Post Your Insurance Costs

[Meecrob]

Whats everyone paying for their car insurance?

In this format:

Car:

Insurance company:

Cost:

age:

driving history:

gender:

mods:

post code:

garage y/n:

alarm:

insured amount:

market or agreed value:

insured in parents name?

alarm category:

excess:

extra

defensive driving course:

stereo covered:

wheels covered:

windscreen replacement y/n:

no claim bonus protection:

age excess:

voluntary excess:

pensioner discount:

specified valuables covered:

Choice of repairer:

How many quotes needed for repairs:

covered for motorsport events:

pay by the month:

do they do insurance file checks:

understanding, not JUST insurance:

Comprehensive:

Property Injury Liability or Property Damage Coverage:

Liability coverage:

Bodily Injury Coverage :

Collision Coverage:

vehicle under finance:

been refused insurance before:

have a criminal record:

age of youngest driver:

private or business use:

special colour paint:

driven only on weekends:

member of a cams car club discount:

bundled with home insurance discount:

Edited January 31, 2007 by dan_the_man

[dan_the_man]

obviously we dont need all of them

but it will be interesting to see the different prices people pay

[Gazee]

no its a reasonable thread. just needed more variables

LOL whos got the online quote format? That should cut it lol

yea on a serious note i've got a heap of shit on my car not much but i've told em everything turbo ecu and shit and i'm paying only $1600 p/year, cars insured for 18.5k ratiing 3 or something 21y/o, but no matter how much it is insurance is always worth it...

[32vspecII]

i pay about 700$ for the gtr

28k insured , max ncb protected , 200$ std + $500 twinturbo excess . 29 year old

hbf

[gazza750]

Car: 19993 r32 gtr

Insurance company: Torque

Cost:$824.50

age: 43

driving history: heaps of fines

gender: Male

mods: pods exhaust turbo timer boost controller

post code: 6110

garage y/n: yes

alarm: yes

insured amount: $30 000

market or agreed value: agreed

insured in parents name? their both dead

alarm category: unknown

excess: $1000

extra

defensive driving course: nope

stereo covered:yes

wheels covered: yes

windscreen replacement y/n: yes

no claim bonus protection: yes

age excess: yes

voluntary excess:no

pensioner discount: no

specified valuables covered: yes

Choice of repairer: yes

How many quotes needed for repairs: 2

covered for motorsport events: no

pay by the month: yes

do they do insurance file checks: ????

understanding, not JUST insurance:

Comprehensive: yes which covers all below

Property Injury Liability or Property Damage Coverage:

Liability coverage:

Bodily Injury Coverage :

Collision Coverage:

---------------------------

vehicle under finance:no

been refused insurance before:no

have a criminal record:no

age of youngest driver: 30

private or business use: private

special colour paint: yes

driven only on weekends: nope is a daily 25000k in the last 12 months

member of a cams car club discount: no

bundled with home insurance discount: no

[R31 Chick]

Car: HR31 GT Passage

Insurance company: Just Car

Cost: $1290pa

age: 21 (then)

driving history: 9 points

gender: female

mods: insured ones are wheels and stereo

post code: 6108

garage y/n: y

alarm: y

insured amount: $6000 is all they would cover it for b@stards!

market or agreed value: agreed

insured in parents name? no

alarm category: 4 (makes no difference to Just Car)

excess: All age ones plus $700 high performance import excess

extra

stereo covered: yes

wheels covered: yes

windscreen replacement y/n: n

no claim bonus protection: ?

age excess: yes

voluntary excess: no

Choice of repairer: yes

covered for motorsport events: no

pay by the month: no

Comprehensive: yes

vehicle under finance: no

been refused insurance before: no

have a criminal record: no

age of youngest driver: 21 (again at the time)

private or business use: private

special colour paint: no

driven only on weekends: yes (again no difference to Just Car)

[ztuned]

Car: Skyline r33 1997 series 2 gtst

Insurance company: just car

Cost: $2187

age: 18

driving history:none

gender:male

mods:a few

post code:6018

garage y/n:y

alarm:y

insured amount: 18k

market or agreed value:agreed

insured in parents name?no

alarm category: laser line

excess: 2100

extra

defensive driving course:n

stereo covered:y

wheels covered:y

windscreen replacement y/n:y

no claim bonus protection:n

age excess:...

voluntary excess:.n

pensioner discount:n

specified valuables covered:n

Choice of repairer:n

How many quotes needed for repairs:n

covered for motorsport events:n

pay by the month:n

do they do insurance file checks:n

understanding, not JUST insurance:n

Comprehensive:y

Property Injury Liability or Property Damage Coverage:y

Liability coverage:y

Bodily Injury Coverage :y

Collision Coverage:y

vehicle under finance:n

been refused insurance before:n

have a criminal record:n

age of youngest driver:18

private or business use:p

special colour paint:w

driven only on weekends:n

member of a cams car club discount:n

bundled with home insurance discount:n

[tom9999]

No Insurance atm

just cars quoted $2500 for a stock r33 gts-t s1

for a 17yo

[GODTHRILA]

Car: 1993 R32 GTR

Insurance company: Torque

Cost: $1058

age: 27

driving history: Lost licence 3 time when under 23

gender: Male

mods: larger FMIC, pods, boost controller, front pipe and cat back exhaust, 17" wheels, oil cooler

post code: 6069

garage y/n: n (carport)

alarm: y

insured amount: $28000

market or agreed value: agreed

insured in parents name? n

alarm category: what ever the best is

excess: $500

extra

defensive driving course:n/a

stereo covered: n

wheels covered: n

windscreen replacement y/n: y

no claim bonus protection: max 60%

age excess: n

voluntary excess: n

pensioner discount: n

specified valuables covered: n (wreck recovery option)

Choice of repairer: y

How many quotes needed for repairs: 2

covered for motorsport events: n

pay by the month: n (annual)

do they do insurance file checks: ??? didn't ask

understanding, not JUST insurance: easy to deal with

Comprehensive: y

Property Injury Liability or Property Damage Coverage: y

Liability coverage: y

Bodily Injury Coverage : y

Collision Coverage: y

vehicle under finance: n

been refused insurance before: n

have a criminal record: n

age of youngest driver: 24

private or business use: private

special colour paint: n

driven only on weekends: daily driver

member of a cams car club discount: am a CAMS member but no discount offered

bundled with home insurance discount: n

I can't believe the price of insurance for younger guys and girls... $2000-3000 premium and $1500+ excess... these are crazy prices!!! If you make 1 claim you have just forked out $3500++ and then your premium will go up further

[_8OO5TED_]

Car: 1993 Nissan Skyline GT25t Sedan (5spd)

Insurance company: Shannons Insurance

Cost: $1220

age: 23

driving history: no fines in the last 4yrs, no loss of license ever

gender: Male

mods: turbo, wheels, cooler, zorst, gauges, suspension, wastegate, bov, pod, stereo

post code: 6010

garage y/n: Y

alarm: Y

insured amount: $23,000

market or agreed value: Agreed

insured in parents name? No, my name

alarm category: AutoWatch with 3pt Immob

excess: $500

extra

defensive driving course: N

stereo covered: Y, worth about $2000

wheels covered: Y, 20" worth about $4500

windscreen replacement y/n: Y, 1 per year with no excess

no claim bonus protection: N

age excess: $400

voluntary excess: N

pensioner discount: N

specified valuables covered: $500

Choice of repairer: Y

How many quotes needed for repairs: 1

covered for motorsport events: N, only training courses

pay by the month: Y, no extra charge via direct debit

[Chi100188]

Car: 1995 R33 GTS

Insurance company: HBF

Cost: $1050

age: 19

driving history: Crashed Once in wet weather

gender: Male

mods: Stock standard except with apexi pod, Tein HA coil overs, GT dual adjustable blade wing, Enkei Rims, MOMO steering wheel, Trust knob, R33 front turbo brakes

post code: 6108

garage y/n: y (carport)

alarm: y

insured amount: $12000

market or agreed value: agreed

insured in parents name? y

alarm category: what ever the best is

excess: $900+

extra

defensive driving course:n/a

stereo covered: y

wheels covered: y

windscreen replacement y/n: y

no claim bonus protection: max 60%

age excess: y

voluntary excess: n

pensioner discount: n

specified valuables covered: y (wreck recovery option)

Choice of repairer: n

How many quotes needed for repairs: n/a

covered for motorsport events: n

pay by the month: y (annual)

do they do insurance file checks: ??? didn't ask

understanding, not JUST insurance: easy to deal with

Comprehensive: y

Property Injury Liability or Property Damage Coverage: y

Liability coverage: y

Bodily Injury Coverage : y

Collision Coverage: y

vehicle under finance: n

been refused insurance before: n

have a criminal record: n

age of youngest driver: 18

private or business use: private

special colour paint: n

driven only on weekends: daily driver

member of a cams car club discount: n

bundled with home insurance discount: n

[Mr. Keets]

Car: 89GT-R

Insurance company:Shannons

Cost:$1100

age:really old almost as old as Gazza

driving history: Yes, well arrrgghh

gender: M

mods: Y

[HypeR33]

Car: R33 GTS-T

Insurance company: Wesfarmers

Cost: $960

age: 31

driving history: 1 claim in last 5 years

gender: Male

mods: Over $11,000 listed on policy (didn't bother about some things)

post code:

garage y/n: Yes

alarm: Yes

insured amount:

market or agreed value: Market I think...need to change to agreed (maybe $50k so I can get money back for mods hehe)

insured in parents name? Nope

alarm category: Blueline...think it is highest

excess: $200

extra

defensive driving course: No

stereo covered: Not yet...have to add it all to the list of mods $5,000

wheels covered: Yes

windscreen replacement y/n: Yes

no claim bonus protection: Max 60%

age excess: Yes

voluntary excess: No

pensioner discount: No

specified valuables covered: $500

Choice of repairer: Yes

How many quotes needed for repairs: 1

covered for motorsport events: Dont think so

pay by the month: No

do they do insurance file checks: ???

understanding, not JUST insurance: Yes

Comprehensive: Yes - See below

Property Injury Liability or Property Damage Coverage: Y

Liability coverage: Y

Bodily Injury Coverage : Y

Collision Coverage: Y

[Topaz]

Pfft, tooo many Q's thankyou

Full Comp insured for agreed value of $24k, $1700 excess (last time I checked) with Just Car with full NCB.

Car is garaged with alarm in post code - 6027

20 - $2200

21 - $1175

22 - coming up in a few months, 1 month before I turn 23.... My god I'm old

[Ashy Larry]

Famous Classic Car Insurance.

Free Windscreen

NCB

Value $28,000

Male 25 Years Old

980 a year

No body could beat that

Mike

[Hotrod]

Insurance with HBF

38yo male

R33 GTS-T 94 model

Insured for $23500.00

Insurance cost $898.00

Edited February 1, 2007 by Hotrod

[sam5709]

Car: 1996 series 2 r33

Insurance company: just cars

Cost: $2700

age: 19

driving history: none

gender: Male

mods: wheels, pod, exhaust, gauges, audio equipment, side skirts

post code: 6036

garage y/n: y (carport)

alarm: y stage 4

insured amount: 21,000

market or agreed value: agreed

insured in parents name? y, but prices go on youngest driver

alarm category: 4

EDIT: i seem to be paying the most, last year i was getting charged $2994, went down this year

[ztuned]

hey sam

its weird how u pay a lot more than me considering im 18 with less than a years experience

when i was looking around for cars i gave them differents cars to quote, and it came out as:

1996 s2 r33 gtst - $2900.............with the car being fully stock

1997 s2 r33 gtst - $2187 ............covering fmic,rims, pod,boost controller,1k stereo, gauges,exhaust etc

weird, but prob the '1996' r33 is blacklisted?

[sam5709]

geez thats ghey, thats weird, a newer skyline with a whole bunch of mods for around a $700 decrease i h8 insurance companies , i only added the rims and audio recently i dunno what kind of difference it woulda made

to be honost my dad paid for my first year and recently this second year iv gone into with insurance i only have to pay half so really me personally am forking out $1350

[kx2fity]

Whats everyone paying for their car insurance?

In this format:

Car: 1994 GTS-T R33

Insurance company: Vigel

Cost: $1000

age: 21

driving history: Clean

gender: Male

mods: FMIC, widebody f-glass fenders, kit, mags, tails, electronic smoke gauges

post code: 6050

garage y/n: y

alarm: yes

insured amount: $15000 - $20000 (hasnt been confirmed yet)

market or agreed value: agrred

insured in parents name? No

alarm category: ?

excess: ?