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I know a lot of people that have car loans these days.... What are peoples opinions on owing money on their ride - ie, car finance?

I used to have a loan on one of my fords (years ago) and decided that sucked. IMHO the only good debt in regards to cars is the DETT!!

(took me 5 years to be able to buy my GTR outright - while paying off my house). I drove round in an old Torana for a year while trying to clear my debts...

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By my calculations, i own about 52.50% of my 'line.

However, this is due to the fact I originally wanted an S13 Silvia so I got a loan for $12k and planned to spend my $6k i'd saved for mods... but as it turns out, I spent it all on my R33 and now have to save for mods.

Ohwell. Car loans are crap. I see my money go in every second wednesday, comes out again every second thursday lol.

I guess it's not too bad if you have a car that you plan to keep for a long time - in that case it is a good means for obtaining the car you want. Where a lot of people fall into a trap is when the car they are paying off is worth less than what they owe....

No bank or anything would ever give me a loan so I paid cash for all my cars. When I got my 99 SSS Pulsar and also my GTT I wanted to do driveby-****-you-alls to all the banks. :)

I think I've spent about 5 or 6 grand since buying this one too which makes the final numbers seem scary. Still, my house will not be paid off until 2033 at the rate I'm going on that loan, haha.

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