from what i understand:
bar and plate = good for boosted air flow, not as good for ambient flwo to radiator
tube and fin = not as good for boosted air flow, better for ambient air flow to radiator
i am running a tube and fin FMIC and never have and heating problems with my R32 and that's in the hot climate of brisbane
Personally, i don't think that spending 2000 on an intercooler will necessarily but you a better performing product than an equivalent $700 hybrid design. After all, if it cools the compressed air, then it works...
but some people only buy brand name stuff as they have more money than sense sometimes
my 2c
Warren.