Jump to content
SAU Community

Recommended Posts

I know a lot of people that have car loans these days.... What are peoples opinions on owing money on their ride - ie, car finance?

I used to have a loan on one of my fords (years ago) and decided that sucked. IMHO the only good debt in regards to cars is the DETT!!

(took me 5 years to be able to buy my GTR outright - while paying off my house). I drove round in an old Torana for a year while trying to clear my debts...

Link to comment
https://www.sau.com.au/forums/topic/52245-how-much-of-your-skyline-do-you-own/
Share on other sites

  • Replies 45
  • Created
  • Last Reply

Top Posters In This Topic

By my calculations, i own about 52.50% of my 'line.

However, this is due to the fact I originally wanted an S13 Silvia so I got a loan for $12k and planned to spend my $6k i'd saved for mods... but as it turns out, I spent it all on my R33 and now have to save for mods.

Ohwell. Car loans are crap. I see my money go in every second wednesday, comes out again every second thursday lol.

I guess it's not too bad if you have a car that you plan to keep for a long time - in that case it is a good means for obtaining the car you want. Where a lot of people fall into a trap is when the car they are paying off is worth less than what they owe....

No bank or anything would ever give me a loan so I paid cash for all my cars. When I got my 99 SSS Pulsar and also my GTT I wanted to do driveby-****-you-alls to all the banks. :)

I think I've spent about 5 or 6 grand since buying this one too which makes the final numbers seem scary. Still, my house will not be paid off until 2033 at the rate I'm going on that loan, haha.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • The rain is the best time to push to the edge of the grip limit. Water lubrication reduces the consumption of rubber without reducing the fun. I take pleasure in driving around the outside of numpties in Audis, WRXs, BRZs, etc, because they get all worried in the wet. They warm up faster than the engine oil does.
    • When they're dead cold, and in the wet, they're not very fun. RE003 are alright, they do harden very quickly and turn into literally $50 Pace tyres.
    • Yeah, I thought that Reedy's video was quite good because he compared old and new (as in, well used and quite new) AD09s, with what is generally considered to be the fast Yokohama in this category (ie, sporty road/track tyres) and a tyre that people might be able to use to extend the comparo out into the space of more expensive European tyres, being the Cup 2. No-one would ever agree that the Cup 2 is a poor tyre - many would suggest that it is close to the very top of the category. And, for them all to come out so close to each other, and for the cheaper tyre in the test to do so well against the others, in some cases being even faster, shows that (good, non-linglong) tyres are reaching a plateau in terms of how good they can get, and they're all sitting on that same plateau. Anyway, on the AD08R, AD09, RS4 that I've had on the car in recent years, I've never had a problem in the cold and wet. SA gets down to 0-10°C in winter. Not so often, but it was only 4°C when I got in the car this morning. Once the tyres are warm (ie, after about 2km), you can start to lay into them. I've never aquaplaned or suffered serious off-corner understeer or anything like that in the wet, that I would not have expected to happen with a more normal tyre. I had some RE003s, and they were shit in the dry, shit in the wet, shit everywhere. I would rate the RS4 and AD0x as being more trustworthy in the wet, once the rubber is warm. Bridgestone should be ashamed of the RE003.
    • This is why I gave the disclaimer about how I drive in the wet which I feel is pretty important. I have heard people think RS4's are horrible in the rain, but I have this feeling they must be driving (or attempting to drive) anywhere close to the grip limit. I legitimately drive at the speed limit/below speed the limit 100% of the time in the rain. More than happy to just commute along at 50kmh behind a train of cars in 5th gear etc. I do agree with you with regards to the temp and the 'quality' of the tyre Dose. Most UHP tyres aren't even up to temperature on the road anyway, even when going mad initial D canyon carving. It would be interesting to see a not-up-to-temp UHP tyre compared against a mere... normal...HP tyre at these temperatures. I don't think you're (or me in this case) is actually picking up grip with an RS4/AD09 on the road relative to something like a RE003 because the RS4/AD09 is not up to temp and the RE003 is closer to it's optimal operating window.
    • Either the bearing has been installed backwards OR the gearbox input shaft bearing is loosey goosey.   When in doubt, just put in a Samsonas in.
×
×
  • Create New...