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Just Car Insurance

hanyou

By hanyou,
in New South Wales

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hanyou Grand Master

hanyou

Posted
Posted

hey ppls.. i jus got my full license and thought why not try a new quote with justcars.. currently im paying $4k a year for the gtr :happy:

to my suprise it showed $2670 when i finished the quote! so i gave justcars a ring and they came to the conclusion that it gave me the wrong no claim bonus for the online quote? and if anything it can only be lowered to $3200 and thats only if i cancel my existing policy and go onto the new one..

so basically i thought of another way.. they gave me the quote on net, and theres an option to pay for it on net without talking to anyone... so can i jus cancel my insurance wid just cars, get my money back (i jus paid 2k this month for 6months) and then just pay the $2670 for 1 year over the net?.. or will it jus turn back around on me?..

im also thinking of raising my insured value while im there haha

thanks :angry:

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d00dz Grand Master

d00dz

Posted
Posted
hey ppls.. i jus got my full license and thought why not try a new quote with justcars.. currently im paying $4k a year for the gtr :happy:

to my suprise it showed $2670 when i finished the quote! so i gave justcars a ring and they came to the conclusion that it gave me the wrong no claim bonus for the online quote? and if anything it can only be lowered to $3200 and thats only if i cancel my existing policy and go onto the new one..

so basically i thought of another way.. they gave me the quote on net, and theres an option to pay for it on net without talking to anyone... so can i jus cancel my insurance wid just cars, get my money back (i jus paid 2k this month for 6months) and then just pay the $2670 for 1 year over the net?.. or will it jus turn back around on me?..

im also thinking of raising my insured value while im there haha

thanks :angry:

Yea I was paying 3k last year with famous, they requoted me 2.6k for this year. I did an online quote with Justcar they quoted me 1.5k, and an extra $40 for the max noclaim bonus offer thingy.

I was like ermm sweet.. Paid on the net and BAM got my insurance. Didnt talk to anyone.

Note: If you cancel with justcar I think there is a cancelation fee (not sure how much)

Jdfnq Proficient

Jdfnq

Posted
Posted (edited)

I went through shannons and they were not only a lot cheaper, but also the excess was like a difference of $1000 odd dollars on the happy side....

Shannons definately the way to go......

:happy:

insurance was only like $870

Edited by Jdfnq
hanyou Grand Master

hanyou

Posted
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Posted

yeah they said it was 20bux or so.. will do that then!.. but have to fork out another 2.6k while i wait for my insurance to be refunded lol

i tried putting a higher purchase price (23k) and it says it can be coverd for 32k? ahah way better then jus 19k LOL

D_I_F Grand Master

D_I_F

Posted
Posted
I went through shannons and they were not only a lot cheaper, but also the excess was like a difference of $1000 odd dollars on the happy side....

Shannons definately the way to go......

:happy:

insurance was only like $870

Ya but how old are you.. ive paid 2800 for my insurance with famous.. with 1000 excess which isnt too bad but im hoping it will go down alot next year.. and im under 25

Jdfnq Proficient

Jdfnq

Posted
Posted
Ya but how old are you.. ive paid 2800 for my insurance with famous.. with 1000 excess which isnt too bad but im hoping it will go down alot next year.. and im under 25

fair enough......

older than that :happy:

good driving record helps though.....

I still reckon that you should try shannons next year (they will insure you if you are under 25) as even there excess is only $500 (and that includes wheels and exhuast) and they have lifetime guarentee on all the work that gets done....

D_I_F Grand Master

D_I_F

Posted
Posted
fair enough......

older than that :happy:

good driving record helps though.....

I still reckon that you should try shannons next year (they will insure you if you are under 25) as even there excess is only $500 (and that includes wheels and exhuast) and they have lifetime guarentee on all the work that gets done....

Yea.. well i have a clean reccord that they know of :angry: lol.. so it should go down.. one of the guys on here works for shannons.. so i might speak to him when the time comes round..

But always shop around before i purchase something that big..

evil_weevil Grand Master

evil_weevil

Posted
Posted

45k!?!?!?!?!

gee's thats heaps high for value!!!

also - in regards to just cars n such with the actually topic....

wouldnt that come under duty of disclosure?

I wouldnt want them to find out you are ripping the system - come claim time....?

SiVaK Collaborator

SiVaK

Posted
Posted

fully insuring a car worth under 30k is totally not worth it when you can just get 3rd party for like 5th of the cost... doesnt make sense to me to pay thousands plus an excess for the "what if" chance when after like 3 years you have paid the price of the car...

R34 Sedan Community Regular

R34 Sedan

Posted
Posted

I'm with Stan, some of those prices seem very expensive.

I know I'm an old Bastard (35), but I'm paying $1406/yr for 30K car with Torque. I lost my license 2 1/2 yrs ago (clean for the past 5 years otherwise), told them and it incresed the excess from the normal $600 to $1200. Don't know what the deal with under 25 is, might be worth checking?

Also spoke to GIO about a quote the other week, they now have a department that deals with import and modified vechles. When I mentioned the loss of the licenses, the girl replied no problem we insure the uninsurable, quote came to $1440, don't know might also be worth checking.

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