Insurance - I Think Im Dead :)

[MMM]

lol dude im telling you now you will NOT get insurance on such a vehicle

[mitchy_]

just car will insure it.

they will insure anything... for a price.

well.. anything except my rims.

[Disko_Tek]

man all i can say is im 19 turning 20 and i had a huge hassle trying to get insurance on my gtst! i insured it for a shitty 13k and it cost me 1800 a year through just car. no one else would look at me. if you get it it will cost something ridiculous hey. all i can suggest is get it in ya parents name and you as a secondary driver...

good luck!

[mitchy_]

no one would allow me to have my car in my parents name, and me as a driver (not that i wanted that, was just interested in looking at the price)

i think its due too all the mods.

[IMPORTD]

Go Easy on him.

I tip my hat to anyone saving $15k and a 17yr old at that. Well Done! You must have a good head on your shoulders.

At 17 I didn't even have my licence let alone a car lol

And I'm with gazza, Stagea insured for agree'd value under 1k a year with an excess of $200 ... there are advantages to aging

[mitchy_]

not many though.

[TrentGTR]

Is it possible to insure with Just Cars under a parents name? Has anyone tried this?

[sam5709]

iv got third party with just car under my dads name, im just listed as a second driver

[ossie_21]

Won't matter because they go off the youngest driver.

[TrentGTR]

I heard that you can get insurance from an adult, and you still covered if a family member is driving the car when it crashes...

Its with SGIO

Edited October 10, 2006 by snatCh

[ossie_21]

That's if it was without permission & all that, if you're going to do it, do it legit.

[KeeFy]

Legit is the way to go. Cause insurance companies are bitches. If they can find a reason to not pay out. They will. So do all everything legit, so at least at the end of the day, if by any stroke of bad luck, ur car was rammed by someone or you crash, they still will pay.

Mitchy, what's wrong with the sparco rims ?

[dan_the_man]

yep i've seen an insurance investigator go at a young guy for 3 hours at a smash repairs place to find out if he was the main driver or not... some of the investigators are ex cops/detectives... they know if ur bsing

[KeeFy]

3 hrs of his life wasted, and 3 hrs of boredrom.

[mitchy_]

Legit is the way to go. Cause insurance companies are bitches. If they can find a reason to not pay out. They will. So do all everything legit, so at least at the end of the day, if by any stroke of bad luck, ur car was rammed by someone or you crash, they still will pay.

Mitchy, what's wrong with the sparco rims ?

limited edition + expensive.

[KeeFy]

Ahhh.... recipe for disaster. Do you use 5 different key locknuts for your rims? Saftey first!

[GODTHRILA]

Go Easy on him.

I tip my hat to anyone saving $15k and a 17yr old at that. Well Done! You must have a good head on your shoulders.

At 17 I didn't even have my licence let alone a car lol

And I'm with gazza, Stagea insured for agree'd value under 1k a year with an excess of $200 ... there are advantages to aging

It's gotta be easy saving 15k though with cashed up parents... bets on he'd be on a fair amount of pocket money!

JJ...but seriously a GTR is a lot of car for most people, I am glad I kept under 2litres until now (27y/o), I would probably have met my angel wings early had I owned one 4-5 years ago... go the Swift GTI & the ledgendary Suzuki Mightyboy!!!!

Heres a free tip though... I was put onto a insurace company that I am now going to use for my 32GTR...

TORQUE Insurance is through a financial company called LUMLEY... ph (08) 9220 8212

The guy I was dealing with was easy to talk to and it was much cheaper than Just Car. His name is Steve Walter, but he is sunning it on the sunshine coast atm, so you can ring and ask to speak to Loraine. BE BRUTALLY HONEST... it is the only way to do insurance. You pay all this $$$ for peace of mind each year and if you have left something out and you try to make a claim...you can wind up with nufin but the lies you spun when you made your application... not worth it mate, do it right or dont do it at all.

In the end no matter what any of us think/say you are gunna do what you want so if you get it, keep it on the road (in the right direction) and through a wave if you pass any peps on here!

[mitchy_]

It's gotta be easy saving 15k though with cashed up parents... bets on he'd be on a fair amount of pocket money!

JJ...but seriously a GTR is a lot of car for most people, I am glad I kept under 2litres until now (27y/o), I would probably have met my angel wings early had I owned one 4-5 years ago... go the Swift GTI & the ledgendary Suzuki Mightyboy!!!!

Heres a free tip though... I was put onto a insurace company that I am now going to use for my 32GTR...

TORQUE Insurance is through a financial company called LUMLEY... ph (08) 9220 8212

The guy I was dealing with was easy to talk to and it was much cheaper than Just Car. His name is Steve Walter, but he is sunning it on the sunshine coast atm, so you can ring and ask to speak to Loraine. BE BRUTALLY HONEST... it is the only way to do insurance. You pay all this $$$ for peace of mind each year and if you have left something out and you try to make a claim...you can wind up with nufin but the lies you spun when you made your application... not worth it mate, do it right or dont do it at all.

In the end no matter what any of us think/say you are gunna do what you want so if you get it, keep it on the road (in the right direction) and through a wave if you pass any peps on here!

i agree..

when i insured my car, i gave them the list of *all* my mods..

that way i know everything is covered, and they cant knock back a claim based on things not mentioned.

and with all my mods, it comes to $2600 a year now. id rather pay that than the tens of thousands the car + mods is worth.

[tigeryas]

in my opinion, i wouldnt buy a gtr in the first place, especially if i'm 17 turning 18

talk about jumping up the food chain...

and also, if you've got a $30k GTR what's a few more grand gonna hurt for u?

if i had 30k sacrifice myself several g for insurance, leeway, mods, service etc...

good luck with it anyway...

[Kaido_RR]

Is it possible to insure with Just Cars under a parents name? Has anyone tried this?

no, just cars will not allowed you to be the second driver. the youngest driver (driver with the highest risk) must be 1st driver