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Car Insurance Recommendations For My Axis Autech

ECR33_RB25DET
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ECR33_RB25DET Community Regular

ECR33_RB25DET

Posted
Posted (edited)

Hi fellow Stag owners,

My full comp policy is soon up for renewal. Shopping around for better options as you do these days.

Just wanted opinions, feedback and recommendations from fellow Stag owners regarding the insurers you guys are using.

Edited by ECR33_RB25DET
Nadnerb Explorer

Nadnerb

Posted
Posted

Will be taking out a new policy on friday for my 99 s2 stagea, most likey with RACV.

I have only found RACV & Just Cars to insurue to so far.

based on $13,000 agreed valued, and garaged in 3196

Just Cars $2096 p/a

RACV $1080 p/a

Just cars penalises me for a drink driving issue 2 1/2 years ago, racv dont.

ECR33_RB25DET Community Regular

ECR33_RB25DET

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  • Author
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Just cars.... Best price for me... Insured in my name but wife drives.

Well gents this is why I initially created this thread.

I am currently with Just Cars and have been with all my vehicles for the last 5 years or more. It is time to part ways with them now....

Last 12months premium was $1309, the renewal notice arrived and now they have increased is to $1969. This is absurd.

In addition without notice they knocked down the agreed value by over $3k.

They can't seem to correctly justify the $660+ increase.

impul535w Community Regular

impul535w

Posted
Posted (edited)

Well gents this is why I initially created this thread.

I am currently with Just Cars and have been with all my vehicles for the last 5 years or more. It is time to part ways with them now....

Last 12months premium was $1309, the renewal notice arrived and now they have increased is to $1969. This is absurd.

In addition without notice they knocked down the agreed value by over $3k.

They can't seem to correctly justify the $660+ increase.

Just Car did the same thing with me, I laughed so hard when it came in the mail...

I'm now with SGIC, they gave me a better agreed value and cheaper premium, they were also nicer to deal with on the phone.

Just Car called back after my insurance with them expired and I almost laughed in there face and told them to stick it.

Edited by impul535w
bigkevracer Grand Master

bigkevracer

Posted
Posted

Its how insurance companies work. They jack up the premiums etc every year, you call them and they drop it back down. For every person who calls and negotiates it back town, 10 will just pay it.

ECR33_RB25DET Community Regular

ECR33_RB25DET

Posted
  • Author
Posted

Its how insurance companies work. They jack up the premiums etc every year, you call them and they drop it back down. For every person who calls and negotiates it back town, 10 will just pay it.

I disputed the situation with Just Car and they could not correctly justify the $660 increase and would not budge. So we parted ways.

I did my shopping around and now am with Lumley Special Vehicles for both vehicles.

Thanks gents for all your input.

TWOAR81 Collaborator

TWOAR81

Posted
Posted (edited)

Well gents this is why I initially created this thread.

I am currently with Just Cars and have been with all my vehicles for the last 5 years or more. It is time to part ways with them now....

Last 12months premium was $1309, the renewal notice arrived and now they have increased is to $1969. This is absurd.

In addition without notice they knocked down the agreed value by over $3k.

They can't seem to correctly justify the $660+ increase.

That's bulls&$t, mines due in 2 months hope it doesn't rise like that..Currently at 960 full comp,higher excess though...

Edited by TWOAR81
ECR33_RB25DET Community Regular

ECR33_RB25DET

Posted
  • Author
Posted

All mods listed?

Can't comment for sky^rkt BUT

as for me; all mods listed, $25K agreed, $1K excess, wife as primary driver as its the family wagon. All for $966pa (monthly instalments).

ECR33_RB25DET Community Regular

ECR33_RB25DET

Posted
  • Author
Posted

That's bulls&$t, mines due in 2 months hope it doesn't rise like that..Currently at 960 full comp,higher excess though...

Fingers crossed you are lucky. See how you go.

Good idea is to do a new online quote for your car with Just Cars, see what a fresh policy quote comes out to being even with the higher excess option. If it is significantly higher then expect your renewal notice to only be $50-100 less to that of online quote; my renewal was $1969 from $1309. An online quote for identical cover come in at $2046. No Bull!

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