person (and don't hold your breath) you can get the excess back from the insurance company.

And as Paul said glad everyone is ok because oncoming car situations normally work out for the worse...

Unless you have NCB protection then you will lose some of your NCB. It has nothing to do with the fact that you were not at fault, if the insurance company cannot recover their costs then the claim goes against you. It's the same as when some retard hits your car when it's parked and drives off.

Sorry to hear what happened to you! I'd source my own quotes before going through insurance. And when you're getting the quote, don't tell them it's going through insurance, coz it will come out higher. A couple of years back I was quoted $1100 odd to fix a tiny ding in the front of the corolla. I paid cash to a panel beater and it was fixed PROPERLY for $300 lol. Panel beaters rip insurance companies off, because they can.

Best of luck with it :)

Edited by randominsanity73

Hey Russ,

Bad luck buddy. Glad you all walked away from it though, could have been a lot worse than just some panel damage..

On another note, do you have a big white Nismo or similar sticker across your windscreen now? Was out with marie on sunday arvo and she was sure she saw ya heading into town?

Anyway, hope you sort it out bud..

cheers

Brett

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • Even more fun, leave all the ADAS stuff plugged in, but in different locations, hopefully avoid any codes!   And honestly, all these new cars with their weird electronics. Pull all the electronics out Duncan, and just shove an aftermarket ECU and if needed a trans controller in, along with a PDM. Make it run basic but race car styled!
    • To follow up a question from earlier too since I had the front bar off again (fking!) This is what is between the bumper and the drivers side wheel And this is the navigator side, only one thing but its a biggy! So basically....no putting coolers in the wheel arches without a lot of moving other stuff. Assuming I move to properly race prepping this car I'll take that job on and see how the computers respond to removing a whole bunch of ADAS modules
    • So I prepped the car for another track day on Wednesday (will be interesting to see coolant temps post flushing out and the larger reservoir, with a forecast of 3-14 being 20o cooler than last time I took it out). Couple of things to mention; since I am just driving the car and not taking a support vehicle, I took the rear seats out and just loaded the back up Team Trackday style. Look at all that space! To cover off removing the rear seat....it is weird (note the hybrid is probably different because it wouldn't have folding rear seats) Basically, you remove the lower seat base, very similar to a r series but it is a clip that pulls forward to release the base rather than it being bolted down. Easy Then, you need to remove the side section of the rear seat on each side. There is a 14mm head nut at the bottom of the side piece, the it slides upwards off a hook at the top to release; you also need to unhook the seatbelt from the loop at the top. Then the centre piece is weird. You need to release/fold the seats forward with the tab in the boot on each side From there, there are 2,x12mm headed bolts holding the rear of each seat to the folding bracket, under the trim between the rear seat and the boot (4x christmas tree clips there, they suck). The seat is out but you can see where the bolts attach to the bracket
    • As discussed in the previous post, the bushes in the 110 needed replacing. I took this opportunity to replace the castor bushes, the front lower control arm, lower the car and get the alignment dialled in with new tyres. I took it down to Alignment Motorsports on the GC to get this work done and also get more out of the Shockworks as I felt like I wasn't getting the full use out of them.  To cut a very long story short, it ended up being the case the passenger side castor arm wouldn't accept the brand new bush as the sleeve had worn badly enough to the point you could push the new bush in by hand and completely through. Trying a pair of TRD bushes didn't fix the issue either (I had originally gone with Hardrace bushes). We needed to urgently source another castor arm, and thankfully this was sourced and the guys at the shop worked on my car until 7pm on a Saturday to get everything done. The car rides a lot nicer now with the suspension dialled in properly. Lowered the car a little as well to suit the lower profile front tyres, and just bring the car down generally. Eternally thankful for the guys down at the shop to get the car sorted, we both pulled big favours from our contacts to get it done on the Saturday.  Also plugged in the new Stedi foglights into the S15, and even from a quick test in the garage I'm keen to see how they look out on the road. I had some concerns about the length of the LED body and whether it'd fit in the foglight housing but it's fine.  I've got a small window coming up next month where I'll likely get a little paint work done on the 110 to remove the rear wing, add a boot wing and roof wing, get the side skirt fixed up and colour match the little panel on the tail lights so that I can install some badges that I've kept in storage. I'm also tempted to put in a new pair of headlights on the 110.  Until then, here's some more pictures from Easter this year. 
    • I would put a fuel pressure gauge between the filter and the fuel rail, see if it's maintaining good fuel pressure at idle going up to the point when it stalls. Do you see any strange behavior in commanded fuel leading up to the point when it stalls? You might have to start going through the service manual and doing a long list of sensor tests if it's not the fuel system for whatever reason.
×
×
  • Create New...