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Car Insurance For A R34 25Gt Non-Turbo

MISS_R34

By MISS_R34,
in Victoria

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GTR-N1 Grand Master

GTR-N1

Posted
Posted

Lumleys Insurance is chasing business > undercutting Shannons and Just Car where they can; (but don't know for how long). Shannons is extremely touchy about even 1-2 traffic violations combined with young age and the suburb where the car is garaged. Guild Insurance has now cut themselves off from grey import insurance.

R31Nismoid Grand Master

R31Nismoid

Posted
Posted

LSV stopped doing Imports 18-24 months ago, and wouldn't insure my GTR - even though the GTS-R was insured with them. So i cancelled and went to Shannons.

Have they altered their policy again?

GTR-N1 Grand Master

GTR-N1

Posted
Posted

LSV stopped doing Imports 18-24 months ago, and wouldn't insure my GTR - even though the GTS-R was insured with them. So i cancelled and went to Shannons.

Have they altered their policy again?

Yes Ash, with adverts on radio too. We have 2x GTRs with LSV &1x with Guild under grandfather clause. LSV did our paperwork from Melbourne too.

FYI OP, Shannons and LSV offer choice of repairer. Just Car doesn't.

GTR-N1 Grand Master

GTR-N1

Posted
Posted

Try RACV for a quote, we've had a discussion a while ago that they insure the Skyline.

NRMA insures grey imports up here too (like RACV) but the "Sum Insured" offered is quite lame. RACV is the same?

gtsttrk Mentor

gtsttrk

Posted
Posted

Depending on your age I really recommend going with just car, I insured my 33 GTST last year (male, 20, Hawthorn) and compared to other quotes I got from Shannon's and RACV they really offered a better price than the competitors.

Dylaan Veteran

Dylaan

Posted
Posted

Any reason you want to change from Just Car or are you just curious about other prices? I found they were much cheaper than other companies for someone in their early 20s driving an import.

Yes their excess is quite high but they seem to pay out more than others.

My old R33 was insured through Allianz for about 10k with 1k excess, my current R33 is insured through Just Car for 15k with excess just under 2k.

R31Nismoid Grand Master

R31Nismoid

Posted
Posted

Yes Ash, with adverts on radio too. We have 2x GTRs with LSV &1x with Guild under grandfather clause. LSV did our paperwork from Melbourne too.

FYI OP, Shannons and LSV offer choice of repairer. Just Car doesn't.

Interesting... Called them up. They won't come removely close to the Agreed Value Shannons were putting forward. So Lumley are still a waste of time unfortunately for a highly modded import :)

Also got a quote out of Enthusiast Underwriting, they've met the Agreed Value that Shannons have offered, and have beaten the premium by $250. Excess is better also ($1000 vs $1500). They offer choice of repairer & one windscreen a year (if damaged)

Just going through the rest of the PDS at the moment.

KamikazeNinja34 Veteran

KamikazeNinja34

Posted
Posted

But with what excess?

Ive been with just car before...wasn't a fan of the service

I <3 Shannon's

This. People praising JCI obviously haven't had to make a claim. They make every step of the process drawn out and painful and you have to argue for every little crumb they will give you. Shannons for me was cheaper and better peace of mind, that said I'm almost 24 now so my 3 speeding fines and an at fault claim didn't ruffle them.

gtsttrk Mentor

gtsttrk

Posted
Posted

Yeah excess with JCI is high, but also if you increase you're excess it can drop your premium by a fair bit.

Being a dickhead when I was younger meant there was no chance of me getting insurance through them, but I would definitely consider switching to them in the future. Still if you're young and and an under 25yo with an import I really don't see a lot of other options!

KamikazeNinja34 Veteran

KamikazeNinja34

Posted
Posted

There really is only those two in general for imports at all. Id never adjust the excess cuz I knew the moment I.did I'd have to make a claim knowing my luck

gtsttrk Mentor

gtsttrk

Posted
Posted

There really is only those two in general for imports at all. Id never adjust the excess cuz I knew the moment I.did I'd have to make a claim knowing my luck

Yeah thys exactly what I was afraid of, especially seeing I'm still in my first year of owning the car:)

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