Pauly33GTS-t Posted November 8, 2006 Share Posted November 8, 2006 Hey Im pretty new to these forums and the like, I am buying an R32 Godzilla soon and I need to know what is the best Insurance company that will cover me, as a 20yo with no previous accidents, a "impropper lighting" fine (Had parkers on instead of full lights one night :S) and Car is slightly modified but on the upper hand it will be always garaged and im in a safe neighbourhood. (I heard these factor contribute). Going to buy the car in 2 months or so from now so I'm trying to get my mind set around what its going to cost me per year to run this beast without just diving into it and perhaps making a descision that I will regret. I have been a Classic Adelaide Rally volunteer and stage marshall assistant for the past 3 years. Maybe shannons is best choice because of their involvement in local and international circles of motorsport? Any feedback would be great, thanks. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2650874 Share on other sites More sharing options...
GoldRush Posted November 8, 2006 Share Posted November 8, 2006 just got the car today and was wondering with insurance what would help me get the lowest premium. should i register the car in my mothers name? (im 18). the car has an alarm and immobiliser and is parked in a remote control lockup garage. also which insurers should i have a look at? what should i look for such as no claim bonuses? thanks in advance for any help guys. love the forums. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2653118 Share on other sites More sharing options...
Powers Lacking Posted November 8, 2006 Share Posted November 8, 2006 Try lumleys or torque (division of lumleys). I am 20 and with a clean driving record and a bit of haggling my car is insured for $12500. Full comprehensive cover for $600 a yr. Only catch is its a $1000 excess, but any minor work under a grand yous should be able to afford anyway considering you can afford to buy the car. If you cant pay dont play. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2653481 Share on other sites More sharing options...
xRHETTx Posted November 8, 2006 Share Posted November 8, 2006 Try: Just Cars Famous or Shannons Insuring it in a parents name wont work. Insure it under your name so you can build up no claim bonus yourself. Have you had a car insured in your name before? If so, you should have some no claim bonus available to use (even if you only had 3rd party insurance). If not, suck it in and pay for the damn insurance. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2654005 Share on other sites More sharing options...
GoldRush Posted November 9, 2006 Share Posted November 9, 2006 yep thats what im going to do suck it in and pay the damn insurance haha, i love this skyline too much. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2654614 Share on other sites More sharing options...
evil_weevil Posted November 9, 2006 Share Posted November 9, 2006 with both of ytou just cars is the best. seriously. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2657011 Share on other sites More sharing options...
GT-R32 Posted November 11, 2006 Share Posted November 11, 2006 Try:Just Cars Famous or Shannons Insuring it in a parents name wont work. Insure it under your name so you can build up no claim bonus yourself. Have you had a car insured in your name before? If so, you should have some no claim bonus available to use (even if you only had 3rd party insurance). If not, suck it in and pay for the damn insurance. Don't forget Vigil and Ryno. Plus there are a heap of others, ring around it's worth it to get a better policy and potentially save hundreds! Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2662793 Share on other sites More sharing options...
GUN_METAL_GTR32 Posted November 12, 2006 Share Posted November 12, 2006 insurance is a joke these days. i had my other car insured with just cars my name 20 yo p plater 2 loss of licences $2900 per year for a non turbo supra $1800 excess i dont have insurance for my gtr yet 21 now p plater still (for a while) 3 loss of licences and a stack that wasnt my fault $3400 per year for a nearly stock gtr f**k insurance i reckon Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665307 Share on other sites More sharing options...
Rolls Posted November 12, 2006 Share Posted November 12, 2006 Lost your license 3 times? Im not surprised its so high. Its more likely that you will crash it then you won't so they have to put premiums that high so they actually make money. Its not they they are giant blood sucking corporations, they actually do have to make money to stay alive. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665371 Share on other sites More sharing options...
Pauly33GTS-t Posted November 12, 2006 Share Posted November 12, 2006 (edited) Lost your license 3 times? Im not surprised its so high. Its more likely that you will crash it then you won't so they have to put premiums that high so they actually make money.Its not they they are giant blood sucking corporations, they actually do have to make money to stay alive. Your one of them! hahaha Edited November 12, 2006 by SAZilla Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665378 Share on other sites More sharing options...
Rolls Posted November 12, 2006 Share Posted November 12, 2006 lol what? Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665394 Share on other sites More sharing options...
Pauly33GTS-t Posted November 12, 2006 Share Posted November 12, 2006 lol what? You're one of them... with the corporations, a conformist. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665398 Share on other sites More sharing options...
Rolls Posted November 12, 2006 Share Posted November 12, 2006 Nothing wrong with being a capitalist pig, more money for me I say! Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665442 Share on other sites More sharing options...
Pauly33GTS-t Posted November 12, 2006 Share Posted November 12, 2006 no no no... more money for them... Tell you what everyone ill start my own insurance company... "Pauly's dodgy insurance". be just as good as all the rest. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2665463 Share on other sites More sharing options...
Rolls Posted November 13, 2006 Share Posted November 13, 2006 no no no... more money for them... Tell you what everyone ill start my own insurance company... "Pauly's dodgy insurance". be just as good as all the rest. You seem to miss the part where I said capitalist pig How will pauls dodgy insurance counter the extreme high risk of insuring people like us without ridiculous premiums? Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2667159 Share on other sites More sharing options...
evil_weevil Posted November 13, 2006 Share Posted November 13, 2006 gun metal gtr32 - man, im suprised anyone gave u a quote with that history and im surprised your still driving! Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2667708 Share on other sites More sharing options...
ossie_21 Posted November 19, 2006 Share Posted November 19, 2006 Looking for some advice before I make a few calls in the next couple of days. Been with Just Cars since I got my car stock in May 2005. Started off insured at $18,000, with a premium that was about $2400 from memory. After just a few weeks I had a claim of about 5k after an aquaplaning trip into a kerb That all went smoothly & everything as the cops showed up about 5 minutes after it happened & seen the area blah blah blah. Next renewal, car had gone from nearly stock to gt30r, gate, ecu, full exhaust etc & the excesses were increased but the premium was $2062. Just got my latest one now & they want to drop the agreed value to $16,350, the overall excess is down a couple of hundred but still $2500. Best part is they want the premium as $2281 now. I'm thinking of the most polite way to call up & say "Lick my weld you pricks". This renewal was printed just before I added the engine build too, so they would probably want to bump it up even higher. I'm moving to Queensland in one week (the 26th), the same day my insurance is up. So during this time my car will be in transit, but I'm looking for other quotes. 21, 1 claim, rating 5 (not sure when it will become rating 4) Will be based in Queensland (Coolum or close to, I would like to think safe area? ) 1995 R33 Gts-t fully built except injectors, but no kit (read: pretty much a sleeper, except for front bar decals) Clean driving record Will be garaged, "maybe" not immediately but DEFINATELY will be. At the moment I would prefer a pay by the month thing as well. Shannons is an option but 21 is still probably going to be a bit pricey. I stayed loyal with JCI because the claim was smooth, but I don't really want to stay with them now. Famous were willing to match them but a bit higher with pay by the month, they are my first choice but are Perth-based and I am going to Qld. I've heard good things about Torque, I believe they are based there? If anyone can put me in the right direction with them or other companies that are familiar with this sort of cover it would be quite helpful, cheers. Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2684364 Share on other sites More sharing options...
gazza750 Posted November 19, 2006 Share Posted November 19, 2006 nathan i am with torque and am only paying $758 a year 93 gtr insured for $30000 but then i am ancient with 60% no claim bonus and clean record (only few speeding fines in the past) they even allowed cover for stereo whereas most will only give you a set amount back if a stereo is stolen mine is full replacement Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2684455 Share on other sites More sharing options...
TJ- Posted November 24, 2006 Share Posted November 24, 2006 hey i read through a few pages here, im on dialup so cant go through 30 pages, i just got a 1994 toyata soarer with lexus badges on it, its a V6 non turbo auto. Ive called racq, nrma, budget, and suncorp, all of them either wont ensure me cause im under 25 (23) or cause its an import. I will call some of the companies mentioned in this thread on Monday, but anything over $1000 and i dont think i will be able to afford it??!?!? For someone with experience how much should i expect to pay? Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2702053 Share on other sites More sharing options...
thrtytwo Posted November 24, 2006 Share Posted November 24, 2006 hey i read through a few pages here, im on dialup so cant go through 30 pages,i just got a 1994 toyata soarer with lexus badges on it, its a V6 non turbo auto. Ive called racq, nrma, budget, and suncorp, all of them either wont ensure me cause im under 25 (23) or cause its an import. I will call some of the companies mentioned in this thread on Monday, but anything over $1000 and i dont think i will be able to afford it??!?!? For someone with experience how much should i expect to pay? if you go to the justcar website (google it) you can get an online quote, this is very accurate as you can actually take out the policy you recieve. i dunno how much you should be expecting but they will see it as a performance car being a 2 door jap, also being an import and a young driver i would think it will be over the 1k mark your hoping for. having a nice car is expensive good luck anyways mate Link to comment https://www.sau.com.au/forums/topic/12142-need-insurance-want-cheaper-insurance/page/30/#findComment-2702260 Share on other sites More sharing options...
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