My Insurance Problem

[AzzurrA]

Franky, why did Shannons 'pull the plug'?

just out of nowhere you got a letter saying they won't cover you any more? if so, what was their reasoning?

[LBR33]

What shannons told me was that they dont cover daily drivers under 25 with skylines

[Beer Baron]

it's not the under 25 part that's a problem (well it may be part of it). it's the usage. shanons don't cover daily drivers. they are more geared towards 'weekend cars'.

and I would go with the $14K from just cars. $14K and you could pretty much have your pick of 33 GTSTs on the market.

[LBR33]

Well the problem is that will turn to 12-13k after excess which will only really get a stock 33

[moonus]

try and talk to just cars a bit more to bring the agreed value higher..i did the same thing and it worked. mind you ive been with them for a few years now

[evil_weevil]

What shannons told me was that they dont cover daily drivers under 25 with skylines

wouldnt be suprised now....but it wouldnt be just "skylines" id say most cars.

[LBR33]

wouldnt be suprised now....but it wouldnt be just "skylines" id say most cars.

Thats correct but i just typed skyline as its the car im trying to insure

[jrocket]

I think Just Cars would make decisions based on your driving record. I am only 23 and I got a S1 GTST 1995 model and they insurered me for nearly 18k on that car. But at the same time I have not previous record of speeding etc so that might have played a part in my agreed value.

PS the car is basically stock so thats fairly good I think.

[LBR33]

Thats strange as i only have 1 speeding fine

[msnismo]

Did you try suncorp as mentioned on the first page? We have our 33 + the wrx through them.. insure all mods. I directed a friend there the other day and I swear they do 21 and older... (he is 19/20) .......... 131155.

[x-hobo]

What shannons told me was that they dont cover daily drivers under 25 with skylines

I don't think that that's a hard and fast underwriting rule, because I got my insurance with Shannons at 21 (modded R33) and it's a daily (which is listed on the policy). Also I got my renewal letter in the mail last week, so they must still be happy enough to keep me on (now 22). Anyway I'd keep trying with different phone operators, you might get lucky - don't forget to highlight to them what an enthusiast you are (car clubs, magazines, events, forums etc). Might not hurt to see if you can find a direct contact thru the forums, too, as they might be able to help you out...

[LBR33]

I don't think that that's a hard and fast underwriting rule, because I got my insurance with Shannons at 21 (modded R33) and it's a daily (which is listed on the policy). Also I got my renewal letter in the mail last week, so they must still be happy enough to keep me on (now 22). Anyway I'd keep trying with different phone operators, you might get lucky - don't forget to highlight to them what an enthusiast you are (car clubs, magazines, events, forums etc). Might not hurt to see if you can find a direct contact thru the forums, too, as they might be able to help you out...

I just called Shannons back and they said that the no under 25's as well as daily driving was bought in 2 weeks ago.....i begged and pleaded but without any success.

[evil_weevil]

I just called Shannons back and they said that the no under 25's as well as daily driving was bought in 2 weeks ago.....i begged and pleaded but without any success.

looks like theres everyones answer now.

[LBR33]

looks like theres everyones answer now.

Sure is

[n15m0]

Tell Just cars they can keep their blue undies

But on a serious note, sounds like a case of beggars can't be choosers at the moment. Best bet would be to try and speak with someone at justcars and try and negotiate a higher agreed value in return for a higher premium.

[GT King]

Is it the same if u tried to do a qoute online at justcars?

and then get the qoute online and call them up with the ref no#.

[dangerous_daveo]

I just called Shannons back and they said that the no under 25's as well as daily driving was bought in 2 weeks ago.....i begged and pleaded but without any success.

Hahaha, you got jibbed hard then man. I rang them up, I got a quote which was FAR better than justcars, they also had a FULL list of mods emailed to them. Then I got all the stuff in the mail, read that. Rang them back. Asked for the agreed vaule, got that sorted. Then I pleaded with them to make me rating 1 as I am a defensive driving instructor. They said no, so I asked again. He went to his boss, then they gave me rating 1 with a saving of $300 a year. That and they know the car is in a carport not a garage, and its driven every day.

Dude, ring them back up again.

[GT-R32]

Yep give Ryno a try.

I was looking for quotes for my V35 and they were the best by about $1000.

I was a bit worried cause there small, but a guy on LS1.com is going through a claim with them, and is nothing but rapt with the service.

On a side note, I lost it at Shannons yesterday. Cause the V35's are still quite new here, I had to go through a "special" quote, and in the end they tried to tell me that the agrred price they can insure me for was the FOB price of the car in Japan. That's almost 20k less than what it would cost me to replace the car should anything happen.

Stoked to hear about ryno. I have a lot of cars with them and full faith in their claims service but to actually hear the same is always better! In the end they have a great policy, are bound by the same laws and it is a company that only seems to be run by enthusiasts so it can't be anything but good you'd think.

[Spook's_Skyline]

suncorp are only 25 and older (but awesome, they have looked after me)

also, 14g for an r33 sounds alright

considering what they are worth in the market place atm

[evil_weevil]

Hahaha, you got jibbed hard then man. I rang them up, I got a quote which was FAR better than justcars, they also had a FULL list of mods emailed to them. Then I got all the stuff in the mail, read that. Rang them back. Asked for the agreed vaule, got that sorted. Then I pleaded with them to make me rating 1 as I am a defensive driving instructor. They said no, so I asked again. He went to his boss, then they gave me rating 1 with a saving of $300 a year. That and they know the car is in a carport not a garage, and its driven every day.

Dude, ring them back up again.

you sure you want to write that on a public forum?