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Hail Damage

montie

By montie,
in Victoria

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Birds Grand Master

Birds

Posted
Posted

Full comp ain't a guarantee of happy times in this scenario. Many excesses are about the same cost as the repairs and the repairs aren't quite enough to write off the car :/

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gdogzgtr Proficient

gdogzgtr

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Watch out with some insurance companies. My wife's car got damaged in the last big storm and had rating 1 full comp. They repaired the car and then dropped her to rating 3 and increased her yearly premium by more than 60%. We changed companies and got rating 1 and ended up saving almost $200 a year compared to previous rating 1 policy anyway. Win for us.

SS8_Gohan Grand Master

SS8_Gohan

Posted
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^ wtf? how does that work? an 'act of god or nature' or whatever, and she loses ratings and premium goes up?? how has she suddenly become a riskier driver as isn't that what the rating/premium change is ultimately suggesting (probabilities etc?)

if people are looking for a dent person, Mr Dent (Vince) does fantastic work. Originally recommended to me by Damian @ Final Inspection. If you google it, you'll find his number (no website)

JDMKiD__/ⓞⓞ-33 Community Regular

JDMKiD__/ⓞⓞ-33

Posted
Posted

I live in Roxy, literally 5 mins from Cragieburn station. No hail :laugh:

If ther was hektic hail my old man wouldve skitzed it :O i garaged my skyline instead of his merc for induction pipe making. i shit my pants when i heard hail was coming.

lucky tho :D

Downforce Grand Master

Downforce

Posted
Posted

Watch out with some insurance companies. My wife's car got damaged in the last big storm and had rating 1 full comp. They repaired the car and then dropped her to rating 3 and increased her yearly premium by more than 60%. We changed companies and got rating 1 and ended up saving almost $200 a year compared to previous rating 1 policy anyway. Win for us.

dodgy assholes... insurance companies are just greedy f**ks who want to drain people's money. talk about trying to recover their losses. excellent work changing companies :D should have faxed them a note with their letter of increase telling them to shove it up their ass.

paulr33 Grand Master

paulr33

Posted
Posted

45 minutes on hold and answered

covered by full comp

no need to shop around for quotes, they have setup an assessment place which will call me before the end of the week

ill take the car there, they will check it and decide wether to proceed with quotes/pricing or write it off (usually its the other way around)

he said the roof is the main concern if it has lots of deep dints, they have to take the roof off, which becomes an economical write off

so early stages

but very positive outcome from just car insurance

very helpful, quick to help

no blah blah your not covered rubbish

excess is 1k

SS8_Gohan Grand Master

SS8_Gohan

Posted
Posted

as for williamstown, there was hail but like pea sized hail. Had some family there during the storms and they were caught out but i had a good look over the cars and didn't see anything, so williamstown would be ok i would think. no big hail

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