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mitchy, good to hear you turned out ok after such a horrid event.

f**king speed the commodore was carrying is troubling..

stupid underbraked stocker barges

methinks.... BMW M3. ftw :( or buy like 3 or 5 mitsubishi galant vr4 imports.. they are sooo cheap.. bwaahahaha

So what happens in this situation? Did you manage to drive the car back to your house or did the towie tow it back.

I have always tried to figure out how towies work as i think they get paid extra $$ for towing it to panel beaters and I was under the impression that if the police come it has to go straight to a panel beater? can anyone confirm that?

If it is at your house and no one has taken records of whats damaged etc then does anyone know how far you can go in removing parts?

I dont want any parts as SLY is lovely just the way she is, however should unfortunately this happen to any of us this could be of interest to us all to make a somewhat smarter move out of an unfortunate incident.

Mitchy, Kylie - My condolences to both of you.

OK so far we know that if you're insured, the towie wants no money from you on the day. And also if it isn't your fault, you will not pay a cent.

We also know now that if the person at fault is insured, you claim against thier insurance, NOT YOURS...

Done this way, you keep your no claim bonus, you do not pay any excess and no record of claiming.

If you claim on your own insurance you have to pay your excess up front, you loose your no claim bonus BUT will be reimbursed once its all been sorted and you will not be out of pocket.

The Towie slip hasn't got a price or fee on it, seems the towie forgot to fill that bit out :( I guess Mitchy will have to ring him up and get him to put down the other guys insurance policy number so Mitchy's insurance doesnt' get a bill :)

The assessor is coming out here, so you don't 'have' to have the car towed to a repairer straight away. We weren't sure what to do at the scene. The guy at fault rang mobitow and 3 trucks rocked up. I rang Gerrin, but his mate was 30mins away, so cancelled him and went with the first towie on the scene. (Keep in mind, Mitchy's rear tyre had been popped by the twisted metal and was stuck on the road, blocking off one lane) I doubt we could of pushed her off the road..

Not sure what you are allowed to remove, hence why we aren't touching her at the moment.

Mitchy managed to get the boot open to removed some clothes and shoes... I'm sure you're allowed to removed personal items.

And thats where we are up to, just waiting for the assessor to come out..

Who's your insurer, seems kinda dodge to get excess from you if you're not at fault and have the guy details. It's their job to track them down and sue them for the $$.

I had a similar thing happen but they guy had no insurance.

Just Cars has never asked for excess in any form in a no fault incident.

most insurance companies will charge the excess , but some will waive it if they think the re-claim to the at fault party has a good chance of success (ie he has admitted fault , his insurance company has said they will pay)

a guy at work smashed the side of my old gtr in the car park and hbf waived the excess and just claimed strait to his company but thats not always the case

a unemployed bogan in a dodgy old commodore they might not be so confident in getting money immedietly

Mitch won't have to pay anything towards insurance or medical costs if this guy is contactable & does have insurance. If he has no insurance, then he can get sued by either Mitch himself or Just Cars (probably JCI cos they deal with it, but he might have to for medical). If his details aren't correct & he can't be found, then Mitch will have to claim it on insurance, pay excess & have it recorded as a claim. Wasn't the greatest idea to let this guy drive home before the police came out to make sure his details were correct & he wasn't drinking, because that also affects his insurance.

Mitchy

Really sorry to hear about the pride and joy (sorry K).

I guess you're not chasing the PFC handcontroller any more.

If you are thinking about a nice R33 GTR drop me a PM as one of the guys I work with is looking at moving on his stock '98 at a pretty fair price.

Chin up, at least you're ok.

Ouch........ Gotta Hurt... How Unfortunate

Nice.. there is a Pic of ur Dog.. about to PISS on ur Car hahaha...

and that chic drivin the Commodore was She Hot??? hehe :closedeyes:

Nice R33 Almost as Nice as Mine :), I think it've seen it Around n sometimes Parked outside Imports 101.. did u get some work Done there????

R u gonna sell it 4 Parts??? otherwise i want ur SideSkirts...

Get a VTEC YO!!!!!!!!!!! and Turbo it hehehe

-SesaR

Edited by Black_CSR
Ouch........ Gotta Hurt... How Unfortunate

Nice.. there is a Pic of ur Dog.. about to PISS on ur Car hahaha...

and that chic drivin the Commodore was She Hot??? hehe :rolleyes:

Nice R33 Almost as Nice as Mine :unsure: , I think it've seen it Around n sometimes Parked outside Imports 101.. did u get some work Done there????

R u gonna sell it 4 Parts??? otherwise i want ur SideSkirts...

Get a VTEC YO!!!!!!!!!!! and Turbo it hehehe

-SesaR

the dog was looking at the car, not pissing..

and it was a guy driving, that was his 10/11yrold daughter..

never been to imports 101, dont even know where they are, and i might sell it for parts, depends if i buy the wreck back or not.

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