Highly Modified Engines With Insurence

[R34NRG]

Who is your insurance company? I'll bet their Product Disclosure Statement has words like this:

"9. We will not cover any modification that is:

• not legal;

• not approved by the transport department in your state" (Shannon's)

"You are not covered under this policy:

• if at the time of the event, your vehicle was damaged, unsafe or unroadworthy." (GIO)

ttrue true true.........very likey that it has something along the lines of that......which i guess is why i made this thread.

because although they put it down on my policy, having a aftermarket turbo is illegal due to emissions.

and wen i told them i fully forged my engine with a new ecu turbo ect ect.

they said okai.....and dat was it.

so ill have to dig it up and have a look.

[NYTSKY]

EBCs are illegal

Pods are illegal even if enclosed

Cars lowered to the floor are illegal

Exhaust louder than 90db are illegal

Im with Just Cars,i told them every mod i have on my car.I was unfortunate to crash my car into a fence.Assessor came out (who is a forum member so be careful what you post about your cars) and looked over the damage.As my car was up to par it was repaired.

He told me the amount of cars he sees that are not fully insured is mind blowing.Being careless or not telling the whole truth about what mods are in your car will be your undoing come claim time.

EDIT: Alot of the cars you see with 1000hp or more are either only insured fire and theft.Or not insured at all,if you have the coin to build a 1000hp car then you can afford a repair or two if something were to happen.

[R34NRG]

EBCs are illegal

Pods are illegal even if enclosed

Cars lowered to the floor are illegal

Exhaust louder than 90db are illegal

Im with Just Cars,i told them every mod i have on my car.I was unfortunate to crash my car into a fence.Assessor came out (who is a forum member so be careful what you post about your cars) and looked over the damage.As my car was up to par it was repaired.

He told me the amount of cars he sees that are not fully insured is mind blowing.Being careless or not telling the whole truth about what mods are in your car will be your undoing come claim time.

EDIT: Alot of the cars you see with 1000hp or more are either only insured fire and theft.Or not insured at all,if you have the coin to build a 1000hp car then you can afford a few repairs or two if something were to happen.

thanks for the tip, i did mention before. a insurence company refusing to cover your car because it was 10db over the legal noise limit of having a exhaust is a bit arguable due to it not being an influence into the crash. but thats only wat ive heard.

ive been totally upfront with my insurer....but just wondering wen the time comes....wats gonna happen.

will defiently have to give them a call again and aask

[NYTSKY]

thanks for the tip, i did mention before. a insurence company refusing to cover your car because it was 10db over the legal noise limit of having a exhaust is a bit arguable due to it not being an influence into the crash. but thats only wat ive heard.

ive been totally upfront with my insurer....but just wondering wen the time comes....wats gonna happen.

will defiently have to give them a call again and aask

Insurance companies will do anything to get out of paying a claim.

[GeeTR]

(Note to self) "Next time im drag racing past a primary school at lunch time / church on Sunday and spin out, crack my rear tail light lens, ill be sure to make a fake account before talkn bout it on SAU lol"

[evil_weevil]

hahahahaha

yeah because I don't have any idea at all hey Andru, yes, sorry master.

I guess we'll play the waiting game for a new thread by you....

"omg I was run off the road by another V8, on a rainy night, where I tried to avoid a black dog and I crashed my car and now insurance wont pay cause its a highend car that wasnt legal and I ignored everyone because Im a know it all"

Bets anyone?

I give it a month.

p.s. say good bye to your money thats paying your insurance boy

p.p.s. PLEASE read the fine print on your PDS and policy wording before you tell me Im wrong I'll bet you your car

[joeyjoejoejuniorshabadoo]

after... crash... tow car yourself. return to stock... THEN call insurance... this could take you a while andru

[joeyjoejoejuniorshabadoo]

after crash... tow car yourself. return to stock... THEN call insurance... this could take you a while andru

[DRD-00F]

Dear jesus this guy is an idiot... reminds me of one of my mates...

Andru: Stop and think for a moment that maybe... JUST MAYBE... there are people here who's knowledge lies on more then just a god damned phone call to an insurance company...

[DECIM8]

Serious question: Do you idolise Alf on "home and away" because ive never heard anyone use the expression flamin mongrels apart from him lol.

Secondly looks like the best option is to tell them everything, good timing as im about to bolt on bigger mods

[DRD-00F]

Serious question: Do you idolise Alf on "home and away" because ive never heard anyone use the expression flamin mongrels apart from him lol.

Secondly looks like the best option is to tell them everything, good timing as im about to bolt on bigger mods

try typing out cunt

[D_I_F]

Most other companies such as Famous, Young and cool and crap like that are a little dodgy from personal experence.

Famous & young and cool are the same company

Young & cool don't exist anymore. Famous used to be Famous classic car insurance and merged with young and cool. They are now called Famous. It's a Pity.. Famous were good until they merged with young and cool.

[Dragonforce]

.

Edited April 20, 2008 by Dragonforce

[Free_Spirit]

i guess all forums are the same after all...these types of threads are so sad. person asks a legitimate question and you get an army of keyboard warriors responding

[Damo_R34]

Just read this thread for the first time. what a good LOL, threads like this make my work fun

Insurance PDS > SAU thoughts. Simple equation.