JamesK Posted January 13, 2009 Share Posted January 13, 2009 Ok I'm in a little bit of a predicament my uncle up in Brisbane has recently purchased a 2006 Lamborghini Gallardo Spyder and says his son (my awesome cousin) and I can drive it as long as we can find an insurance company that would cover us (without a ridiculous price tag) I was almost certain JustCar would insure us but I had little luck there I was hoping you guys would now any insurance companies that would even consider our application? Little info We havent had any claims, were both under 21, I'm on my Full's my cousin is on his P's and we both REALLY want to drive this car Oh and Shannon's just rejected me as well....this is not looking good Pictures (By Demand) Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/ Share on other sites More sharing options...
Black Widow Posted January 13, 2009 Share Posted January 13, 2009 Yeah good luck with that made. I think probably due to the price tag and your age you will have little to no luck finding someone. Maybe if you try one of the smaller insurance companies like young and cool or people like that? or maybe that new one..pay as you drive or something? Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364406 Share on other sites More sharing options...
DogKnight Posted January 13, 2009 Share Posted January 13, 2009 Just start calling everyone. I doubt you would get anyone to cover your cousin as on his P's im pretty sure this would be classified as a high powered vechile and therefor illegal. I would probably focus on just your application. GIO has a performance section for a while. Worth trying for. Also try an online quote, may slip through. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364402 Share on other sites More sharing options...
N1GTR Posted January 13, 2009 Share Posted January 13, 2009 He's probably said you can drive it cause he doesnt think anyone will insure under 21's in a car worth as much as a house Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364413 Share on other sites More sharing options...
(OO)SKYLINE(OO) Posted January 13, 2009 Share Posted January 13, 2009 An Insurance Broker, maybe..? I had to go through one with my Mitsubishi Lancer GLi cuz I was 19 at the time and just because the paper work said Lancer SV = Special Vehical just because of a bodykit, wheels and nothing else... BTW show us some pics. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364419 Share on other sites More sharing options...
JamesK Posted January 13, 2009 Author Share Posted January 13, 2009 Ugh I hate insurance companies...been on hold for ages with this FamousInsurance ppl uploading photo now Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364450 Share on other sites More sharing options...
dezz Posted January 13, 2009 Share Posted January 13, 2009 You want insurance for a 21 year old driving a 2006 Lambo, and you don't want a ridiculous price tag? I'd expect that IF you do find someone willing to insure you, you could well be looking at close to a 5 figure premium Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364470 Share on other sites More sharing options...
(OO)SKYLINE(OO) Posted January 13, 2009 Share Posted January 13, 2009 PICS JAMES!!! Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364489 Share on other sites More sharing options...
JamesK Posted January 13, 2009 Author Share Posted January 13, 2009 PICS JAMES!!! PICS ARE UP DAMMIT HAHAH...isn't she just gorgeous? Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364492 Share on other sites More sharing options...
shepo Posted January 13, 2009 Share Posted January 13, 2009 mmm gallardo.... what i wouldnt give to have a drive in one of them! good luck mate. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364494 Share on other sites More sharing options...
(OO)SKYLINE(OO) Posted January 13, 2009 Share Posted January 13, 2009 PICS ARE UP DAMMIT HAHAH...isn't she just gorgeous? LOL! Yeah now I see. Man it looks awesome. Is that, what looks to be a Porsche behind it in the 1st pic? Also when you find insurance for it, drive it down to Melbourne and we have a SAU meet up. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364502 Share on other sites More sharing options...
evil_weevil Posted January 13, 2009 Share Posted January 13, 2009 You cant insure a vehicle that isnt yours. Your best bet is getting your uncle to list you as a driver. And with your age, there wouldnt be a premium big enough that would accept you two as a risk. Good luck! Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364522 Share on other sites More sharing options...
shepo Posted January 13, 2009 Share Posted January 13, 2009 Is that, what looks to be a Porsche behind it in the 1st pic? ferrari 360 spyder actually. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364544 Share on other sites More sharing options...
NickR33 Posted January 13, 2009 Share Posted January 13, 2009 not a chance in hell... sorry mate:( just pray he still has it when you turn 25 and you might be in with a shot Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364562 Share on other sites More sharing options...
DogKnight Posted January 13, 2009 Share Posted January 13, 2009 You want insurance for a 21 year old driving a 2006 Lambo, and you don't want a ridiculous price tag? I'd expect that IF you do find someone willing to insure you, you could well be looking at close to a 5 figure premium Have to agree with you. Think about it from their perspective. A couple "kids" under 21 want to pay you money to cover all the possible costs of repairs for a car worth $200k? Due to their age, they likely dont have a lot of driving experience, more along the lines of you CAN'T have a lot of experience due to your limited time at being able to have a license. Plus young drivers are more prone to speeding, etc even if you personally don't fit that category. How much money would charge a couple of people that came to you, asking you to take on that risk? I wouldn't be surprised if they asked for $20k just to insure you if anyone actually agrees. On the other note. Best of luck mate. Would be awesome if you actually got it covered. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364560 Share on other sites More sharing options...
(OO)SKYLINE(OO) Posted January 13, 2009 Share Posted January 13, 2009 ferrari 360 spyder actually. Cool, thanks man! Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364585 Share on other sites More sharing options...
joeyjoejoejuniorshabadoo Posted January 13, 2009 Share Posted January 13, 2009 i'm 29 rating 1 and drive a 33gtst that shannons class as "highly modified" and it's insured for 22.5k i pay $1600 per year you are under 21 and want to drive a lambo gallardo that redbook value @ 265k so going on percentages here... you should be paying $18,930 per year (plus 500 underage excess) Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364599 Share on other sites More sharing options...
dezz Posted January 13, 2009 Share Posted January 13, 2009 i'm 29 rating 1 and drive a 33gtst that shannons class as "highly modified" and it's insured for 22.5k i pay $1600 per yearyou are under 21 and want to drive a lambo gallardo that redbook value @ 265k so going on percentages here... you should be paying $18,930 per year (plus 500 underage excess) ouch...I'm 23 and pay less than you for the same thing with the same company Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364683 Share on other sites More sharing options...
ras1983 Posted January 13, 2009 Share Posted January 13, 2009 1. Your uncle's car is a sexy, SEXY car. 2. His garden looks really nice too - and I don't normally care about gardens lol. 3. I'm over 25. How about you get your uncle to insure me and I'll take you and I'll drive you and your cousin around for an entire day. Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364706 Share on other sites More sharing options...
astrotristan Posted January 13, 2009 Share Posted January 13, 2009 dude, i bet you've already got insurance - you just wanted to boast Link to comment https://www.sau.com.au/forums/topic/252326-insuring-lamborghini-gallardo-for-under-21/#findComment-4364703 Share on other sites More sharing options...
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