Jump to content
SAU Community

Recommended Posts

Well friday night i did the responsible thing and drove my friends so they could drink and whilst dropping a friend home at the end of the night a drunk driver came across, head on from the opposite side of the road at us and i swerved to avoid him but he still managed to clip the side of my car and then continued to drive off down the wrong side of the road and off down some side street didnt stop or anything

of course you dont expect someone to come straight at you so we didnt realise till he was a couple metres in front and all we saw was the headlights and a white sedan leaving me with a bashed rear panel which im going to have to pay for

we had to file police reports but i still have to pay $1100 excess which im not going to be able to afford apparently the damage will be over a grand but from what i can tell it looks like just surface damage can this just be panel beaten? or should i just go through insurance either way im losing out i dont know if i lose my no claim bonus if i have a police report does anyone know?

is it worth trying to get it fixed myself? does anyone know a place i can get it fixed?

just had to share this to show that it doesnt matter how great a driver you are there are alot of dikheads out there and i hope karma gets the tosser

and pay your insurance on time! cause luckily i paid my way over due insurance just a few days before

post-1411-1140347198.jpg

post-1411-1140347375.jpg

Link to comment
https://www.sau.com.au/forums/topic/106468-i-have-the-worst-luck/
Share on other sites

The police report will be enough to find you not at fault and then I am pretty sure you wont lose your no claim bonus. If they find the person who was driving then you will get your excess back because the insurance company will chase the other driver up for the money. Paying $1100 excess will be cheaper than fixing it and you may not even have to pay anything at all.

Jason - maybe you can shed more light on this?

Have you rung the insurance company to see what their policy is on this sort of situation? You can ring and ask without making a claim.

Glad you're ok though ;)

some bas... kicked my rear panel but the damage wasnt as bad as yours and it cost $600 to repair {32gtr} insurance paid half with no excess but i had to jump up and down for them to pay. the bas...s plate was stolen so i didint have the info on the other driver so i guess it depends what your insurance comps like. best of luck though

haha yeh unfotunately it was kinda unexpected that a car would come straight at you at 2am in the morning all we saw was the flash of headlights by the time we had realised what happened and done a u-turn he was gone

and usually u expect people to stop once they have hit you :)

I think the ruling goes that you will have to pay the excess because you couldn't identify the other driver. If the police later find the person (and don't hold your breath) you can get the excess back from the insurance company.

And as Paul said glad everyone is ok because oncoming car situations normally work out for the worse...

Unless you have NCB protection then you will lose some of your NCB. It has nothing to do with the fact that you were not at fault, if the insurance company cannot recover their costs then the claim goes against you. It's the same as when some retard hits your car when it's parked and drives off.

Sorry to hear what happened to you! I'd source my own quotes before going through insurance. And when you're getting the quote, don't tell them it's going through insurance, coz it will come out higher. A couple of years back I was quoted $1100 odd to fix a tiny ding in the front of the corolla. I paid cash to a panel beater and it was fixed PROPERLY for $300 lol. Panel beaters rip insurance companies off, because they can.

Best of luck with it :)

Edited by randominsanity73

Hey Russ,

Bad luck buddy. Glad you all walked away from it though, could have been a lot worse than just some panel damage..

On another note, do you have a big white Nismo or similar sticker across your windscreen now? Was out with marie on sunday arvo and she was sure she saw ya heading into town?

Anyway, hope you sort it out bud..

cheers

Brett

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • I have no hard data to report, but I have to say, having driven it to work and back all week, mostly on wet roads (and therefore mostly not able to contemplate anything too outrageous anywhere)..... it is real good. I turned the boost controller on, with duty cycle set to 10% (which may not be enough to actually increase the boost), and the start boost set to 15 psi. That should keep the gate unpressurised until at least 15 psi. And rolling at 80 in 5th, which is <2k rpm, going to WOT sees the MAP go +ve even before it crosses 2k and it has >5 psi by the time it hits 90 km/h. That's still <<2.5k rpm, so I think it's actually doing really well. Because of all the not-quite-ideal things that have been in place since the turbo first went on, it felt laggy. It's actually not. The response appears to be as good as you could hope for with a highflow.
    • Or just put in a 1JZ, and sell me the NEO head 😎
    • Oh, it's been done. You just run a wire out there and back. But they have been known to do coolant temp sensors, MAP sensors, etc. They're not silly (at Regency Park) and know what's what with all the different cars.
    • Please ignore I found the right way of installing it thanks
    • There are advantages, and disadvantages to remapping the factory.   The factory runs billions of different maps, to account for sooooo many variables, especially when you bring in things like constantly variable cams etc. By remapping all those maps appropriately, you can get the car to drive so damn nicely, and very much so like it does from the factory. This means it can utilise a LOT of weird things in the maps, to alter how it drives in situations like cruise on a freeway, and how that will get your fuel economy right down.   I haven't seen an aftermarket ECU that truly has THAT MANY adjustable parameters. EG, the VAG ECUs are somewhere around 2,000 different tables for it to work out what to do at any one point in time. So for a vehicle being daily driven etc, I see this as a great advantage, but it does mean spending a bit more time, and with a tuner who really knows that ECU.   On the flip side, an aftermarket ECU, in something like a weekender, or a proper race car, torque based tuning IMO doesn't make that much sense. In those scenarios you're not out there hunting down stuff like "the best way to minimise fuel usage at minor power so that we can go from 8L/100km to 7.3L/100km. You're more worried about it being ready to make as much freaking power as possible when you step back on the loud pedal as you come out of turn 2, not waiting the extra 100ms for all the cams to adjust etc. So in this scenario, realistically you tune the motor to make power, based on the load. People will then play with things like throttle response, and drive by wire mapping to get it more "driveable".   Funnily enough, I was watching something Finnegans Garage, and he has a huge blown Hemi in a 9 second 1955 Chev that is road registered. To make it more driveable on the road recently, they started testing blocking up the intake with kids footballs, to effectively reduce air flow when they're on the road, and make the throttle less touchy and more driveable. Plus some other weird shit the yankee aftermarket ECUs do. Made me think of Kinks R34...
×
×
  • Create New...