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Cheapest Ctp?

Hoffman

By Hoffman,
in R Series (R30, R31, R32, R33, R34)

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Hoffman Rookie

Hoffman

Posted
Posted (edited)

Hey all, just got myself a '92 R32 and have decided not to go with full comp insurance as I'm on my Ps and cant afford the ridiculous fee. I was just wondering if anyone can recommend an insurer for my CTP, as I've heard a few import owners speaking of a number of insurers I hadn't previously come across. So if anyone knows a cheap one, please let me know. Oh and I'm in melbourne.

Shit I just noticed the insurance thread, i'll have a read but if there are any recommendations let me know. Cheers

Edited by Hoffman
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siksII Grand Master

siksII

Posted
Posted
  neil_se said:
CTP costs only vary with the number of cylinders, not the type of car so it really only varies by a couple of dollars between insurers.

this is not always true, in relation to a NSW ctp greenslip there is often quite a difference between what different companies offer.

this year one company (AAMI) quoted me $100 less than all others.

go here to get quotes from all companies although some will not recognise imports online (u have to ring them)

http://www.maa.nsw.gov.au/

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xRHETTx Mentor

xRHETTx

Posted
Posted

Victoria doesnt have a seperate CTP. You pay your rego, and it has the insurance included in it already.

Are you talking about third party insurance? Then places like Just cars and Shannons etc are your best bet. But I'd highly reccommend getting comprehensive insurance. It seems expensive but you get what you pay for.

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Kennedy Mentor

Kennedy

Posted
Posted
  xRHETTx said:
Victoria doesnt have a seperate CTP. You pay your rego, and it has the insurance included in it already.

CTP or greenslip is privatised in NSW. It was introduced (15 years ago??) in an effort to lower the cost of CTP but ultimately has cost alot more and more over the years

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siddr20 Grand Master

siddr20

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Posted (edited)

Hasnt the price for CTP gone up??

i remember seing an ad by that blue heelers star, sayin greenslip is now covered for young teenagers who are injured, therefore the price is a little stepper..

Or something along those lines..

I got rego due soon as well.. So need to hunt for cheap greenslips.. hmm

Edited by siddr20
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32GTRB Proficient

32GTRB

Posted
Posted

that website above has a comparison for most (if not all) companies which offer ctp greenslips, a compulsory thing for rego in nsw.

if you cant afford comprehensive (its piss ass expensive for p'platers, 3.2k for me, plus a 2k excess), i recommend you get ctp and then a 3rd party insurance, such as just cars 3rd party fire and theft, which will cover anyone you crash (i.e fix their car not yours), and will also give you $5000 in the event of a fire or theft.

i remember doing an online quote for an r33 and it turned out to be somewhere around $540

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siddr20 Grand Master

siddr20

Posted
Posted (edited)

What if you dont purchase CTP at all??

I know it cover you in an event of an accident.

But im talkin about legal issues.

Ie. will you get a fine for not taking it? Or you are unable to drive your car etc etc?? something like that.

Edited by siddr20
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siksII Grand Master

siksII

Posted
Posted
  siddr20 said:
What if you dont get CTP at all??

I know it cover you in an event of accident.

But im talkin about legal issues.

Ie. will you get a fine for not taking it? Or you are unable to drive your car etc etc?? something like that.

u cannot register your car without a ctp green slip.

and as someone else said there is a wide misconception that it covers third party property damage, this is not true, it is only for personal injury and u need to buy third party property damage seperately. that is usually around $600 for a p plater in nsw from justcars.

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Hoffman Rookie

Hoffman

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Posted
  xRHETTx said:
Victoria doesnt have a seperate CTP. You pay your rego, and it has the insurance included in it already.

Are you talking about third party insurance? Then places like Just cars and Shannons etc are your best bet. But I'd highly reccommend getting comprehensive insurance. It seems expensive but you get what you pay for.

I didn't know that, I must be thinking of third party insurance as you mentioned. That's the basic one that covers fire and theft and costs around $500 per year right?

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Beer Baron Grand Master

Beer Baron

Posted
Posted
  Jaeyon said:
i think ctp and 3rd party are around the same price.

dude. CTP IS THRIRD PARTY. That's what it stands for. Compulsory Third Party

I believe what this gentleman is interested in is "Third Party Property, Fire and Theft". Which is NOT CTP. Third party property covers the damage you cause to someone elses property, and will pay you out $5000 in the case of your car being claimed by fire, or stolen. Personally I think it's a waste of money. The payout is very small compared to the premium. Far better to just bite the bullet and pay for Comprehensive insurance.

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